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					<div class="stl_01" style="left:9.3817em;top: 6.9517em; z-index:612; "><span class="stl_07 stl_08 stl_09">注意： &nbsp;</span></div>
					<div class="stl_01" style="left:13.8817em;top: 6.9517em; z-index:645; "><span class="stl_07 stl_08 stl_10">在投保人确认投保本保险前</span><span class="stl_07 stl_08 stl_11">，</span><span class="stl_07 stl_08 stl_09">请</span><span class="stl_07 stl_08 stl_12">仔细阅读理解本保险条款的各项规定</span><span class="stl_07 stl_08 stl_13">，</span><span class="stl_07 stl_08 stl_14">尤</span><span class="stl_07 stl_08 stl_14">其 &nbsp;</span></div>
					<div class="stl_01" style="left:13.8817em;top: 8.0217em; z-index:678; "><span class="stl_07 stl_08 stl_10">是以粗体阴影标注的</span><span class="stl_07 stl_08 stl_15" style="font-weight:bold;">免除保险人责任的规定</span><span class="stl_07 stl_08 stl_16">。</span><span class="stl_07 stl_08 stl_14">如</span><span class="stl_07 stl_08 stl_14">有任何疑问</span><span class="stl_07 stl_08 stl_17">，</span><span class="stl_07 stl_08 stl_18">请</span><span class="stl_07 stl_08 stl_09">及时联系本 &nbsp;</span></div>
					<div class="stl_01" style="left:13.8817em;top: 9.0917em; z-index:701; "><span class="stl_07 stl_08 stl_10">公司业务人员或致电：</span><span class="stl_19 stl_08 stl_20">400-820-8858</span><span class="stl_07 stl_08 stl_20">。 &nbsp;</span></div>
					<div class="stl_01" style="left:15.6117em;top: 12.2823em; "><span class="stl_21 stl_08 stl_22" style="font-weight:bold;">美亚财产保险有限公司 &nbsp;</span></div>
					<div class="stl_01" style="left:20.8542em;top: 14.5188em; "><span class="stl_23 stl_08 stl_24">（以下简称本公司） &nbsp;</span></div>
					<div class="stl_01" style="left:17.2642em;top: 16.7959em; "><span class="stl_25 stl_08 stl_26" style="font-weight:bold;">美亚旅行意外伤害保险 &nbsp;</span></div>
					<div class="stl_01" style="left:21.7342em;top: 18.6588em; z-index:40; "><span class="stl_27 stl_08 stl_24">(2017</span><span class="stl_23 stl_08 stl_28">年第一版</span><span class="stl_27 stl_08 stl_28">) &nbsp;</span></div>
					<div class="stl_01" style="left:7.652em;top: 19.7705em; z-index:76; "><span class="stl_29 stl_08 stl_30">（注册编号：</span><span class="stl_31 stl_08 stl_32">C00003932312017042108682</span><span class="stl_29 stl_08 stl_24">；备案编号：</span><span class="stl_31 stl_08 stl_26">(</span><span class="stl_29 stl_08 stl_33">美亚财险</span><span class="stl_31 stl_08 stl_26">)(</span><span class="stl_29 stl_08 stl_24">备</span><span class="stl_31 stl_08 stl_26">-</span><span class="stl_29 stl_08 stl_24">普通意外保险</span><span class="stl_31 stl_08 stl_26">)</span><span class="stl_29 stl_08 stl_24">【</span><span class="stl_31 stl_08 stl_34">2017</span><span class="stl_29 stl_08 stl_24">】</span><span class="stl_31 stl_08 stl_26">(</span><span class="stl_29 stl_08 stl_24">主</span><span class="stl_31 stl_08 stl_26">) 002 &nbsp;</span></div>
					<div class="stl_01" style="left:24.0642em;top: 20.7405em; "><span class="stl_29 stl_08 stl_24">号） &nbsp;</span></div>
					<div class="stl_01" style="left:20.8642em;top: 22.8813em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">第一章 &nbsp;</span></div>
					<div class="stl_01" style="left:25.2142em;top: 22.8813em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">基本条款 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.3313em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第一条 保险合同的构成 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 27.7813em; "><span class="stl_23 stl_08 stl_24">本保险条款、保险单、投保单、批注及其他约定书均为《美亚旅行意外伤害保险》（以下 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.9213em; "><span class="stl_23 stl_08 stl_24">简称本合同）的构成部分。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 31.2013em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第二条 投保人 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 33.6513em; "><span class="stl_23 stl_08 stl_36">具有完全民事行为能力的被保险人本人、对被保险人有保险利益的其他人。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 36.1013em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第三条 被保险人 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.7229em; z-index:259; "><span class="stl_23 stl_08 stl_37">本合同投保时的被保险人可以为一人或数人，但最多不超过法律规定的人数限制，以本合 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.0329em; z-index:299; "><span class="stl_23 stl_08 stl_36">同约定的为准。被保险人的投保年龄必须符合本合同约定的年龄要求。</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">任何情形下，本保 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 41.3429em; z-index:337; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">险不承保任何国家或国际组织认定的恐怖分子或恐怖组织成员</span><span class="stl_23 stl_08 stl_38" style="font-weight:bold;">，</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">或</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">非法从事毒品</span><span class="stl_23 stl_08 stl_38" style="font-weight:bold;">、</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">核</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">武器、 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.6529em; "><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">生物或化学武器交易人员</span><span class="stl_23 stl_08 stl_39">。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.2729em; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">本合同仅承保在境内常住的被保险人，不承保非在境内常住的任何人</span><span class="stl_23 stl_08 stl_24">。本合同所称的境内 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 46.5829em; "><span class="stl_23 stl_08 stl_37">常住是指一年中在境内的居住时间累计达到或超过</span><span class="stl_27 stl_08 stl_24">183</span><span class="stl_23 stl_08 stl_24">天。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.2029em; z-index:460; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">若任何被保险人为同一旅行自愿投保由本公司承保的多种综合保险（不包括团体保险）， &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 50.4729em; z-index:500; "><span class="stl_23 stl_08 stl_41" style="font-weight:bold;">且在不同保障产品中有相同保险利益的，则本公司仅按其中保险金额最高者做出赔偿，并 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.7429em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">退还其它保险项下已收取的相应保险利益的保险费。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 54.1554em; "><span class="stl_23 stl_08 stl_24">若本合同项下的被保险人按本合同其他条款的约定而发生减少，则应以该条款约定为准， &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 55.4654em; "><span class="stl_23 stl_08 stl_24">本公司将书面通知投保人。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.0854em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第四条 被保险人的减少 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 60.7054em; "><span class="stl_23 stl_08 stl_24">本公司将按以下约定减少本合同项下的被保险人： &nbsp;</span></div>
					<div class="stl_01" style="left:24.6042em;top: 65.2881em; "><span class="stl_19 stl_08 stl_24">1</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0771em; z-index:41; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_43">）</span><span class="stl_23 stl_08 stl_24">若</span><span class="stl_23 stl_08 stl_24">本公司因承保风险发生重大变更而不接受某被保险人继续成为本合同的被保险人或 &nbsp;</span></div>
					<div class="stl_01" style="left:9.9917em;top: 7.2188em; z-index:78; "><span class="stl_23 stl_08 stl_24">投保人申请减少某被保险人</span><span class="stl_23 stl_08 stl_44">，</span><span class="stl_23 stl_08 stl_24">则</span><span class="stl_23 stl_08 stl_24">自其被取消被保资格之时起</span><span class="stl_23 stl_08 stl_45">，</span><span class="stl_23 stl_08 stl_24">本</span><span class="stl_23 stl_08 stl_24">合同项下的被保险人 &nbsp;</span></div>
					<div class="stl_01" style="left:9.9917em;top: 8.3588em; z-index:115; "><span class="stl_23 stl_08 stl_36">将不再包含该被保险人，其被保资格将于当日二十四时丧失。除本合同另有约定外， &nbsp;</span></div>
					<div class="stl_01" style="left:9.9917em;top: 9.4988em; z-index:152; "><span class="stl_23 stl_08 stl_24">本公司将退还按日计算的该被保险人项下相应的未满期保险费</span><span class="stl_23 stl_08 stl_46">。</span><span class="stl_23 stl_08 stl_24">但</span><span class="stl_23 stl_08 stl_24">对于按保险年度计 &nbsp;</span></div>
					<div class="stl_01" style="left:9.9917em;top: 10.6388em; z-index:162; "><span class="stl_23 stl_08 stl_47">收保险费的被保险人</span><span class="stl_27 stl_08 stl_24">,</span><span class="stl_23 stl_08 stl_24">如果对该被保险人的实际保障期间不满一年，本公司将根据下 &nbsp;</span></div>
					<div class="stl_01" style="left:9.9917em;top: 11.7788em; "><span class="stl_23 stl_08 stl_24">表约定比例退还已收取的该被保险人的保险费： &nbsp;</span></div>
					<div class="stl_01" style="left:14.0117em;top: 14.1888em; "><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">资格丧失日至满期日的天数 &nbsp;</span></div>
					<div class="stl_01" style="left:32.2358em;top: 14.1888em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">退还保险费的百分比 &nbsp;</span></div>
					<div class="stl_01" style="left:16.4942em;top: 15.7488em; z-index:250; "><span class="stl_23 stl_08 stl_24">足</span><span class="stl_27 stl_08 stl_24">300</span><span class="stl_23 stl_08 stl_24">天或以上 &nbsp;</span></div>
					<div class="stl_01" style="left:15.8317em;top: 17.1188em; z-index:272; "><span class="stl_23 stl_08 stl_48">足</span><span class="stl_27 stl_08 stl_24">270</span><span class="stl_23 stl_08 stl_24">天少于</span><span class="stl_27 stl_08 stl_24">300</span><span class="stl_23 stl_08 stl_24">天 &nbsp;</span></div>
					<div class="stl_01" style="left:15.8317em;top: 18.4888em; z-index:294; "><span class="stl_23 stl_08 stl_48">足</span><span class="stl_27 stl_08 stl_24">240</span><span class="stl_23 stl_08 stl_24">天少于</span><span class="stl_27 stl_08 stl_24">270</span><span class="stl_23 stl_08 stl_24">天 &nbsp;</span></div>
					<div class="stl_01" style="left:15.8317em;top: 19.8588em; z-index:316; "><span class="stl_23 stl_08 stl_48">足</span><span class="stl_27 stl_08 stl_24">210</span><span class="stl_23 stl_08 stl_24">天少于</span><span class="stl_27 stl_08 stl_24">240</span><span class="stl_23 stl_08 stl_24">天 &nbsp;</span></div>
					<div class="stl_01" style="left:15.8317em;top: 21.2288em; z-index:334; "><span class="stl_23 stl_08 stl_48">足</span><span class="stl_27 stl_08 stl_24">180</span><span class="stl_23 stl_08 stl_24">天少于</span><span class="stl_27 stl_08 stl_24">210</span><span class="stl_23 stl_08 stl_24">天 &nbsp;</span></div>
					<div class="stl_01" style="left:17.3742em;top: 22.6013em; "><span class="stl_23 stl_08 stl_24">少于</span><span class="stl_27 stl_08 stl_24">180</span><span class="stl_23 stl_08 stl_24">天 &nbsp;</span></div>
					<div class="stl_01" style="left:35.3558em;top: 15.7488em; z-index:253; "><span class="stl_27 stl_08 stl_24">60</span><span class="stl_23 stl_08 stl_24">％ &nbsp;</span></div>
					<div class="stl_01" style="left:35.3558em;top: 17.1188em; z-index:275; "><span class="stl_27 stl_08 stl_24">50</span><span class="stl_23 stl_08 stl_24">％ &nbsp;</span></div>
					<div class="stl_01" style="left:35.3558em;top: 18.4888em; z-index:297; "><span class="stl_27 stl_08 stl_24">40</span><span class="stl_23 stl_08 stl_24">％ &nbsp;</span></div>
					<div class="stl_01" style="left:35.5758em;top: 19.8588em; z-index:319; "><span class="stl_27 stl_08 stl_24">30% &nbsp;</span></div>
					<div class="stl_01" style="left:35.5758em;top: 21.2288em; z-index:341; "><span class="stl_27 stl_08 stl_24">25% &nbsp;</span></div>
					<div class="stl_01" style="left:35.5758em;top: 22.6013em; "><span class="stl_27 stl_08 stl_24">0</span><span class="stl_23 stl_08 stl_24">％ &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.1813em; z-index:374; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_49">）当保险期间为一年时，则自某一被保险人达到本合同约定的最高承保年龄后的首个保 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 26.3213em; "><span class="stl_23 stl_08 stl_24">险单满期日的二十四时起，本合同项下的被保险人将不再包含该被保险人。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.6013em; z-index:485; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">3</span><span class="stl_23 stl_08 stl_43">）</span><span class="stl_23 stl_08 stl_24">若</span><span class="stl_23 stl_08 stl_24">被保险人身故或本合同项下对被保险人的累计给付金额达到保险单所载该被保险人 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 29.7413em; z-index:522; "><span class="stl_23 stl_08 stl_24">所对应的保险金额</span><span class="stl_23 stl_08 stl_50">，</span><span class="stl_23 stl_08 stl_24">则</span><span class="stl_23 stl_08 stl_51">自其身故之日起或于本合同项下对其累计给付金额达到其保险 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 30.8813em; z-index:546; "><span class="stl_23 stl_08 stl_24">金额之日起</span><span class="stl_23 stl_08 stl_52">，</span><span class="stl_23 stl_08 stl_24">本</span><span class="stl_23 stl_08 stl_24">公司对该被保险人的保险责任终止</span><span class="stl_23 stl_08 stl_53">，</span><span class="stl_23 stl_08 stl_24">本</span><span class="stl_23 stl_08 stl_24">合同项下的被保险人将不再包 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 32.0213em; "><span class="stl_23 stl_08 stl_24">含该被保险人。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.3013em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第五条 年龄的确定与错误的处理 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 36.9213em; z-index:619; "><span class="stl_23 stl_08 stl_37">被保险人的投保年龄，以法定身份证件登记的周岁年龄为准</span><span class="stl_27 stl_08 stl_24" style="word-spacing:0em;">, </span><span class="stl_23 stl_08 stl_24">本合同所承保的被保险人的 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.2329em; "><span class="stl_23 stl_08 stl_36">投保年龄必须符合本合同约定的年龄要求。投保人在申请投保时，应按被保险人的周岁年 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.5429em; "><span class="stl_23 stl_08 stl_24">龄填写。若申报的被保险人的年龄不真实，则按照以下规定处理： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.1629em; z-index:727; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_54">）若按被保险人的周岁年龄所需收取的保险费较高，则本公司有权更正并要求投保人补 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 43.4729em; z-index:736; "><span class="stl_23 stl_08 stl_55">交差额的保险费；</span><span class="stl_23 stl_08 stl_56" style="font-weight:bold;">若被保险人已发生保险事故，本公司将根据正确年龄的保险费率， &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 44.7829em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">计算实际缴付的保险费所能购买的保险金额。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 47.4029em; z-index:826; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_54">）若按被保险人的周岁年龄所需收取的保险费较低，则所有多缴保险费将无息退还，而 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 48.7129em; "><span class="stl_23 stl_08 stl_24">所购买的保险金额维持不变。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.3329em; z-index:879; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">3</span><span class="stl_23 stl_08 stl_54">）若按被保险人的周岁年龄，根据本公司的核保规则不能承保，则本公司有权解除本合 &nbsp;</span></div>
					<div class="stl_01" style="left:9.7417em;top: 52.6454em; "><span class="stl_23 stl_08 stl_36">同或取消相应被保险人的被保险人资格，并按约定无息退还相应已缴付的保险费。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 55.2654em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第六条 受益人的指定与变更 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 57.7154em; z-index:966; "><span class="stl_23 stl_08 stl_24">于订立本合同时投保人经被保险人同意，可指定一人或数人为身故保险金受益人。身故保 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 59.0254em; z-index:1005; "><span class="stl_23 stl_08 stl_24">险金受益人为数人时，投保人可以确定受益顺序和受益份额，若未确定受益份额，各身故 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 60.3354em; "><span class="stl_23 stl_08 stl_36">保险金受益人将享有相等的受益权。受益人故意造成被保险人死亡、伤残、疾病的，或者 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 61.6451em; "><span class="stl_23 stl_08 stl_24">故意杀害被保险人未遂的，该受益人丧失受益权。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.6042em;top: 65.2881em; "><span class="stl_19 stl_08 stl_24">2</span></div>
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					<div class="stl_01" style="left:7.492em;top: 7.3888em; z-index:40; "><span class="stl_23 stl_08 stl_24">投保人经被保险人同意，可以书面通知本公司变更身故保险金受益人，并由本公司记录及 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 8.6988em; "><span class="stl_23 stl_08 stl_37">在保险合同上批注后生效。因身故保险金受益人变更所引起的法律上的纠纷，本公司不负 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 10.0088em; "><span class="stl_23 stl_08 stl_24">任何责任。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 12.6288em; z-index:124; "><span class="stl_23 stl_08 stl_57">被保险人身故，本公司将应付的保险金给予健在的身故保险金受益人。除另有特别安排外， &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 13.9388em; "><span class="stl_23 stl_08 stl_24">若所有身故保险金受益人先于被保险人身故，则本合同应付的保险金将归于被保险人的遗 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 15.2488em; "><span class="stl_23 stl_08 stl_24">产。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 17.8688em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第七条 住所或通讯地址的变更 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.4888em; "><span class="stl_23 stl_08 stl_24">投保人的住所或通讯地址有变更时，应及时书面通知本公司。投保人不作上述通知时，本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 21.7988em; "><span class="stl_23 stl_08 stl_24">公司按本合同所载的最后住所或通讯地址所发送的通知，均视为已送达投保人。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 24.2513em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第八条 合同内容变更 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 26.7013em; "><span class="stl_23 stl_08 stl_24">投保人在本合同有效期内，可根据本合同规定申请变更合同内容，经本公司同意并记录及 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 27.8413em; "><span class="stl_23 stl_08 stl_24">在保险合同上批注后生效。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.2913em; "><span class="stl_23 stl_08 stl_24">若某被保险人身故，则本公司不接受本合同中有关该被保险人的任何内容的变更申请。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.4742em;top: 32.7413em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.25em;">第二章 保险期间 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 35.3613em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第九条 保险责任期间 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.8129em; z-index:405; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">本公司在本合同项下承担任何保险责任须以投保人一次缴付本合同的全部保险费或按双 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.9529em; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">方约定的其他方式缴付保险费且本公司同意承保为前提。</span><span class="stl_23 stl_08 stl_24">本公司应签发保险单作为承保的 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.0929em; "><span class="stl_23 stl_08 stl_24">凭证。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.3729em; "><span class="stl_23 stl_08 stl_24">本合同的保险期间以保险单上载明的期限为准。二十四小时为一日，以北京时间为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 44.6529em; z-index:525; "><span class="stl_23 stl_08 stl_24">如投保单次旅行，本公司对各被保险人的保险责任的开始时间以下列情况中最迟发生的时 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.7929em; z-index:565; "><span class="stl_23 stl_08 stl_30">间为准：（</span><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_37">）保险单所载的生效日期；（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_37">）该被保险人在本合同有效期内为该次旅行离 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 46.9329em; z-index:604; "><span class="stl_23 stl_08 stl_36">开其境内日常居住地或日常工作地所在的市级行政区域，或搭乘公共交通工具直接前往其 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.0729em; z-index:643; "><span class="stl_23 stl_08 stl_37">日常居住地或日常工作地所在的市级行政区域之外的旅行目的地（二者以早者为准）。该 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.2129em; z-index:684; "><span class="stl_23 stl_08 stl_37">保险责任的终止时间以下列情况中最先发生的时间为准</span><span class="stl_23 stl_08 stl_58">：</span><span class="stl_23 stl_08 stl_24">（</span><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_59">）</span><span class="stl_23 stl_08 stl_24">保</span><span class="stl_23 stl_08 stl_24">险单所载保险期间满期日； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 50.3529em; z-index:724; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_37">）该被保险人完成该次旅行后直接返回至其境内日常居住地或日常工作地；（</span><span class="stl_27 stl_08 stl_24">3</span><span class="stl_23 stl_08 stl_24">）本合 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.4929em; "><span class="stl_23 stl_08 stl_36">同约定的该次旅行最长承保期间届满日（该次旅行最长承保期间应自前述该次旅行出发时 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 52.6354em; "><span class="stl_23 stl_08 stl_37">间起算，含始日与终日）。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 54.9154em; z-index:814; "><span class="stl_23 stl_08 stl_24">如保险期间为一年，本公司对各被保险人的保险责任的开始时间以下列情况中最迟发生的 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 56.0554em; z-index:855; "><span class="stl_23 stl_08 stl_30">时间为准</span><span class="stl_27 stl_08 stl_60">:</span><span class="stl_23 stl_08 stl_24">（</span><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_61">）保险单所载的生效日期；（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_62">）在本合同的有效期内，任何被保险人每次离 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 57.1954em; z-index:894; "><span class="stl_23 stl_08 stl_36">开其境内日常居住地或日常工作地所在的市级行政区域，或搭乘公共交通工具直接前往其 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.3354em; z-index:933; "><span class="stl_23 stl_08 stl_37">日常居住地或日常工作地所在的市级行政区域之外的旅行目的地（二者以早者为准）。该 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 59.4754em; z-index:973; "><span class="stl_23 stl_08 stl_63">保险责任的终止时间以下列情况中最先发生的时间为准：（</span><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_64">）该被保险人完成该次旅行后 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 60.6154em; z-index:1013; "><span class="stl_23 stl_08 stl_65">直接返回至其境内日常居住地或日常工作地；（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_66">）本合同约定的每次旅行最长承保期间届 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 61.7551em; z-index:1053; "><span class="stl_23 stl_08 stl_67">满日（每次旅行最长承保期间应自前述该次旅行出发时间起算，含始日与终日）；（</span><span class="stl_27 stl_08 stl_24">3</span><span class="stl_23 stl_08 stl_68">）保 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 62.8951em; "><span class="stl_23 stl_08 stl_24">险单所载保险期间满期日。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.6042em;top: 65.2881em; "><span class="stl_19 stl_08 stl_24">3</span></div>
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					<div class="stl_01" style="left:7.492em;top: 7.3488em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第十条 保险期间的延长 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.9688em; z-index:50; "><span class="stl_23 stl_08 stl_36">如任何被保险人于本合同有效期内因不可抗力的原因（包括但不限于恶劣的天气情况、自 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 11.2788em; z-index:90; "><span class="stl_23 stl_08 stl_24">然灾害</span><span class="stl_23 stl_08 stl_69">、</span><span class="stl_23 stl_08 stl_24">因</span><span class="stl_23 stl_08 stl_37">罹患疾病或遭受意外事故而致严重身体伤害入住当地医院</span><span class="stl_23 stl_08 stl_70">）</span><span class="stl_23 stl_08 stl_24">导</span><span class="stl_23 stl_08 stl_28">致其旅程延长</span><span class="stl_27 stl_08 stl_71">,</span><span class="stl_23 stl_08 stl_71">而 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 12.5888em; "><span class="stl_23 stl_08 stl_37">本合同的保险期间已届满并逾期，本公司将按合理情况及需要为该被保险人就前述旅程免 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 13.8988em; "><span class="stl_23 stl_08 stl_36">费自动延长本合同的保险期间，最长可至该被保险人旅程结束。 &nbsp;</span></div>
					<div class="stl_01" style="left:20.6342em;top: 16.3488em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">第三章 &nbsp;</span></div>
					<div class="stl_01" style="left:25.4342em;top: 16.3488em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">保险金额 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.7988em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第十一条 保险金额 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 21.4188em; "><span class="stl_23 stl_08 stl_24">本合同所称的保险金额是指保险单上所载与相关保险责任相对应的保险金额，若该金额经 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.5613em; "><span class="stl_23 stl_08 stl_37">本合同其他条款或批注修正而发生变更，则以变更后的金额为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:20.6342em;top: 24.8413em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">第四章 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 27.2913em; "><span class="stl_23 stl_08 stl_39" style="font-weight:bold; word-spacing:0.7606em;">第十二条 意外身故及伤残保险金给付 &nbsp;</span></div>
					<div class="stl_01" style="left:25.4342em;top: 24.8413em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 29.7413em; "><span class="stl_23 stl_08 stl_24">本公司在本合同项下对任一被保险人给付的各项保险金累计金额以保险单所载该被保险人 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.8813em; "><span class="stl_23 stl_08 stl_24">的保险金额为最高限额。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 33.1613em; z-index:353; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_57">）身故保险金：任何被保险人于本合同有效期内，在旅行期间遭遇意外事故，且自事故 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 34.3013em; z-index:369; "><span class="stl_23 stl_08 stl_24">发生之日起一百八十天内身故者</span><span class="stl_23 stl_08 stl_50">，</span><span class="stl_23 stl_08 stl_24">本</span><span class="stl_23 stl_08 stl_24">公司按保险单上所载该被保险人相应的保险金额 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 35.4413em; "><span class="stl_23 stl_08 stl_24">给付身故保险金予身故保险金受益人。 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 37.7229em; "><span class="stl_23 stl_08 stl_72" style="font-weight:bold;">若该被保险人于身故前曾领有本条款第二项的意外伤残保险金给付，则其意外事故 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 38.8629em; "><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">身故保险金为扣除该项内任何已给付保险金后的余额</span><span class="stl_23 stl_08 stl_39">。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 41.1429em; z-index:509; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_49">）意外伤残保险金：任何被保险人于本合同有效期内，在旅行期间遭遇意外事故，且自 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 42.2829em; z-index:550; "><span class="stl_23 stl_08 stl_24">事故发生之日起一百八十天内致</span><span class="stl_23 stl_08 stl_73">成</span><span class="stl_23 stl_08 stl_24">《</span><span class="stl_23 stl_08 stl_24">人身保险伤残评定标准及代码</span><span class="stl_23 stl_08 stl_74">》</span><span class="stl_23 stl_08 stl_24">（</span><span class="stl_23 stl_08 stl_75">保监发</span><span class="stl_27 stl_08 stl_24">[2014]6 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 43.4229em; z-index:593; "><span class="stl_23 stl_08 stl_76">号，标准编号为</span><span class="stl_27 stl_08 stl_24">JR/</span><span class="stl_27 stl_08 stl_71">T</span><span class="stl_27 stl_08 stl_24">0</span><span class="stl_27 stl_08 stl_77">083-2013</span><span class="stl_23 stl_08 stl_66">，以下简称“评定标准”）中所列的伤残项目，本公 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 44.5629em; z-index:630; "><span class="stl_23 stl_08 stl_78">司给付意外伤残保险金予该被保险人，</span><span class="stl_23 stl_08 stl_79" style="font-weight:bold;">该给付金额为按所致伤残根据评定标准评定 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 45.7029em; "><span class="stl_23 stl_08 stl_80" style="font-weight:bold;">的伤残程度等级相对应的给付比例乘以本合同保险单上所载该被保险人相应的保险 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 46.8429em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">金额计算</span><span class="stl_23 stl_08 stl_35">。 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 49.1229em; z-index:710; "><span class="stl_23 stl_08 stl_81" style="font-weight:bold;">若同一意外事故造成被保险人两处或两处以上伤残时，应首先对各处伤残程度分别 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 50.2629em; z-index:747; "><span class="stl_23 stl_08 stl_82" style="font-weight:bold;">进行评定，如果几处伤残等级不同，以最重的伤残等级作为最终的评定结论；如果 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 51.4029em; z-index:784; "><span class="stl_23 stl_08 stl_82" style="font-weight:bold;">两处或两处以上伤残等级相同，伤残等级在原评定基础上最多晋升一级，最高晋升 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 52.5454em; "><span class="stl_23 stl_08 stl_82" style="font-weight:bold;">至第一级。同一部位和性质的伤残，不应采用评定标准条文两条以上或同一条文两 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 53.6854em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">次以上进行评定。 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 55.9654em; z-index:867; "><span class="stl_23 stl_08 stl_82" style="font-weight:bold;">若不同意外事故造成被保险人同一器官或同一肢体的多次伤残，而伤残所属的等级 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 57.1054em; z-index:904; "><span class="stl_23 stl_08 stl_82" style="font-weight:bold;">不同时，以较严重伤残等级的伤残保险金给付为准；若后次伤残等级较严重，则需 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 58.2454em; z-index:941; "><span class="stl_23 stl_08 stl_82" style="font-weight:bold;">扣除已给付的伤残保险金；若前次伤残等级较严重，则本公司不再给付后次的伤残 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 59.3854em; z-index:978; "><span class="stl_23 stl_08 stl_82" style="font-weight:bold;">保险金。若不同意外事故造成被保险人不同器官或不同肢体的伤残，则本公司将给 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 60.5254em; "><span class="stl_23 stl_08 stl_72" style="font-weight:bold;">付各项伤残保险金之和，但给付金额之总数以本合同保险单上所载该被保险人相应 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 61.6651em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">的保险金额为限。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.6042em;top: 65.2881em; "><span class="stl_19 stl_08 stl_24">4</span></div>
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					<div class="stl_01" style="left:20.6342em;top: 6.0771em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">第五章 &nbsp;</span></div>
					<div class="stl_01" style="left:25.4342em;top: 6.0771em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">责任免除 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 8.5287em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第十三条 责任免除 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 10.9788em; z-index:56; "><span class="stl_23 stl_08 stl_83" style="font-weight:bold;">任何直接或间接由于下列情形引起的，与之有关的，或可归因于之的被保险人的伤害，或 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 12.1188em; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">意外事故发生于下列期间，或出现下列任一情形时，本公司不负任何赔偿责任： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 15.0688em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">1</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）战争或战争行为（无论宣战与否）、军事行动、内战、侵略、革命、政变、叛乱、 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 16.2088em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">谋反或任何类似事件。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 17.3488em; z-index:156; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">2</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）暴乱、暴动或罢工。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.4888em; z-index:195; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">3</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）任何生物、化学、原子能武器，原子能或核能装置所造成的爆炸、灼伤或辐射。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 19.6288em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">4</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）投保人或被保险人的故意行为；或被保险人无论当时神志是否清醒，自致伤害或自 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 20.7688em; z-index:238; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">杀。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 21.9088em; z-index:241; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">5</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）因被保险人挑衅或故意行为而导致的打斗、被袭击或被谋杀。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.0513em; z-index:297; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">6</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）被保险人参与执行军警任务或以执法者身份执行任务。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 24.1913em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">7</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）被保险人因从事违法犯罪的活动或因拒捕而导致的伤害；以及因遭受司法当局拘禁 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 25.3313em; z-index:346; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">或被判入狱期间。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 26.4713em; z-index:379; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">8</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）被保险人因酗酒或受酒精、毒品、管制药物的影响而导致的意外。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 27.6113em; z-index:382; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">9</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）被保险人酒后驾车、无照驾驶或驾驶无有效行驶证的机动交通工具。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.7513em; z-index:417; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">10</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）被保险人因精神错乱或失常而导致的意外，包括但不限于癫狂。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 29.8913em; z-index:478; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">11</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）被保险人未遵医生开具的处方，私自服用、涂用或注射药物。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 31.0313em; z-index:522; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">12</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">）被保险人罹患艾滋病（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">AIDS</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">）或感染艾滋病病毒（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">HIV</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）期间（前述定义，应按世 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 32.1713em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">界卫生组织所订的定义为准。若在被保险人的血液样本中发现上述病毒或其抗体， &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 33.3113em; z-index:574; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">则认定病人已受该病毒感染）。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.4513em; z-index:615; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">13</span><span class="stl_23 stl_08 stl_85" style="font-weight:bold;">）执行任何飞行器的领航或其它空勤任务，或者参加高空跳伞特技或跳伞运动</span><span class="stl_23 stl_08 stl_24">（不包 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 35.5913em; z-index:649; "><span class="stl_23 stl_08 stl_24">括由有资质的商业经营者提供的在跳伞教练陪同下的双人跳伞</span><span class="stl_23 stl_08 stl_86">）</span><span class="stl_23 stl_08 stl_87" style="font-weight:bold;">、</span><span class="stl_23 stl_08 stl_88" style="font-weight:bold;">滑</span><span class="stl_23 stl_08 stl_88" style="font-weight:bold;">翔</span><span class="stl_23 stl_08 stl_89" style="font-weight:bold;">、</span><span class="stl_23 stl_08 stl_88" style="font-weight:bold;">滑</span><span class="stl_23 stl_08 stl_88" style="font-weight:bold;">翔翼运动、 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 36.7313em; z-index:670; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">滑翔伞运动或其它类似空中运动。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.8729em; z-index:674; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">14</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）受保前已存在的受伤及其并发症。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.0129em; z-index:709; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">15</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）被保险人参加任何高风险活动。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.1529em; z-index:740; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">16</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）被保险人进行任何特技表演、车辆表演、驯兽或车辆竞赛。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 41.2929em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">17</span><span class="stl_23 stl_08 stl_90" style="font-weight:bold;">）被保险人受雇于商业船只；于海军、空军、陆军或其他军种服军役；职业性操作或 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 42.4329em; z-index:793; "><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">测试任何种类交通工具。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.5729em; z-index:834; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">18</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">）被保险人参与下列行业有关的体力劳动，前述行业包括但不限于石油挖掘、采矿、 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 44.7129em; z-index:871; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">空中摄影、处理爆炸物、森林砍伐、建筑工地现场施工，交通运输司乘、搬运、装 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 45.8529em; "><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">卸，水上作业，二级或以上的高处作业（以中华人民共和国国家标准ＧＢ</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">3608</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">—</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">83 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 46.9929em; z-index:916; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">为准）。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.1329em; z-index:947; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">19</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）被保险人参与任何传教、人道主义工作或与之有关的旅行。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.2729em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">20</span><span class="stl_23 stl_08 stl_91" style="font-weight:bold;">）任何直接或间接由于计划或实际前往或途经本合同约定的不承保国家或地区，或在 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 50.4129em; z-index:1008; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">上述国家或地区旅行期间发生的保险事故。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.5529em; z-index:1049; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">21</span><span class="stl_23 stl_08 stl_92" style="font-weight:bold;">）本公司在本合同项下提供任何保险保障、利益或支付任何保险赔偿金会导致本公司 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 52.6954em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">违反联合国决议项下的任何制裁、禁止性或限制性规定，或者违反中华人民共和国 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 53.8354em; z-index:1107; "><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">或美国颁布的任何经济贸易制裁、法律法规。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 54.9754em; z-index:1136; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">22</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">）投保本合同或其附加合同时被保险人已置身于境外的。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 56.1154em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">23</span><span class="stl_23 stl_08 stl_93" style="font-weight:bold;">）被保险人因妊娠、流产或分娩引起的伤害；药物过敏、食物中毒、美容手术、外科 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 57.2554em; z-index:1193; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">整形手术或其他医疗导致的伤害。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.3954em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">24</span><span class="stl_23 stl_08 stl_94" style="font-weight:bold;">）细菌或病毒感染</span><span class="stl_23 stl_08 stl_24">（但因意外伤害致有伤口而发生感染者除外）。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.0842em;top: 60.8454em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">第六章 &nbsp;</span></div>
					<div class="stl_01" style="left:25.8842em;top: 60.8454em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">保险费 &nbsp;</span></div>
					<div class="stl_01" style="left:24.6042em;top: 65.2881em; "><span class="stl_19 stl_08 stl_24">5</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0771em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第十四条 保险费的缴付 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 8.5287em; z-index:50; "><span class="stl_23 stl_08 stl_95">如保险期间为一年，投保人可按本公司核定的保险费一次性缴付，亦可选择由本公司同意 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.6687em; "><span class="stl_23 stl_08 stl_95">的分期缴付的方式缴付保险费，第一期以后的保险费应在保险费到期日或以前由投保人根 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 10.8088em; "><span class="stl_23 stl_08 stl_24">据本合同约定的缴付方式自行缴付。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 13.0888em; z-index:144; "><span class="stl_23 stl_08 stl_95">在采取分期缴付保险费方式的情况下，发生索赔（包括在约定宽限期内发生索赔）时，若 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 14.2288em; z-index:183; "><span class="stl_23 stl_08 stl_96">本公司于本合同项下向某被保险人累计给付赔偿金额将达保险单所载的保险金额时，本公 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 15.3688em; z-index:212; "><span class="stl_23 stl_08 stl_37">司有权要求投保人先补缴该被保险人该保险年度未缴的保险费</span><span class="stl_23 stl_08 stl_43">，</span><span class="stl_23 stl_08 stl_24">然</span><span class="stl_23 stl_08 stl_24">后再对该索赔进行处理。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 17.6488em; "><span class="stl_23 stl_08 stl_36">如保险期间不足一年，投保人应按本合同约定的缴付方式缴付保险费。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 19.9288em; "><span class="stl_23 stl_08 stl_97" style="font-weight:bold; word-spacing:0.7615em;">第十五条 宽限期 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.3813em; "><span class="stl_23 stl_08 stl_37">仅当保险期间为一年时，若投保人依约定分期缴付保险费，则除首期保险费外，每次保险 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.5213em; "><span class="stl_23 stl_08 stl_24">费到期日起三十天内为宽限期。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.9713em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第十六条 续保 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.4213em; z-index:359; "><span class="stl_23 stl_08 stl_37">仅当保险期间为一年时，投保人可于每个保险期间届满时或之前，于境内填写相关材料向 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 29.5613em; z-index:398; "><span class="stl_23 stl_08 stl_24">本公司申请并缴付续保保险费以示续保，若本公司同意且投保人已缴付续保期保险费，则 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.7013em; z-index:437; "><span class="stl_23 stl_08 stl_24">本合同将于下一个保险期间持续有效。本合同可按上述续保方式续保至所有被保险人均已 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 31.8413em; "><span class="stl_23 stl_08 stl_24">达到本合同所约定的最高承保年龄后的首个保险单满期日。若本公司已明确拒绝续保，则 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.9813em; "><span class="stl_23 stl_08 stl_24">本公司将无息退还已缴付的续保保险费。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 35.2613em; z-index:533; "><span class="stl_23 stl_08 stl_37">如本合同按上述续保方式续保的，则对于在每个保险期间届满时或之前开始但持续至下一 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 36.4013em; z-index:572; "><span class="stl_23 stl_08 stl_36">保险期间的任何旅行，仍应遵循本合同约定的每次旅行最长承保期间（每次旅行最长承保 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.5429em; z-index:611; "><span class="stl_23 stl_08 stl_37">期间应自前述该次旅行出发时间起算，含始日与终日）的限制，本公司对该次旅行所负保 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.6829em; z-index:651; "><span class="stl_23 stl_08 stl_98">险责任的终止时间以下列情况中较先发生的时间为准：（</span><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_99">）该被保险人完成该次旅行后直 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.8229em; z-index:672; "><span class="stl_23 stl_08 stl_49">接返回至其境内日常居住地或日常工作地；（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_57">）本合同约定的每次旅行最长承保期间届满 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.9629em; "><span class="stl_23 stl_08 stl_24">日（每次旅行最长承保期间应自前述该次旅行出发时间起算，含始日与终日）。 &nbsp;</span></div>
					<div class="stl_01" style="left:18.8542em;top: 43.2429em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">第七章 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.8629em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第十七条 告知义务及合同的效力 &nbsp;</span></div>
					<div class="stl_01" style="left:23.6542em;top: 43.2429em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">合同的解除与终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.4829em; "><span class="stl_23 stl_08 stl_24">投保人或被保险人对于本公司询问的告知事项应据实说明。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.1029em; z-index:817; "><span class="stl_23 stl_08 stl_100" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_101" style="font-weight:bold;">1</span><span class="stl_23 stl_08 stl_101" style="font-weight:bold;">）若因故意未履行如实告知义务，足以直接影响本公司决定是否同意承保本合同或提 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 52.2429em; z-index:854; "><span class="stl_23 stl_08 stl_81" style="font-weight:bold;">高保险费率的，无论当时保险事故是否发生，本公司有权按照相关法律规定解除本 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 53.3854em; z-index:891; "><span class="stl_23 stl_08 stl_81" style="font-weight:bold;">合同，并不退还保险费。对于本合同解除前所发生的保险事故，本公司不承担赔偿 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 54.5254em; z-index:928; "><span class="stl_23 stl_08 stl_81" style="font-weight:bold;">或者给付保险金的责任。若上述故意未履行如实告知义务仅直接影响本公司决定是 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 55.6654em; "><span class="stl_23 stl_08 stl_81" style="font-weight:bold;">否同意承保某一被保险人，则其被保资格将被取消；对于取消其被保资格前所发生 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 56.8054em; z-index:985; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">的保险事故，本公司不承担任何保险责任。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 57.9454em; z-index:1025; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_49">）若因重大过失未履行如实告知义务，足以直接影响本公司决定是否同意承保本合同或 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 59.0854em; z-index:1062; "><span class="stl_23 stl_08 stl_24">提高保险费率的</span><span class="stl_23 stl_08 stl_52">，</span><span class="stl_23 stl_08 stl_24">无</span><span class="stl_23 stl_08 stl_24">论当时保险事故是否发生</span><span class="stl_23 stl_08 stl_53">，</span><span class="stl_23 stl_08 stl_24">本</span><span class="stl_23 stl_08 stl_24">公司有权按照相关法律规定解除本 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 60.2254em; z-index:1099; "><span class="stl_23 stl_08 stl_24">合同</span><span class="stl_23 stl_08 stl_52">，</span><span class="stl_23 stl_08 stl_24">并</span><span class="stl_23 stl_08 stl_24">无息退还保险费</span><span class="stl_23 stl_08 stl_53">。</span><span class="stl_23 stl_08 stl_24">若</span><span class="stl_23 stl_08 stl_24">上述因重大过失未履行如实告知义务仅直接影响本公司 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 61.3651em; z-index:1136; "><span class="stl_23 stl_08 stl_24">决定是否同意承保某一被保险人</span><span class="stl_23 stl_08 stl_52">，</span><span class="stl_23 stl_08 stl_24">则</span><span class="stl_23 stl_08 stl_51">其被保资格将被取消</span><span class="stl_23 stl_08 stl_53">，</span><span class="stl_23 stl_08 stl_24">本</span><span class="stl_23 stl_08 stl_24">公司将无息退还该被保 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 62.5051em; "><span class="stl_23 stl_08 stl_102">险人相应部分的保险费。</span><span class="stl_23 stl_08 stl_101" style="font-weight:bold;">若因重大过失未履行如实告知义务，对于本合同解除前或 &nbsp;</span></div>
					<div class="stl_01" style="left:24.6042em;top: 65.2881em; "><span class="stl_19 stl_08 stl_24">6</span></div>
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					<div class="stl_01" style="left:9.8517em;top: 6.0771em; "><span class="stl_23 stl_08 stl_82" style="font-weight:bold;">取消被保资格前所发生的保险事故有严重影响的，本公司对该保险事故不承担任何 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 7.2188em; z-index:44; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">保险责任。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 8.3588em; z-index:84; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">3</span><span class="stl_23 stl_08 stl_54">）若未履行如实告知义务足以直接影响本公司决定是否提高保险费率的，而本公司同意 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 9.4988em; z-index:91; "><span class="stl_23 stl_08 stl_24">继续承保的</span><span class="stl_23 stl_08 stl_87">，</span><span class="stl_23 stl_08 stl_24">投</span><span class="stl_23 stl_08 stl_36">保人应向本公司补缴自本合同的生效日起累计增加的保险费及其利息 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 10.5397em; "><span class="stl_103 stl_08 stl_24">【注】 &nbsp;</span></div>
					<div class="stl_01" style="left:11.2217em;top: 10.6388em; z-index:125; "><span class="stl_23 stl_08 stl_24">。</span></div>
					<div class="stl_01" style="left:9.2417em;top: 11.7788em; "><span class="stl_23 stl_08 stl_24">【注】利息按本合同约定的利率计算。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 14.3988em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第十八条 合同的解除 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 17.0188em; z-index:190; "><span class="stl_23 stl_08 stl_36">投保人可于本合同有效期内至少提前三十天以书面形式向本公司申请退保，本合同将于书 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.1588em; "><span class="stl_23 stl_08 stl_36">面通知列明的合同终止日二十四时终止。退保时本公司将按照下表的比例退还投保人于本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 19.2988em; z-index:241; "><span class="stl_23 stl_08 stl_24">合同项下已缴付的保险费： &nbsp;</span></div>
					<div class="stl_01" style="left:14.0117em;top: 20.5688em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">效力终止日至满期日的天数 &nbsp;</span></div>
					<div class="stl_01" style="left:32.2758em;top: 20.5688em; "><span class="stl_23 stl_08 stl_24">退还保险费的百分比 &nbsp;</span></div>
					<div class="stl_01" style="left:16.4942em;top: 22.1313em; z-index:281; "><span class="stl_23 stl_08 stl_24">足</span><span class="stl_27 stl_08 stl_24">300</span><span class="stl_23 stl_08 stl_24">天或以上 &nbsp;</span></div>
					<div class="stl_01" style="left:15.8317em;top: 23.5013em; z-index:303; "><span class="stl_23 stl_08 stl_48">足</span><span class="stl_27 stl_08 stl_24">270</span><span class="stl_23 stl_08 stl_24">天少于</span><span class="stl_27 stl_08 stl_24">300</span><span class="stl_23 stl_08 stl_24">天 &nbsp;</span></div>
					<div class="stl_01" style="left:15.8317em;top: 24.8713em; z-index:325; "><span class="stl_23 stl_08 stl_48">足</span><span class="stl_27 stl_08 stl_24">240</span><span class="stl_23 stl_08 stl_24">天少于</span><span class="stl_27 stl_08 stl_24">270</span><span class="stl_23 stl_08 stl_24">天 &nbsp;</span></div>
					<div class="stl_01" style="left:15.8317em;top: 26.2413em; z-index:347; "><span class="stl_23 stl_08 stl_48">足</span><span class="stl_27 stl_08 stl_24">210</span><span class="stl_23 stl_08 stl_24">天少于</span><span class="stl_27 stl_08 stl_24">240</span><span class="stl_23 stl_08 stl_24">天 &nbsp;</span></div>
					<div class="stl_01" style="left:15.8317em;top: 27.6113em; z-index:365; "><span class="stl_23 stl_08 stl_48">足</span><span class="stl_27 stl_08 stl_24">180</span><span class="stl_23 stl_08 stl_24">天少于</span><span class="stl_27 stl_08 stl_24">210</span><span class="stl_23 stl_08 stl_24">天 &nbsp;</span></div>
					<div class="stl_01" style="left:17.3742em;top: 28.9813em; "><span class="stl_23 stl_08 stl_24">少于</span><span class="stl_27 stl_08 stl_24">180</span><span class="stl_23 stl_08 stl_24">天 &nbsp;</span></div>
					<div class="stl_01" style="left:35.5758em;top: 22.1313em; z-index:284; "><span class="stl_27 stl_08 stl_24">60% &nbsp;</span></div>
					<div class="stl_01" style="left:35.5758em;top: 23.5013em; z-index:306; "><span class="stl_27 stl_08 stl_24">50% &nbsp;</span></div>
					<div class="stl_01" style="left:35.5758em;top: 24.8713em; z-index:328; "><span class="stl_27 stl_08 stl_24">40% &nbsp;</span></div>
					<div class="stl_01" style="left:35.5758em;top: 26.2413em; z-index:350; "><span class="stl_27 stl_08 stl_24">30% &nbsp;</span></div>
					<div class="stl_01" style="left:35.5758em;top: 27.6113em; z-index:372; "><span class="stl_27 stl_08 stl_24">25% &nbsp;</span></div>
					<div class="stl_01" style="left:35.7958em;top: 28.9813em; "><span class="stl_27 stl_08 stl_24">0% &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 31.7313em; z-index:442; "><span class="stl_23 stl_08 stl_24">如本合同所承保的危险程度增加，影响到本公司同意承保的基础，本公司可于本合同有效 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.8713em; z-index:481; "><span class="stl_23 stl_08 stl_24">期内提前三十天以书面通知投保人解除合同，本合同将于该书面通知列明的合同终止日二 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.0113em; "><span class="stl_23 stl_08 stl_36">十四时终止。该书面通知由专人或以挂号或其它类似邮寄方式送至投保人的住所地址或通 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 35.1513em; "><span class="stl_23 stl_08 stl_24">讯地址，本公司将退回按日计算的未满期保险费。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.6029em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第十九条 合同效力的终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.0529em; z-index:572; "><span class="stl_23 stl_08 stl_24">本合同发生下列情况之一时将会自动终止： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 41.3629em; z-index:574; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_49">）当保险期间为一年时，所有被保险人达到本合同所约定的最高承保年龄后的首个保险 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 42.5029em; z-index:617; "><span class="stl_23 stl_08 stl_24">单满期日； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.6429em; z-index:647; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_36">）保险期间届满，投保人无意续保或本公司不接受本合同续保； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 44.7829em; z-index:649; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">3</span><span class="stl_23 stl_08 stl_24">）当保险期间为一年时，本合同的应缴保险费于宽限期过后仍未缴交； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.9229em; z-index:682; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">4</span><span class="stl_23 stl_08 stl_24">）本合同因其他条款所列情况而终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.2029em; z-index:708; "><span class="stl_23 stl_08 stl_104">注：在（</span><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_105">）或（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_106">）项所提及的情况下，本合同效力于该保险单满期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.3429em; z-index:743; "><span class="stl_23 stl_08 stl_107">在（</span><span class="stl_27 stl_08 stl_24">3</span><span class="stl_23 stl_08 stl_24">）项所提及的情况下，本合同效力于该保险费到期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:19.7442em;top: 51.6229em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">第八章 &nbsp;</span></div>
					<div class="stl_01" style="left:24.5442em;top: 51.6229em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">保险金的申请 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 54.0754em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第二十条 保险事故的通知 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 56.5254em; "><span class="stl_23 stl_08 stl_24">投保人、被保险人或者保险金受益人知道保险事故发生后，应当及时通知保险人。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 59.1454em; z-index:872; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">如因索赔申请人故意或重大过失未及时通知本公司</span><span class="stl_23 stl_08 stl_108" style="font-weight:bold;">，</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">而</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">导致保险事故的性质</span><span class="stl_23 stl_08 stl_108" style="font-weight:bold;">、</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">原</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">因</span><span class="stl_23 stl_08 stl_109" style="font-weight:bold;">、</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">损</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">失程 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 60.4554em; z-index:901; "><span class="stl_23 stl_08 stl_110" style="font-weight:bold;">度难以确定的</span><span class="stl_23 stl_08 stl_111" style="font-weight:bold;">，</span><span class="stl_23 stl_08 stl_88" style="font-weight:bold;">本</span><span class="stl_23 stl_08 stl_112" style="font-weight:bold;">公司对无法确定的损失部分不负赔偿责任</span><span class="stl_23 stl_08 stl_113">，</span><span class="stl_23 stl_08 stl_24">但</span><span class="stl_23 stl_08 stl_24">本公司通过其它途径已经及 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 61.7651em; "><span class="stl_23 stl_08 stl_24">时知道或者应当及时知道保险事故发生的除外。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.6042em;top: 65.2881em; "><span class="stl_19 stl_08 stl_24">7</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0771em; "><span class="stl_23 stl_08 stl_94" style="font-weight:bold; word-spacing:0.7603em;">第二十一条 证明文件</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">/</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">索赔申请 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 8.5287em; "><span class="stl_23 stl_08 stl_24">若发生保险事故，索赔申请人向本公司提出索赔时，应填写索赔申请书，并提供以下证明 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.6687em; "><span class="stl_23 stl_08 stl_24">和资料原件予本公司，以申请本合同项下保险金： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 11.9488em; z-index:84; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_24">）保险合同； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 13.0888em; z-index:118; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_24">）被保险人的户籍注销证明或其他相关类似证明、身份证件（如适用）； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 14.2288em; z-index:154; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">3</span><span class="stl_23 stl_08 stl_24">）身故保险金受益人的户籍证明或其他相关类似证明、身份证件（如适用）； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 15.3688em; z-index:190; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">4</span><span class="stl_23 stl_08 stl_24">）医院、公安部门或本公司认可的死亡证明或其他相关类似证明（如适用）； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 16.5088em; z-index:192; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">5</span><span class="stl_23 stl_08 stl_57">）二级或二级以上医院或本公司认可的医疗机构、司法鉴定机构或其他鉴定机构出具的 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 17.6488em; z-index:247; "><span class="stl_23 stl_08 stl_37">被保险人伤残程度鉴定书（如适用）； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.7888em; z-index:249; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">6</span><span class="stl_23 stl_08 stl_37">）索赔申请人所能提供的与本项申请相关的其他材料。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 21.0688em; z-index:314; "><span class="stl_23 stl_08 stl_114">若索赔申请人因特殊原因不能提供上述列明的证明资料，则应提供法律认可的其他有关证明资 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.2113em; z-index:340; "><span class="stl_23 stl_08 stl_24">料</span><span class="stl_23 stl_08 stl_50">，</span><span class="stl_23 stl_08 stl_24">以</span><span class="stl_23 stl_08 stl_24">提出索赔申请</span><span class="stl_23 stl_08 stl_115">。</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">索赔申请人未能提供有关材料</span><span class="stl_23 stl_08 stl_116" style="font-weight:bold;">，</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">导</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">致本公司无法核实该申请的真实性的， &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.3513em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">本公司对无法核实部分不承担给付保险金的责任。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.6313em; z-index:420; "><span class="stl_23 stl_08 stl_57">本公司在收到索赔申请人的赔偿请求及完整的索赔资料后，将及时作出核定。情形复杂的， &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 26.7713em; "><span class="stl_23 stl_08 stl_36" style="word-spacing:0.1276em;">如无法在法律规定的时限内作出核定，则双方同意适当延长，但延长的时限最长不超过 </span><span class="stl_27 stl_08 stl_24">30 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 27.9113em; "><span class="stl_23 stl_08 stl_24">天。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.1913em; z-index:501; "><span class="stl_23 stl_08 stl_24">本公司应当将核定结果通知索赔申请人；对属于保险责任的，在与索赔申请人达成给付保 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 31.3313em; z-index:540; "><span class="stl_23 stl_08 stl_24">险金的协议后十日内，履行赔偿保险金义务。本保险合同对给付保险金的期限有约定的， &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.4713em; z-index:579; "><span class="stl_23 stl_08 stl_24">本公司应当按照约定履行给付保险金的义务。本公司依照前款约定作出核定后，对不属于 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 33.6113em; "><span class="stl_23 stl_08 stl_24">保险责任的，应当自作出核定之日起三日内向索赔申请人发出拒绝给付保险金通知书，并 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.7513em; "><span class="stl_23 stl_08 stl_24">说明理由。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.0313em; "><span class="stl_23 stl_08 stl_24">本合同项下的相关索赔申请人向本公司请求赔偿或者给付保险金的诉讼时效期间为两年， &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.1729em; "><span class="stl_23 stl_08 stl_24">自其知道或者应当知道保险事故发生之日起计算。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.4529em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第二十二条 补充索赔证明和资料的通知 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.0729em; "><span class="stl_23 stl_08 stl_24">如果本公司认为索赔申请人提供的有关索赔的证明和资料不完整的，将会及时一次性通知 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 44.2129em; "><span class="stl_23 stl_08 stl_24">索赔申请人补充提供。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 46.4929em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第二十三条 先行赔付义务 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.1129em; z-index:800; "><span class="stl_23 stl_08 stl_24">本公司自收到给付保险金的请求和有关证明、资料之日起六十日内，对其给付的数额不能 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 50.2529em; "><span class="stl_23 stl_08 stl_24">确定的，将会根据已有证明和资料可以确定的数额先予支付；本公司最终确定给付的数额 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.3929em; "><span class="stl_23 stl_08 stl_24">后，将会支付相应的差额。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 53.8454em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第二十四条 失踪的处理 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 56.4654em; z-index:900; "><span class="stl_23 stl_08 stl_24">在本合同有效期内，被保险人因遭遇意外事故而失踪，后经法院宣告为死亡，本公司将视 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 57.6054em; "><span class="stl_23 stl_08 stl_36">此情况为意外事故而导致身故，给付身故保险金。若于日后发现被保险人生还时，身故保 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.7454em; "><span class="stl_23 stl_08 stl_24">险金的受领人必须将已领取的身故保险金于一个月内返还本公司。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 61.0251em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第二十五条 身体检查及司法鉴定 &nbsp;</span></div>
					<div class="stl_01" style="left:24.6042em;top: 65.2881em; "><span class="stl_19 stl_08 stl_24">8</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0771em; "><span class="stl_23 stl_08 stl_24">在申请索赔期内，本公司有权要求被保险人作身体检查或提供有关的检验报告。如被保险 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 7.2188em; "><span class="stl_23 stl_08 stl_24">人身故，本公司有权要求司法鉴定机构对保险事故进行鉴定。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.4988em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第二十六条 保险金结算汇率 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 11.9488em; "><span class="stl_23 stl_08 stl_37">理赔时，如需由外币转换为人民币支付，则本公司在支付保险金时所适用的汇率以保险事 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 13.0888em; "><span class="stl_23 stl_08 stl_24">故发生当日中国人民银行公布的人民币汇率中间价为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.4642em;top: 15.3688em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">第九章 &nbsp;</span></div>
					<div class="stl_01" style="left:26.3842em;top: 15.3688em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">其它 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 17.6488em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第二十七条 争议的处理 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.0988em; "><span class="stl_23 stl_08 stl_88">在本合同或其附加合同履行过程中发生任何争议，其解决方式由当事人根据合同约定从下 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 21.2388em; "><span class="stl_23 stl_08 stl_24">列两种方式中选择一种： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.5213em; z-index:210; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_54">）因履行本合同或其附加合同发生的争议，由当事人协商解决。协商不成的，提交双方 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 24.6613em; z-index:259; "><span class="stl_23 stl_08 stl_24">约定的仲裁委员会仲裁； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.8013em; z-index:261; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_54">）因履行本合同或其附加合同发生的争议，由当事人协商解决。协商不成的，依法向人 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 26.9413em; "><span class="stl_23 stl_08 stl_24">民法院起诉。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 29.2213em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第二十八条 法律适用 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 31.6713em; "><span class="stl_23 stl_08 stl_36">本合同及其附加合同均适用中华人民共和国法律。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 33.9513em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第二十九条 释义 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 36.4013em; z-index:382; "><span class="stl_23 stl_08 stl_36">一、本合同所称的意外事故：是指因遭遇外来的、突发的、非本意的、非疾病的、不可预 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 37.5429em; z-index:420; "><span class="stl_23 stl_08 stl_37">见的、可见的客观事件，并以此为直接且单独原因导致其身体伤害、残疾或身故。</span><span class="stl_23 stl_08 stl_37" style="font-weight:bold;">为 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 38.6829em; "><span class="stl_23 stl_08 stl_95" style="font-weight:bold;">避免疑义，任何情形导致的猝死以及由于高原反应导致的身故均不属于本合同承保的 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 39.8229em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">意外事故。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.1029em; z-index:503; "><span class="stl_23 stl_08 stl_36">二、本合同所称的战争：是指不同国家或民族之间，或同一国家或民族至少控制特定区域 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 43.2429em; "><span class="stl_23 stl_08 stl_37">内事实上权力机构及指挥武装力量的不同群体之间的敌对行为，包括由特定武装力量 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 44.3829em; "><span class="stl_23 stl_08 stl_36">的成员指挥的或实施的以战争为诉求的事件。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 46.6629em; "><span class="stl_23 stl_08 stl_24">三、本合同所称的不可抗力：是指不能预见、不能避免并不能克服的客观情况。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.9429em; "><span class="stl_23 stl_08 stl_57">四、本合同所称的严重身体伤害：是指因意外事故或疾病而致身体伤害，且经由医生诊查， &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 50.0829em; z-index:650; "><span class="stl_23 stl_08 stl_24">确定其身体状况可构成生命危险。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 52.3629em; "><span class="stl_23 stl_08 stl_36">五、本合同所称的索赔申请人：指本合同的被保险人、身故保险金受益人、被保险人的法 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 53.5054em; "><span class="stl_23 stl_08 stl_24">定继承人或法律规定享有保险金请求权的其他人。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 55.7854em; "><span class="stl_23 stl_08 stl_24">六、本合同所称的身故保险金的受领人：指本合同的身故保险金受益人、被保险人的法定 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 56.9254em; "><span class="stl_23 stl_08 stl_24">继承人或法律规定享有保险金请求权的其他人。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 59.2054em; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">七、本合同所称的医院：是指本公司指定的医疗机构或符合下列所有条件的机构： &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 60.3454em; z-index:818; "><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">1.</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">拥有合法经营执照； &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 61.4851em; z-index:820; "><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">2.</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">设立的主要目的为向受伤者和患病者提供留院治疗和护理服务； &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 62.6251em; "><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">3.</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">有合格的医生和护士提供全日二十四小时的医疗和护理服务； &nbsp;</span></div>
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					<div class="stl_01" style="left:9.2717em;top: 6.0771em; "><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">4.</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">非主要作为康复、护理、疗养、戒酒、戒毒或类似的医疗机构。 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 8.3588em; "><span class="stl_23 stl_08 stl_117" style="font-weight:bold;">若因罹患疾病而于境内医院进行治疗，医院必须是符合上述条件的二级或三级公立医 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 9.4988em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">院。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 11.7788em; "><span class="stl_23 stl_08 stl_24">八、本合同所称的境内：是指中国大陆地区，不包括台湾省、香港及澳门特别行政区。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 14.0588em; "><span class="stl_23 stl_08 stl_24">九、本合同所称的境外：是指中国大陆以外的国家和地区，包括台湾省、香港及澳门特别 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 15.1988em; "><span class="stl_23 stl_08 stl_24">行政区。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 17.4788em; z-index:191; "><span class="stl_23 stl_08 stl_24">十、本合同所称的医生：是指在医院内行医并拥有处方权的医生，亦指在被保险人接受诊 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 18.6188em; "><span class="stl_23 stl_08 stl_36">断、医疗、处方或手术的地区内合法注册且有行医资格的医生，医生不能为该被保险 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 19.7588em; "><span class="stl_23 stl_08 stl_24">人本人或其直系亲属。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.0413em; "><span class="stl_23 stl_08 stl_36">十一、本合同所称的直系亲属：是指被保险人的配偶、父母、子女、兄弟或姐妹、（外） &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 23.1813em; "><span class="stl_23 stl_08 stl_37">祖父母、（外）孙子女、配偶的父母。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.4613em; z-index:333; "><span class="stl_23 stl_08 stl_118" style="font-weight:bold;">十二</span><span class="stl_23 stl_08 stl_119" style="font-weight:bold;">、</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">本</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">合同所称的受保前已存在的受伤</span><span class="stl_23 stl_08 stl_120" style="font-weight:bold;">：</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">是</span><span class="stl_23 stl_08 stl_112" style="font-weight:bold;">指被保险人于其在本合同项下获保前两年内 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 26.6013em; z-index:369; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">曾因受伤出现任何症状而使一正常而审慎的人寻求诊断</span><span class="stl_23 stl_08 stl_120" style="font-weight:bold;">、</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">医</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">疗护理或医药治疗</span><span class="stl_23 stl_08 stl_120" style="font-weight:bold;">；</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">或</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">被 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 27.7413em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">保险人于其在本合同项下获保前两年内曾经医生推荐接受医药治疗或医疗意见。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.0213em; "><span class="stl_23 stl_08 stl_24">十三、本合同所称的利率：是指同期中国人民银行每月第一个营业日已颁布生效的三个月 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 31.1613em; "><span class="stl_23 stl_08 stl_24">居民定期储蓄存款利率。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 33.4413em; z-index:494; "><span class="stl_23 stl_08 stl_24">十四、本合同所称的公共交通工具：是指领有适格政府主管部门依法颁发的公共交通营运 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 34.5813em; z-index:531; "><span class="stl_23 stl_08 stl_37">执照，以收费方式合法载客的公共汽车、长途汽车、出租车（仅限四轮机动车）、渡 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 35.7213em; z-index:568; "><span class="stl_23 stl_08 stl_36">船、气垫船、水翼船、轮船、火车、有轨电车、轨道列车（包括地铁、轻轨及磁悬浮 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 36.8613em; z-index:605; "><span class="stl_23 stl_08 stl_36">列车）、经营固定航班的航空公司或包机公司经营的固定翼飞机、航空公司所经营的 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 38.0029em; "><span class="stl_23 stl_08 stl_24">且在两个固定的商业机场之间或有营运执照的商业直升机站之间运营的直升飞机和任 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 39.1429em; "><span class="stl_23 stl_08 stl_24">何按固定的路线和时刻表运营的固定机场客车。 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 41.4229em; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">凡上述所列的各种交通工具用于非公共交通工具的目的和用途，均属不符合本合同公 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 42.5629em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">共交通工具的定义。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 44.8429em; "><span class="stl_23 stl_08 stl_24">十五、本合同所称的住院：是指被保险人经医生建议入住医院达二十四小时以上且由医院 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 45.9829em; "><span class="stl_23 stl_08 stl_24">收取病房或床位费用。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.2629em; z-index:799; "><span class="stl_23 stl_08 stl_36">十六、本合同所称的传染病：是指具有流行性和传染性的疾病，且相关政府部门或世界卫 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 49.375em; z-index:808; "><span class="stl_23 stl_08 stl_24">生组</span><span class="stl_23 stl_08 stl_122">织</span><span class="stl_23 stl_08 stl_24">（</span><span class="stl_123 stl_124 stl_125">WHO</span><span class="stl_23 stl_08 stl_126">）</span><span class="stl_23 stl_08 stl_24">已</span><span class="stl_23 stl_08 stl_24">发出高级别疫情警告或类似通告建议不适宜到受疫情影响地区旅行。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.6829em; "><span class="stl_23 stl_08 stl_36">十七、本合同所称的高风险活动：是指极易对身体造成伤害或危及生命的活动，具体详见 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 52.8254em; "><span class="stl_23 stl_08 stl_24">附录一。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.2942em;top: 57.3854em; "><span class="stl_23 stl_08 stl_24">（此页内容结束） &nbsp;</span></div>
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					<div class="stl_01" style="left:23.0342em;top: 6.0771em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">附录一： &nbsp;</span></div>
					<div class="stl_01" style="left:21.2842em;top: 8.3056em; "><span class="stl_128 stl_08 stl_88" style="font-weight:bold;">高风险活动列表 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 10.8888em; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">本保险不予承保的高风险活动具体包括下列各项： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 13.1688em; z-index:46; "><span class="stl_27 stl_08 stl_35" style="font-weight:bold; word-spacing:-0.0004em;">1. </span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">以下高危活动： &nbsp;</span></div>
					<div class="stl_01" style="left:8.322em;top: 14.3088em; z-index:61; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">1</span><span class="stl_23 stl_08 stl_94" style="font-weight:bold;">）极限运动（见注释</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">1</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）； &nbsp;</span></div>
					<div class="stl_01" style="left:8.322em;top: 15.4488em; z-index:76; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">2</span><span class="stl_23 stl_08 stl_94" style="font-weight:bold;">）竞技体育（见注释</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">2</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）； &nbsp;</span></div>
					<div class="stl_01" style="left:8.322em;top: 16.5888em; "><span class="stl_23 stl_08 stl_129" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_130" style="font-weight:bold;">3</span><span class="stl_23 stl_08 stl_131" style="font-weight:bold;">）可以或可能获得或收到任何酬劳、捐赠、赞助或经济回报的职业体育运动或其他 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8017em;top: 17.7288em; z-index:119; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">运动； &nbsp;</span></div>
					<div class="stl_01" style="left:8.322em;top: 18.8688em; z-index:127; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">4</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）速度赛； &nbsp;</span></div>
					<div class="stl_01" style="left:8.322em;top: 20.0088em; z-index:140; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">5</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）探险（见注释</span><span class="stl_27 stl_08 stl_132" style="font-weight:bold;">3</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）； &nbsp;</span></div>
					<div class="stl_01" style="left:8.322em;top: 21.1488em; z-index:143; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">6</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）非由有资质的商业运营者提供的狩猎活动； &nbsp;</span></div>
					<div class="stl_01" style="left:8.322em;top: 22.2913em; z-index:166; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">7</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">）滑雪道外的滑雪或滑雪板运动； &nbsp;</span></div>
					<div class="stl_01" style="left:8.322em;top: 23.4313em; z-index:195; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">8</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">）四级或以上急流漂筏； &nbsp;</span></div>
					<div class="stl_01" style="left:8.322em;top: 24.5713em; z-index:210; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">9</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">）领海以外区域进行航海； &nbsp;</span></div>
					<div class="stl_01" style="left:8.322em;top: 25.7113em; z-index:254; "><span class="stl_23 stl_08 stl_100" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_133" style="font-weight:bold;">10</span><span class="stl_23 stl_08 stl_101" style="font-weight:bold;">）水肺潜水</span><span class="stl_23 stl_08 stl_134">，但具备</span><span class="stl_27 stl_08 stl_48">CMAS</span><span class="stl_23 stl_08 stl_40">国际潜水合格证、潜水教练专业协会（</span><span class="stl_27 stl_08 stl_48">PADI</span><span class="stl_23 stl_08 stl_24">）资质证书或 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8017em;top: 26.8513em; z-index:292; "><span class="stl_23 stl_08 stl_37">其它类似资质认证证书或在合格教练陪伴下潜水的除外</span><span class="stl_23 stl_08 stl_135">。</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">在前述除外情形下</span><span class="stl_23 stl_08 stl_136" style="font-weight:bold;">，</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">潜</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">水深 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8017em;top: 27.9913em; z-index:333; "><span class="stl_23 stl_08 stl_137" style="font-weight:bold;">度不得超过所获</span><span class="stl_27 stl_08 stl_132" style="font-weight:bold;">CMAS</span><span class="stl_23 stl_08 stl_101" style="font-weight:bold;">国际潜水合格证、</span><span class="stl_27 stl_08 stl_138" style="font-weight:bold;">PADI</span><span class="stl_23 stl_08 stl_139" style="font-weight:bold;">资质证书或其它类似资质认证证书所注 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8017em;top: 29.1313em; "><span class="stl_23 stl_08 stl_140" style="font-weight:bold;">明的深度，最大潜水深度以</span><span class="stl_27 stl_08 stl_133" style="font-weight:bold;">30</span><span class="stl_23 stl_08 stl_80" style="font-weight:bold;">米为限，且个人不得独自潜水，否则该潜水活动仍应 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8017em;top: 30.2713em; z-index:380; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">被视为高危活动； &nbsp;</span></div>
					<div class="stl_01" style="left:8.322em;top: 31.4113em; z-index:407; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">11</span><span class="stl_23 stl_08 stl_112" style="font-weight:bold;">）摩托车运动，</span><span class="stl_23 stl_08 stl_24">但若同时满足下列所有条件的除外： &nbsp;</span></div>
					<div class="stl_01" style="left:10.3417em;top: 32.5233em; z-index:432; "><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_43">）</span><span class="stl_23 stl_08 stl_24">操</span><span class="stl_23 stl_08 stl_24">控摩托车的人</span><span class="stl_23 stl_08 stl_141">员</span><span class="stl_23 stl_08 stl_24">（</span><span class="stl_23 stl_08 stl_24">包括操控摩托车的被保险人</span><span class="stl_23 stl_08 stl_142">）</span><span class="stl_23 stl_08 stl_24">持</span><span class="stl_23 stl_08 stl_51">有该摩托车所行驶国家颁发 &nbsp;</span></div>
					<div class="stl_01" style="left:10.3417em;top: 33.6913em; z-index:457; "><span class="stl_23 stl_08 stl_37">的或认可的有效摩托车驾照； &nbsp;</span></div>
					<div class="stl_01" style="left:10.3417em;top: 34.8033em; z-index:481; "><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_119">）</span><span class="stl_23 stl_08 stl_24">摩</span><span class="stl_23 stl_08 stl_24" style="word-spacing:0.0028em;">托车排量在 </span><span class="stl_123 stl_124 stl_24" style="word-spacing:-0.0568em;">126 </span><span class="stl_23 stl_08 stl_143" style="word-spacing:0.0151em;">毫升以下；或当摩托车排量为 </span><span class="stl_123 stl_124 stl_24" style="word-spacing:-0.0568em;">126 </span><span class="stl_23 stl_08 stl_144">毫升或以上时，被保险人或 &nbsp;</span></div>
					<div class="stl_01" style="left:10.3417em;top: 35.9713em; z-index:519; "><span class="stl_23 stl_08 stl_37">操控摩托车的人员持有所操作摩托车的有效行驶证； &nbsp;</span></div>
					<div class="stl_01" style="left:10.3417em;top: 37.0833em; z-index:543; "><span class="stl_123 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_43">）</span><span class="stl_23 stl_08 stl_24">在</span><span class="stl_23 stl_08 stl_24">任何情况下</span><span class="stl_23 stl_08 stl_43">，</span><span class="stl_23 stl_08 stl_24">均</span><span class="stl_23 stl_08 stl_24">须遵守当地的道路交通法规</span><span class="stl_23 stl_08 stl_145">，</span><span class="stl_23 stl_08 stl_24">同</span><span class="stl_23 stl_08 stl_24">时佩戴摩托车头盔和相应安全 &nbsp;</span></div>
					<div class="stl_01" style="left:10.3417em;top: 38.2529em; "><span class="stl_23 stl_08 stl_24">设备。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.5329em; z-index:562; "><span class="stl_27 stl_08 stl_35" style="font-weight:bold; word-spacing:-0.0004em;">2. </span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">以下登山、探险攀登以及高原活动： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 41.6729em; z-index:591; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">1</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）登山（见注释</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">4</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.8129em; z-index:603; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">2</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）户外攀岩或绳降； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.9529em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">3</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）海拔</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">5500</span><span class="stl_23 stl_08 stl_94" style="font-weight:bold;">米以上的任何活动。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 47.3729em; z-index:662; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:-0.0117em;">注释 </span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">1</span><span class="stl_23 stl_08 stl_146" style="font-weight:bold;">：</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">极</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">限运动</span><span class="stl_23 stl_08 stl_51">是指需要高水准专业能力</span><span class="stl_23 stl_08 stl_53">、</span><span class="stl_23 stl_08 stl_24">高</span><span class="stl_23 stl_08 stl_24">度专业化器械或特殊技能的</span><span class="stl_23 stl_08 stl_53">、</span><span class="stl_23 stl_08 stl_24">挑</span><span class="stl_23 stl_08 stl_147">战自身体能 &nbsp;</span></div>
					<div class="stl_01" style="left:11.0317em;top: 48.5129em; z-index:697; "><span class="stl_23 stl_08 stl_148">极限的极易对身体造成伤害或危及生命的体育运动，包括但不限于巨浪冲浪、冬 &nbsp;</span></div>
					<div class="stl_01" style="left:11.0317em;top: 49.6529em; z-index:732; "><span class="stl_23 stl_08 stl_148">季运动（如无舵雪橇、有舵雪橇、滑雪、滑雪板跳跃或表演）、独木舟冲急流、 &nbsp;</span></div>
					<div class="stl_01" style="left:11.0317em;top: 50.7929em; z-index:767; "><span class="stl_23 stl_08 stl_149">悬崖跳水、马术跳跃赛、马球、特技表演以及自行车、摩托车、空中或海上船只 &nbsp;</span></div>
					<div class="stl_01" style="left:11.0317em;top: 51.9329em; z-index:802; "><span class="stl_23 stl_08 stl_150">速度赛或表演，但不包括经有资质的当地旅游经营者或活动提供方所提供的，普 &nbsp;</span></div>
					<div class="stl_01" style="left:11.0317em;top: 53.0754em; z-index:837; "><span class="stl_23 stl_08 stl_150">通大众参加不予限制（所述限制不包括身高、通常的健康或体能要求的警告）的 &nbsp;</span></div>
					<div class="stl_01" style="left:11.0317em;top: 54.2154em; z-index:843; "><span class="stl_23 stl_08 stl_151">旅游活动，</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">前提条件是该旅游活动必须遵循旅游经营者或活动提供方合格向导的 &nbsp;</span></div>
					<div class="stl_01" style="left:11.0317em;top: 55.3554em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">督导和指导</span><span class="stl_23 stl_08 stl_35">。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 57.6354em; z-index:920; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:-0.0117em;">注释 </span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">2</span><span class="stl_23 stl_08 stl_108" style="font-weight:bold;">：</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">竞</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">技体育</span><span class="stl_23 stl_08 stl_24">是指任何有体能要求的</span><span class="stl_23 stl_08 stl_145">、</span><span class="stl_23 stl_08 stl_24">特</span><span class="stl_23 stl_08 stl_24">技类的</span><span class="stl_23 stl_08 stl_145">、</span><span class="stl_23 stl_08 stl_24">竞</span><span class="stl_23 stl_08 stl_28">赛类的有组织体育活动或赛</span><span class="stl_23 stl_08 stl_145">事</span><span class="stl_23 stl_08 stl_24">（</span><span class="stl_23 stl_08 stl_24">包 &nbsp;</span></div>
					<div class="stl_01" style="left:11.0317em;top: 58.7754em; z-index:956; "><span class="stl_23 stl_08 stl_152" style="word-spacing:-0.0462em;">括训练在内）， 包括但不限于自行车、三项全能、冬季两项、超级马拉松、马术、 &nbsp;</span></div>
					<div class="stl_01" style="left:11.0317em;top: 59.9154em; z-index:992; "><span class="stl_23 stl_08 stl_153">帆船及其他水上运动项目、足球、橄榄球、曲棍球、体操、撑杆跳、击剑、举重、 &nbsp;</span></div>
					<div class="stl_01" style="left:11.0317em;top: 61.0551em; "><span class="stl_23 stl_08 stl_148">射箭、射击、武术、拳击以及所有冬季体育运动项目。竞技体育不包括任何针对 &nbsp;</span></div>
					<div class="stl_01" style="left:11.0317em;top: 62.1951em; "><span class="stl_23 stl_08 stl_24">中小学生组织的包括上述体育项目在内的体育比赛。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">11 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 7.2188em; z-index:42; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:-0.0117em;">注释 </span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">3</span><span class="stl_23 stl_08 stl_154" style="font-weight:bold;">：</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">探</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">险</span><span class="stl_23 stl_08 stl_24">是指明知在某种特定的自然条件下有失去生命或使身体受到伤害的危险</span><span class="stl_23 stl_08 stl_155">，</span><span class="stl_23 stl_08 stl_156">而</span><span class="stl_23 stl_08 stl_156">以 &nbsp;</span></div>
					<div class="stl_01" style="left:11.0317em;top: 8.3588em; z-index:77; "><span class="stl_23 stl_08 stl_148">任何形式故意使自己置身其中的行为，包括但不限于以徒步形式前往高风险、难 &nbsp;</span></div>
					<div class="stl_01" style="left:11.0317em;top: 9.4988em; z-index:112; "><span class="stl_23 stl_08 stl_149">以到达或不适于居住的地区的旅行，任何江河海漂流，前往未曾勘察或未经开垦 &nbsp;</span></div>
					<div class="stl_01" style="left:11.0317em;top: 10.6388em; z-index:147; "><span class="stl_23 stl_08 stl_149">的地区，因科考研究或政治目的前往偏远地区，以及极地探险、徒步穿越沙漠或 &nbsp;</span></div>
					<div class="stl_01" style="left:11.0317em;top: 11.7788em; z-index:182; "><span class="stl_23 stl_08 stl_149">人迹罕见的原始森林等活动。对于上述未列举的其他情形，经有资质的旅游经营 &nbsp;</span></div>
					<div class="stl_01" style="left:11.0317em;top: 12.9188em; z-index:217; "><span class="stl_23 stl_08 stl_149">者或活动提供方所提供的、普通大众参加不予限制（所述限制不包括身高、通常 &nbsp;</span></div>
					<div class="stl_01" style="left:11.0317em;top: 14.0588em; z-index:248; "><span class="stl_23 stl_08 stl_24">的健康或体能要求的警告</span><span class="stl_23 stl_08 stl_157">）</span><span class="stl_23 stl_08 stl_48">的</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">徒步</span><span class="stl_27 stl_08 stl_24">(</span><span class="stl_23 stl_08 stl_24" style="word-spacing:0.0019em;">见注释 </span><span class="stl_27 stl_08 stl_24">5)</span><span class="stl_23 stl_08 stl_24">和旅行不属于探险</span><span class="stl_23 stl_08 stl_157">，</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">前提条件是该徒 &nbsp;</span></div>
					<div class="stl_01" style="left:11.0317em;top: 15.1988em; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">步或旅行必须遵循旅游经营者或活动提供方合格向导的督导和指导</span><span class="stl_23 stl_08 stl_40">。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 17.4788em; z-index:325; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:-0.0117em;">注释 </span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">4</span><span class="stl_23 stl_08 stl_52" style="font-weight:bold;">：</span><span class="stl_23 stl_08 stl_88" style="font-weight:bold;">登</span><span class="stl_23 stl_08 stl_158" style="font-weight:bold;">山</span><span class="stl_23 stl_08 stl_24">是指通常情况下需使用特定装</span><span class="stl_23 stl_08 stl_52">备</span><span class="stl_23 stl_08 stl_24">（</span><span class="stl_23 stl_08 stl_24">包括但不限于鞋底钉</span><span class="stl_23 stl_08 stl_159">、</span><span class="stl_23 stl_08 stl_24">冰</span><span class="stl_23 stl_08 stl_24">爪</span><span class="stl_23 stl_08 stl_146">、</span><span class="stl_23 stl_08 stl_24">镐</span><span class="stl_23 stl_08 stl_53">、</span><span class="stl_23 stl_08 stl_24">锚</span><span class="stl_23 stl_08 stl_53">、</span><span class="stl_23 stl_08 stl_24">螺</span><span class="stl_23 stl_08 stl_24">栓、 &nbsp;</span></div>
					<div class="stl_01" style="left:11.0317em;top: 18.6188em; "><span class="stl_23 stl_08 stl_36">竖钩、锁扣、引绳或顶绳攀登的锚定设备等）攀登山峰或下山。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.8988em; z-index:395; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:-0.0117em;">注释 </span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">5</span><span class="stl_23 stl_08 stl_154" style="font-weight:bold;">：</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">徒</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">步</span><span class="stl_23 stl_08 stl_77">是指涉及户外过夜</span><span class="stl_23 stl_08 stl_154">，</span><span class="stl_23 stl_08 stl_24">主</span><span class="stl_23 stl_08 stl_36">要靠步行但期间也可通过骑行动物或乘坐越野车辆进行 &nbsp;</span></div>
					<div class="stl_01" style="left:11.0317em;top: 22.0413em; z-index:430; "><span class="stl_23 stl_08 stl_150">的远足、健行、徒步旅行或类似的穿越山岭地区、国家公园、自然保护区或保留 &nbsp;</span></div>
					<div class="stl_01" style="left:11.0317em;top: 23.1813em; "><span class="stl_23 stl_08 stl_149">地的活动，户外包括野营地、棚屋、山林或草原小屋。为避免疑义，徒步不包括 &nbsp;</span></div>
					<div class="stl_01" style="left:11.0317em;top: 24.3213em; "><span class="stl_23 stl_08 stl_24">登山。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.2942em;top: 28.8813em; "><span class="stl_23 stl_08 stl_24">（此页内容结束） &nbsp;</span></div>
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					<div class="stl_01" style="left:15.6117em;top: 6.2123em; "><span class="stl_21 stl_08 stl_22" style="font-weight:bold;">美亚财产保险有限公司 &nbsp;</span></div>
					<div class="stl_01" style="left:20.8542em;top: 8.4488em; "><span class="stl_23 stl_08 stl_24">（以下简称本公司） &nbsp;</span></div>
					<div class="stl_01" style="left:13.4917em;top: 10.9959em; "><span class="stl_25 stl_08 stl_160" style="font-weight:bold;">美亚附加旅行急性病身故健康保险 &nbsp;</span></div>
					<div class="stl_01" style="left:21.2942em;top: 12.8588em; z-index:46; "><span class="stl_23 stl_08 stl_24">（</span><span class="stl_27 stl_08 stl_24">2017</span><span class="stl_23 stl_08 stl_28">年第一版） &nbsp;</span></div>
					<div class="stl_01" style="left:7.652em;top: 13.9705em; z-index:52; "><span class="stl_29 stl_08 stl_30">（注册编号：</span><span class="stl_31 stl_08 stl_32">C00003932622017042108702</span><span class="stl_29 stl_08 stl_24">；备案编号：</span><span class="stl_31 stl_08 stl_26">(</span><span class="stl_29 stl_08 stl_33">美亚财险</span><span class="stl_31 stl_08 stl_26">)(</span><span class="stl_29 stl_08 stl_24">备</span><span class="stl_31 stl_08 stl_26">-</span><span class="stl_29 stl_08 stl_24">疾病保险</span><span class="stl_31 stl_08 stl_26">)</span><span class="stl_29 stl_08 stl_24">【</span><span class="stl_31 stl_08 stl_26">2017</span><span class="stl_29 stl_08 stl_161">】</span><span class="stl_31 stl_08 stl_26">(</span><span class="stl_29 stl_08 stl_24">附</span><span class="stl_31 stl_08 stl_26">) 026</span><span class="stl_29 stl_08 stl_24">号） &nbsp;</span></div>
					<div class="stl_01" style="left:18.6542em;top: 16.1088em; "><span class="stl_23 stl_08 stl_24">（本附加合同须投保始有效力） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.5188em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第一条 附加合同的订立和构成 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 21.4288em; z-index:176; "><span class="stl_23 stl_08 stl_88">《美亚附加旅行急性病身故健康保险》合同（以下简称本附加合同），依主合同投保人的 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.5713em; "><span class="stl_23 stl_08 stl_83">申请，经本公司同意而订立。本附加合同附加于主合同而成立，主合同的条款也适用于本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.7113em; "><span class="stl_23 stl_08 stl_24">附加合同，若主合同与本附加合同的条款互有冲突，则以本附加合同为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.9913em; z-index:288; "><span class="stl_23 stl_08 stl_117" style="font-weight:bold;">投保人可以在投保《美亚附加旅行医药补偿医疗保险》、《美亚附加境内旅行医药补偿医 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 27.1313em; "><span class="stl_23 stl_08 stl_91" style="font-weight:bold;">疗保险》或《美亚附加境外旅行医药补偿医疗保险》的基础上，选择投保本附加险，本附 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.2713em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">加险不能独立投保。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.5513em; "><span class="stl_23 stl_08 stl_24">若本附加合同的承保项目在保险单上或批注项内未载明，本附加合同不发生效力。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.9613em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.6246em;">第二条 本附加合同生效 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 35.8713em; z-index:423; "><span class="stl_23 stl_08 stl_37">本附加合同的生效时间同《美亚附加旅行医药补偿医疗保险》、《美亚附加境内旅行医药 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.0113em; "><span class="stl_23 stl_08 stl_36">补偿医疗保险》或《美亚附加境外旅行医药补偿医疗保险》合同的生效时间，或以本附加 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.1529em; "><span class="stl_23 stl_08 stl_24">合同的批注所载明的生效时间为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.5629em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第三条 保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.6029em; z-index:524; "><span class="stl_23 stl_08 stl_37">在本附加合同保险有效期内，如任何被保险人在旅行期间突发急性病并自发病之日起七天 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 44.8729em; "><span class="stl_23 stl_08 stl_36">内以该急性病为直接且单独原因导致其身故的，本公司将按保险单所载本附加合同项下被 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 46.1429em; "><span class="stl_23 stl_08 stl_37">保险人相应的保险金额给付急性病身故保险金予该被保险人的身故保险金受益人。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.1829em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">第四条 &nbsp;</span></div>
					<div class="stl_01" style="left:11.5117em;top: 49.1829em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">责任免除 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 50.925em; z-index:648; "><span class="stl_23 stl_08 stl_96" style="font-weight:bold;">除主合同条款第五章第十三条“责任免除”项下第（</span><span class="stl_162 stl_124 stl_24">23</span><span class="stl_23 stl_08 stl_163" style="font-weight:bold;">）、（</span><span class="stl_162 stl_124 stl_24">24</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）项外，主合同项下所有 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 52.0929em; "><span class="stl_23 stl_08 stl_164" style="font-weight:bold;">其他责任免除条款均适用于本附加合同，若主合同中责任免除条款与本条款有相抵触之 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 53.2354em; "><span class="stl_23 stl_08 stl_97" style="font-weight:bold;">处，则应以本条款为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 56.1454em; z-index:733; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">任何在下列期间发生的</span><span class="stl_23 stl_08 stl_120" style="font-weight:bold;">，</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">或</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">由下列原因直接或间接地造成的急性病身故</span><span class="stl_23 stl_08 stl_120" style="font-weight:bold;">，</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">本</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">公司不负任何 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 57.4154em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">赔偿责任： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 59.1854em; z-index:761; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">1</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）先天性疾病或先天性畸形。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 60.3254em; z-index:764; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">2</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">）受保前已存在的疾病及其并发症。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 61.4651em; z-index:795; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">3</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">）精神疾病、错乱、失常。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 62.8151em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">4</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">）受酒精、毒品、管制药物影响或滥用、误用药物。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">13 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0771em; z-index:28; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">5</span><span class="stl_23 stl_08 stl_165" style="font-weight:bold;">）性传播疾病，包括但不限于罹患艾滋病（</span><span class="stl_27 stl_08 stl_112" style="font-weight:bold;">AIDS</span><span class="stl_23 stl_08 stl_166" style="font-weight:bold;">）、感染艾滋病病毒（</span><span class="stl_27 stl_08 stl_167" style="font-weight:bold;">HIV</span><span class="stl_23 stl_08 stl_34" style="font-weight:bold;">）或罹患与 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 7.2188em; z-index:73; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">艾滋病（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">AIDS</span><span class="stl_23 stl_08 stl_94" style="font-weight:bold;">）或艾滋病病毒（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">HIV</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）有关的疾病。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 8.3588em; z-index:109; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">6</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）麻醉、内外科手术、药物过敏等导致的医疗事故以及由此引发的并发症。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.4988em; z-index:147; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">7</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）妊娠、流产、分娩、不孕不育症、避孕及绝育手术及由此导致的任何并发症。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 10.6388em; "><span class="stl_23 stl_08 stl_100" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_101" style="font-weight:bold;">8</span><span class="stl_23 stl_08 stl_101" style="font-weight:bold;">）根据被保险人的主治医生的意见，可以被合理延迟至被保险人返回中国大陆境内后 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 11.7788em; "><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">进行而被保险人坚持在境外进行的治疗或手术。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 13.1288em; z-index:225; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">9</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">）未能取得医院或医生证明。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 14.4788em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">10</span><span class="stl_23 stl_08 stl_168" style="font-weight:bold;">）被保险人旅行的目的之一是为了进行治疗或寻求医疗建议，即使该目的不是被保险 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 15.6188em; z-index:276; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">人旅行的主要原因。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 16.9688em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">11</span><span class="stl_23 stl_08 stl_94" style="font-weight:bold;">）该旅行违背医嘱。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 19.5888em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第五条 证明文件</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">/</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">索赔申请 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.5013em; "><span class="stl_23 stl_08 stl_36">索赔申请人向本公司索赔时，应提供以下证明和资料原件作为索赔单证，连同保险合同及 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.7713em; "><span class="stl_23 stl_08 stl_36">本公司规定的索赔申请表格一起递交本公司，以申请本附加合同项下保险金： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.5413em; z-index:403; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_24">）被保险人的户籍注销证明或其他相关类似证明、身份证件； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 26.6813em; z-index:434; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_24">）身故保险金受益人的户籍证明或其他相关类似证明、身份证件； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 27.8213em; z-index:436; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">3</span><span class="stl_23 stl_08 stl_36">）医院、公安部门或本公司认可的死亡证明或其他相关类似证明； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.9613em; z-index:467; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">4</span><span class="stl_23 stl_08 stl_24">）索赔申请人所能提供的其他与本项申请相关的材料。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 31.3713em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第六条 附加合同效力的终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.4113em; "><span class="stl_23 stl_08 stl_24">本附加合同发生下列情况之一时将会自动终止： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 36.0513em; z-index:535; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_24">）主合同效力终止； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.1913em; z-index:537; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_37">）保险期间届满，投保人无意续保或本公司不接受本附加合同续保； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.3329em; z-index:569; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">3</span><span class="stl_23 stl_08 stl_37">）投保人于本附加合同有效期内向本公司申请解除本附加合同； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.4729em; z-index:599; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">4</span><span class="stl_23 stl_08 stl_24">）本附加合同因其他条款所列情况而终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 41.9629em; z-index:624; "><span class="stl_23 stl_08 stl_30">注：在第（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_24">）项所提及的情况下，本附加合同效力于保险单满期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 44.8729em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第七条 释义 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 47.9129em; "><span class="stl_23 stl_08 stl_36">一、本附加合同所称的突发急性病：是指被保险人突然发生不及时由医生救治将危及生命 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.0529em; z-index:709; "><span class="stl_23 stl_08 stl_30">安危的急性疾病。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.8329em; z-index:748; "><span class="stl_23 stl_08 stl_41" style="font-weight:bold;">二、本附加合同所称的受保前已存在的疾病：是指被保险人于其在本附加合同项下获保前 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 52.9754em; z-index:786; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">六个月内曾出现任何症状而引致一正常而审慎的人向医生寻求诊断、医疗护理或医药治 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 54.1154em; "><span class="stl_23 stl_08 stl_117" style="font-weight:bold;">疗；或被保险人于其在本附加合同项下获保前六个月内曾经医生推荐接受医药治疗或医疗 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 55.2554em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">意见。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.2942em;top: 60.3154em; "><span class="stl_23 stl_08 stl_24">（此页内容结束） &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">14 &nbsp;</span></div>
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					<div class="stl_01" style="left:15.6117em;top: 7.3523em; "><span class="stl_21 stl_08 stl_22" style="font-weight:bold;">美亚财产保险有限公司 &nbsp;</span></div>
					<div class="stl_01" style="left:20.8542em;top: 9.5888em; "><span class="stl_23 stl_08 stl_24">（以下简称本公司） &nbsp;</span></div>
					<div class="stl_01" style="left:14.2417em;top: 12.2459em; "><span class="stl_25 stl_08 stl_32" style="font-weight:bold;">美亚附加旅行医药补偿医疗保险 &nbsp;</span></div>
					<div class="stl_01" style="left:21.7342em;top: 14.1088em; z-index:45; "><span class="stl_27 stl_08 stl_24">(2017</span><span class="stl_23 stl_08 stl_28">年第一版</span><span class="stl_27 stl_08 stl_28">) &nbsp;</span></div>
					<div class="stl_01" style="left:7.652em;top: 15.2205em; z-index:51; "><span class="stl_29 stl_08 stl_30">（注册编号：</span><span class="stl_31 stl_08 stl_32">C00003932522017042108872</span><span class="stl_29 stl_08 stl_24">；备案编号：</span><span class="stl_31 stl_08 stl_26">(</span><span class="stl_29 stl_08 stl_33">美亚财险</span><span class="stl_31 stl_08 stl_26">)(</span><span class="stl_29 stl_08 stl_24">备</span><span class="stl_31 stl_08 stl_26">-</span><span class="stl_29 stl_08 stl_24">医疗保险</span><span class="stl_31 stl_08 stl_26">)</span><span class="stl_29 stl_08 stl_24">【</span><span class="stl_31 stl_08 stl_26">2017</span><span class="stl_29 stl_08 stl_161">】</span><span class="stl_31 stl_08 stl_26">(</span><span class="stl_29 stl_08 stl_24">附</span><span class="stl_31 stl_08 stl_26">) 021</span><span class="stl_29 stl_08 stl_24">号） &nbsp;</span></div>
					<div class="stl_01" style="left:18.6542em;top: 17.3588em; "><span class="stl_23 stl_08 stl_24">（本附加合同须投保始有效力） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 19.9388em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第一条 附加合同的订立和构成 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.2213em; z-index:175; "><span class="stl_23 stl_08 stl_95">《美亚附加旅行医药补偿医疗保险》合同（以下简称本附加合同），依主合同投保人的申 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.5313em; "><span class="stl_23 stl_08 stl_96">请，经本公司同意而订立。本附加合同附加于主合同而成立，主合同的条款也适用于本附 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 24.8413em; "><span class="stl_23 stl_08 stl_24">加合同，若主合同与本附加合同的条款互有冲突，则以本附加合同为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 27.4213em; "><span class="stl_23 stl_08 stl_24">若本附加合同的承保项目在保险单上或批注项内未载明，本附加合同不发生效力。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 29.9613em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.6246em;">第二条 本附加合同生效 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.5413em; "><span class="stl_23 stl_08 stl_95">本附加合同的生效时间同主合同的生效时间，或以本附加合同的批注所载明的生效时间为 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 33.8513em; "><span class="stl_23 stl_08 stl_24">准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 36.4313em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第三条 保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.9729em; z-index:379; "><span class="stl_23 stl_08 stl_24">一、在本附加合同有效期内，若任何被保险人于旅行期间遭受主合同约定的意外事故或罹 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 40.1129em; z-index:416; "><span class="stl_23 stl_08 stl_36">患疾病而进行必要治疗，本公司将以保险单所载本附加合同项下该被保险人相应的保 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 41.2529em; "><span class="stl_23 stl_08 stl_37">险金额为限，补偿被保险人自遭受意外事故或罹患疾病之日起九十天内已在医院（若 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 42.3929em; "><span class="stl_23 stl_08 stl_36">为境外旅行，则包括在境外的医疗诊所）内支出的、必需且合理的实际医药费用。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.6729em; "><span class="stl_23 stl_08 stl_36">二、但若任何被保险人因下列情形于境内发生下述医药费用： &nbsp;</span></div>
					<div class="stl_01" style="left:7.502em;top: 47.3129em; z-index:555; "><span class="stl_23 stl_08 stl_37">（一）被保险人于境外旅行期间遭受意外事故或罹患疾病，且自其返回境内后需接受必要 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 48.4529em; z-index:559; "><span class="stl_23 stl_08 stl_24">治疗</span><span class="stl_23 stl_08 stl_50">，</span><span class="stl_23 stl_08 stl_24">自</span><span class="stl_23 stl_08 stl_37">遭受意外事故或罹患疾病之日起九十天内在境内医院支出必需且合理的实际 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 49.5929em; "><span class="stl_23 stl_08 stl_24">医药费用； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.2329em; "><span class="stl_23 stl_08 stl_96">（二）被保险人于境内旅行期间遭受意外事故或罹患疾病进行必要治疗，自遭受意外事故 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 52.3729em; "><span class="stl_23 stl_08 stl_37">或罹患疾病之日起九十天内在境内医院支出必需且合理的实际医药费用， &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 55.3654em; "><span class="stl_23 stl_08 stl_24">本公司按下述规定补偿该被保险人： &nbsp;</span></div>
					<div class="stl_01" style="left:8.082em;top: 57.0054em; z-index:723; "><span class="stl_27 stl_08 stl_24" style="word-spacing:-0.0004em;">1. </span><span class="stl_23 stl_08 stl_36">若被保险人没有公费医疗、社会基本医疗保险、其他费用补偿型医疗保险或被保险人 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 58.1454em; z-index:760; "><span class="stl_23 stl_08 stl_36">未从公费医疗、社会基本医疗保险、其他费用补偿型医疗保险取得医药费用补偿，则 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 59.2854em; "><span class="stl_23 stl_08 stl_36">本公司对其在医院内已支出的、必需且合理的实际医药费用，将以下列方式确定的限 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 60.4254em; "><span class="stl_23 stl_08 stl_51">额为限补偿被保险人： &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">15 &nbsp;</span></div>
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					<div class="stl_01" style="left:8.082em;top: 6.0771em; z-index:4; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_36">）在上述第（一）项所提及的情形下，以保险单所载本附加合同项下该被保险人相应 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 7.2188em; "><span class="stl_23 stl_08 stl_51">的保险金额的百分之十（</span><span class="stl_27 stl_08 stl_24">10%</span><span class="stl_23 stl_08 stl_24">）为限； &nbsp;</span></div>
					<div class="stl_01" style="left:8.082em;top: 8.8588em; z-index:98; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_37">）在上述第（二）项所提及的情形下，若因意外事故导致治疗，以保险单所载本附加 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 9.9988em; z-index:129; "><span class="stl_23 stl_08 stl_37">合同项下该被保险人相应的保险金额为限</span><span class="stl_23 stl_08 stl_52">；</span><span class="stl_23 stl_08 stl_169">若</span><span class="stl_23 stl_08 stl_24">因罹患疾病导致治疗</span><span class="stl_23 stl_08 stl_53">，</span><span class="stl_23 stl_08 stl_24">以</span><span class="stl_23 stl_08 stl_24">保险单所载本 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 11.1388em; "><span class="stl_23 stl_08 stl_37">附加合同项下该被保险人相应的“境内旅行的疾病医药补偿”保险金额为限。 &nbsp;</span></div>
					<div class="stl_01" style="left:8.082em;top: 14.4188em; z-index:208; "><span class="stl_27 stl_08 stl_24" style="word-spacing:-0.0004em;">2. </span><span class="stl_23 stl_08 stl_24">若被保险人拥有且从公费医疗、社会基本医疗保险或其他费用补偿型医疗保险取得医 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 15.5588em; "><span class="stl_23 stl_08 stl_37">药费用补偿，则本公司对其在医院内已支出的、必需且合理的实际医药费用，将以下 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 16.6988em; "><span class="stl_23 stl_08 stl_37">列方式确定的限额为限按如下公式补偿被保险人： &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 19.9788em; z-index:303; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.25em;">医药费用补偿金 </span><span class="stl_27 stl_08 stl_24" style="font-weight:bold; word-spacing:0.0256em;">= </span><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2509em;">已在医院内支出的、必需且合理的实际医药费用 – 任何获得的 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 21.1188em; "><span class="stl_23 stl_08 stl_170" style="font-weight:bold;">医药费用补偿（包括被保险人已收到的医药费用补偿或应收到的医药费用补偿，二者 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 22.2613em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">以较高者为准）。 &nbsp;</span></div>
					<div class="stl_01" style="left:8.082em;top: 25.0413em; z-index:352; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_36">）在上述第（一）项所提及的情形下，以保险单所载本附加合同项下该被保险人相应 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 26.1813em; "><span class="stl_23 stl_08 stl_37">的保险金额的百分之十五（</span><span class="stl_27 stl_08 stl_24">15%</span><span class="stl_23 stl_08 stl_24">）为限； &nbsp;</span></div>
					<div class="stl_01" style="left:8.082em;top: 27.8213em; z-index:447; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_36">）在上述第（二）项所提及的情形下，若属意外事故，以保险单所载本附加合同项下 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 28.9613em; z-index:486; "><span class="stl_23 stl_08 stl_171">该被保险人相应保险金额的百分之一百零五（</span><span class="stl_27 stl_08 stl_24">105%</span><span class="stl_23 stl_08 stl_172">）为限；若属罹患疾病，以保险单 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 30.1013em; z-index:517; "><span class="stl_23 stl_08 stl_37">所载本附加合同项下该被保险人相应</span><span class="stl_23 stl_08 stl_52">的</span><span class="stl_23 stl_08 stl_24">“</span><span class="stl_23 stl_08 stl_37">境内旅行的疾病医药补偿</span><span class="stl_23 stl_08 stl_53">”</span><span class="stl_23 stl_08 stl_24">保</span><span class="stl_23 stl_08 stl_33">险金额的百分 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 31.2413em; "><span class="stl_23 stl_08 stl_24">之一百零五（</span><span class="stl_27 stl_08 stl_173">105%</span><span class="stl_23 stl_08 stl_24">）为限。 &nbsp;</span></div>
					<div class="stl_01" style="left:8.082em;top: 34.0213em; "><span class="stl_27 stl_08 stl_24" style="word-spacing:-0.0004em;">3. </span><span class="stl_23 stl_08 stl_36">上述“任何获得的医药费用补偿”包括从公费医疗、社会基本医疗保险、其他费用补 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 35.1613em; "><span class="stl_23 stl_08 stl_24">偿型医疗保险、其他政府机构或社会福利机构等所取得的医药费用补偿。 &nbsp;</span></div>
					<div class="stl_01" style="left:8.082em;top: 37.9429em; z-index:648; "><span class="stl_27 stl_08 stl_24" style="word-spacing:-0.2163em;">4. </span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">本公司按上述规定赔付被保险人于境内发生的上述医药费用包括“境内旅行的疾病医 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 39.0829em; z-index:678; "><span class="stl_23 stl_08 stl_88" style="font-weight:bold;">药补偿</span><span class="stl_23 stl_08 stl_174" style="font-weight:bold;">”</span><span class="stl_23 stl_08 stl_88" style="font-weight:bold;">为</span><span class="stl_23 stl_08 stl_88" style="font-weight:bold;">保险单上所载本附加合同项下的保险金额的一部分</span><span class="stl_23 stl_08 stl_175" style="font-weight:bold;">，</span><span class="stl_23 stl_08 stl_88" style="font-weight:bold;">而</span><span class="stl_23 stl_08 stl_88" style="font-weight:bold;">非增加该保险金额。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.512em;top: 41.8629em; z-index:726; "><span class="stl_23 stl_08 stl_36">三、在本附加合同项下，实际医药费用以当地政府核准的收费标准为限，范围包括医生诊 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 43.0029em; "><span class="stl_23 stl_08 stl_37">断、处方、手术费、救护车费、住院费、药费、</span><span class="stl_27 stl_08 stl_24" style="word-spacing:0em;">X </span><span class="stl_23 stl_08 stl_24">光检查、护理、医疗用品等费用。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.512em;top: 45.7829em; z-index:803; "><span class="stl_23 stl_08 stl_90" style="font-weight:bold;">四、若被保险人从其他社会福利机构或任何其他第三方、或依任何医疗保险取得补偿，本 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 46.9229em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">公司仅给付剩余的部分。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.512em;top: 49.5929em; "><span class="stl_23 stl_08 stl_176" style="font-weight:bold;">五、本公司在赔偿上述医药费用时，适用保险单所载之免赔额（如有），本公司将在扣除 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 50.7329em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">免赔额后承担赔偿责任。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 53.5154em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第四条 责任免除 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 56.0275em; z-index:916; "><span class="stl_23 stl_08 stl_96" style="font-weight:bold;">除主合同条款第五章第十三条“责任免除”项下第（</span><span class="stl_162 stl_124 stl_24">23</span><span class="stl_23 stl_08 stl_163" style="font-weight:bold;">）、（</span><span class="stl_162 stl_124 stl_24">24</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）项外，主合同项下所有 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 57.1954em; "><span class="stl_23 stl_08 stl_164" style="font-weight:bold;">其他责任免除条款均适用于本附加合同，若主合同中责任免除条款与本条款有相抵触之 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.3354em; "><span class="stl_23 stl_08 stl_97" style="font-weight:bold;">处，则应以本条款为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 61.1151em; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">任何直接或间接由于下列情形引起的，与之有关的，或可归因于之的医药费用，本公司不 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 62.2551em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">负任何赔偿责任： &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">16 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0771em; "><span class="stl_23 stl_08 stl_100" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_101" style="font-weight:bold;">1</span><span class="stl_23 stl_08 stl_177" style="font-weight:bold;">）非因意外事故而进行的牙科治疗、手术、牙齿修复、植种或牙齿整形；对非自然牙 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 7.2188em; z-index:51; "><span class="stl_23 stl_08 stl_112" style="font-weight:bold;">进行的任何治疗。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 8.3588em; z-index:54; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">2</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）非因意外事故而进行的视力矫正或因矫正视力而作的眼科验光检查；屈光不正。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.4988em; z-index:93; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">3</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）美容手术、外科整形手术或者任何非必要的手术。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 10.6388em; z-index:124; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">4</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）脊椎病。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 11.7788em; z-index:140; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">5</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">）先天性疾病和先天性畸形。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 12.9188em; z-index:159; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">6</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）受保前已存在的疾病及其并发症。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 14.0588em; z-index:162; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">7</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）精神疾病、错乱、失常；受酒精、毒品、管制药物影响或滥用、误用药物。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 15.1988em; z-index:229; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">8</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）妊娠、流产、分娩、不孕不育症、避孕及绝育手术；性传播疾病。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 16.3388em; z-index:232; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">9</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）一般身体检查、疗养、特别护理或静养、康复性治疗或心理治疗。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 17.4788em; z-index:282; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">10</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）药物过敏或其他医疗导致的伤害。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.6188em; z-index:317; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">11</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）扁桃腺、腺样体肥大、疝气、女性生殖器官疾病的治疗与外科手术。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 19.7588em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">12</span><span class="stl_23 stl_08 stl_91" style="font-weight:bold;">）根据被保险人的主治医生的意见，可以被合理延迟至被保险人返回境内后进行而被 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 20.8988em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">保险人坚持在境外进行的治疗或手术。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.0413em; z-index:393; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">13</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）未能取得医院或医生证明。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.1813em; z-index:425; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">14</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）被保险人旅行的目的之一是为了进行治疗或该旅行违背医嘱。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 24.3213em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">15</span><span class="stl_23 stl_08 stl_166" style="font-weight:bold;">）中草药、中药材或传统中医治疗，传统中医治疗包括但不限于脊椎指压治疗、足科 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 25.4613em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">治疗、营养师治疗、理疗、针灸、顺势治疗、整骨治疗。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 27.7413em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第五条 证明文件</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">/</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">索赔申请 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.1513em; "><span class="stl_23 stl_08 stl_95">被保险人支出医药费用后，应向本公司递交以下证明和资料原件，连同保险合同及本公司 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 31.4213em; "><span class="stl_23 stl_08 stl_24">规定的索赔申请表格于自治疗结束日起的三十天内递交本公司： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 33.9613em; z-index:574; "><span class="stl_27 stl_08 stl_24" style="word-spacing:-0.0004em;">(1) </span><span class="stl_23 stl_08 stl_24">完整的门、急诊病历或出院小结； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 35.2313em; z-index:606; "><span class="stl_27 stl_08 stl_24" style="word-spacing:-0.0004em;">(2) </span><span class="stl_23 stl_08 stl_24">医院所签发的医药费原始收据； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 36.5013em; "><span class="stl_27 stl_08 stl_24" style="word-spacing:-0.0004em;">(3) </span><span class="stl_23 stl_08 stl_37">被保险人所能提供的与本项申请相关的其他材料。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.0429em; z-index:652; "><span class="stl_23 stl_08 stl_24">当赔付金额未达实际支出医药费用的全额时</span><span class="stl_23 stl_08 stl_141">，</span><span class="stl_23 stl_08 stl_24">被</span><span class="stl_23 stl_08 stl_36">保险人可书面向本公司申请发还收据原件。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.3129em; "><span class="stl_23 stl_08 stl_24">本公司在加盖印戳并注明已赔付金额后发还收据原件。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.7229em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第六条 附加合同效力的终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.0029em; "><span class="stl_23 stl_08 stl_24">本附加合同发生下列情况之一时将会自动终止： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 46.1429em; z-index:739; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_24">）主合同效力终止； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 47.2829em; z-index:741; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_24">）保险期间届满，投保人无意续保或本公司不接受本附加合同续保； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.4229em; z-index:773; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">3</span><span class="stl_23 stl_08 stl_24">）投保人于本附加合同有效期内向本公司申请解除本附加合同； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.5629em; z-index:803; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">4</span><span class="stl_23 stl_08 stl_24">）本附加合同因其他条款所列情况而终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.8429em; z-index:827; "><span class="stl_23 stl_08 stl_30">注：在（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_24">）项所提及的情况下，本附加合同效力于保险单满期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 54.1254em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第七条 释义 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 56.5354em; z-index:890; "><span class="stl_23 stl_08 stl_36">一、本附加合同所称的必需且合理的实际医药费用是指： &nbsp;</span></div>
					<div class="stl_01" style="left:8.082em;top: 57.6754em; z-index:892; "><span class="stl_27 stl_08 stl_24" style="word-spacing:-0.0004em;">1. </span><span class="stl_23 stl_08 stl_24">由医生或医院根据被保险人伤害情况，决定收取的必要的医疗和医药费用； &nbsp;</span></div>
					<div class="stl_01" style="left:8.082em;top: 58.8154em; "><span class="stl_27 stl_08 stl_24" style="word-spacing:-0.0004em;">2. </span><span class="stl_23 stl_08 stl_24">即使无本保险赔偿情况下被保险人仍需支出的同样费用。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 61.0951em; z-index:991; "><span class="stl_23 stl_08 stl_178" style="font-weight:bold;">二、本附加合同所称的受保前已存在的疾病：是指被保险人于其在本附加合同项下获保前 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 62.2351em; z-index:1028; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">两年内曾出现任何症状而引致一正常而审慎的人寻求诊断、医疗护理或医药治疗；或 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">17 &nbsp;</span></div>
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					<div class="stl_01" style="left:9.2717em;top: 6.0771em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">被保险人于其在本附加合同项下获保前两年内曾经医生推荐接受医药治疗或医疗意 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 7.2188em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">见。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.4988em; "><span class="stl_23 stl_08 stl_24">三、本附加合同所称的医疗诊所：是指在合格医生监督下运营的提供意外和疾病医疗服务 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 10.6388em; "><span class="stl_23 stl_08 stl_24">的医疗机构。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.2942em;top: 15.1988em; "><span class="stl_23 stl_08 stl_24">（此页内容结束） &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">18 &nbsp;</span></div>
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					<div class="stl_01" style="left:15.6117em;top: 6.2123em; "><span class="stl_21 stl_08 stl_22" style="font-weight:bold;">美亚财产保险有限公司 &nbsp;</span></div>
					<div class="stl_01" style="left:20.8542em;top: 8.4488em; "><span class="stl_23 stl_08 stl_24">（以下简称本公司） &nbsp;</span></div>
					<div class="stl_01" style="left:13.2417em;top: 11.1059em; "><span class="stl_25 stl_08 stl_32" style="font-weight:bold;">美亚附加旅行运送和送返医疗保险 &nbsp;</span></div>
					<div class="stl_01" style="left:21.7342em;top: 12.9688em; z-index:46; "><span class="stl_27 stl_08 stl_24">(2017</span><span class="stl_23 stl_08 stl_28">年第一版</span><span class="stl_27 stl_08 stl_28">) &nbsp;</span></div>
					<div class="stl_01" style="left:7.652em;top: 14.0805em; z-index:52; "><span class="stl_29 stl_08 stl_30">（注册编号：</span><span class="stl_31 stl_08 stl_32">C00003932522017042108722</span><span class="stl_29 stl_08 stl_24">；备案编号：</span><span class="stl_31 stl_08 stl_26">(</span><span class="stl_29 stl_08 stl_33">美亚财险</span><span class="stl_31 stl_08 stl_26">)(</span><span class="stl_29 stl_08 stl_24">备</span><span class="stl_31 stl_08 stl_26">-</span><span class="stl_29 stl_08 stl_24">医疗保险</span><span class="stl_31 stl_08 stl_26">)</span><span class="stl_29 stl_08 stl_24">【</span><span class="stl_31 stl_08 stl_26">2017</span><span class="stl_29 stl_08 stl_161">】</span><span class="stl_31 stl_08 stl_26">(</span><span class="stl_29 stl_08 stl_24">附</span><span class="stl_31 stl_08 stl_26">) 027</span><span class="stl_29 stl_08 stl_24">号） &nbsp;</span></div>
					<div class="stl_01" style="left:18.8742em;top: 16.2188em; "><span class="stl_23 stl_08 stl_24">（本附加合同须投保始有效力） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.7988em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第一条 附加合同的订立和构成 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 21.2088em; z-index:176; "><span class="stl_23 stl_08 stl_24">《美亚附加旅行运送和送返医疗保险》合同（以下简称本附加合同），依主合同投保人的 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.4813em; "><span class="stl_23 stl_08 stl_24">申请，经本公司同意而订立。本附加合同附加于主合同而成立，主合同的条款也适用于本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.7513em; "><span class="stl_23 stl_08 stl_36">附加合同，若主合同与本附加合同的条款互有冲突，则以本附加合同为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 26.2913em; "><span class="stl_23 stl_08 stl_24">若本附加合同的承保项目在保险单上或批注项内未载明，本附加合同不发生效力。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.8313em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.5451em;">第二条 本附加合同的生效 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 31.3713em; "><span class="stl_23 stl_08 stl_95">本附加合同的生效时间同主合同的生效时间，或以本附加合同的批注所载明的生效时间为 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.6413em; "><span class="stl_23 stl_08 stl_24">准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 35.1813em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第三条 保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.7229em; z-index:382; "><span class="stl_23 stl_08 stl_95">在本附加合同有效期内，若任何被保险人于旅行期间遭受主合同约定的意外事故或罹患疾 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.0329em; z-index:421; "><span class="stl_23 stl_08 stl_95">病，经本公司指定的支援服务机构或其授权代表从医疗角度认定为有运送必要的，则将该 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.3429em; z-index:460; "><span class="stl_23 stl_08 stl_95">被保险人送至当地或其他就近地区符合治疗条件的医院；经本公司指定的支援服务机构或 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 41.6529em; "><span class="stl_23 stl_08 stl_88">其授权代表从医疗角度认定为有送返必要的，则将被保险人送返至其合法有效证件所载的 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.9629em; "><span class="stl_23 stl_08 stl_24">住所地。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.5829em; z-index:542; "><span class="stl_23 stl_08 stl_95">本公司指定的支援服务机构或其授权代表根据该被保险人身体状况或治疗需要，并参考医 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 46.8929em; z-index:581; "><span class="stl_23 stl_08 stl_95">生建议，有权决定运送和送返手段和运送目的地。运送和送返手段包括配备专业医生、护 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.1342em; "><span class="stl_23 stl_08 stl_39">士和必要的运输工具，</span><span class="stl_179 stl_08 stl_148">运输</span><span class="stl_23 stl_08 stl_180">工具可能包括空中救护机、救护车、普通民航班机、火车或其 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.5129em; "><span class="stl_23 stl_08 stl_24">他适合的运输工具。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 52.1329em; z-index:668; "><span class="stl_23 stl_08 stl_88">运送和送返费用包括本公司指定的支援服务机构或其授权代表安排的运输、运输途中医疗 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 53.4454em; z-index:707; "><span class="stl_23 stl_08 stl_96">护理及医疗设备和用品之费用。运送和送返所需的费用经本公司核实确认后直接支付给本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 54.7554em; z-index:746; "><span class="stl_23 stl_08 stl_83">公司指定的支援服务机构，费用总数最高以保险单所载本附加合同项下该被保险人相应的 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 56.0654em; z-index:754; "><span class="stl_23 stl_08 stl_30">保险金额为限。</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">倘若实际费用超过该保险金额，则超出部分的费用由被保险人负责支付。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.6454em; z-index:825; "><span class="stl_23 stl_08 stl_164" style="font-weight:bold;">任何未经本公司指定的支援服务机构或其授权代表批准并安排的费用，本公司不负责赔 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 59.9154em; z-index:865; "><span class="stl_23 stl_08 stl_100" style="font-weight:bold;">偿</span><span class="stl_23 stl_08 stl_117">；倘若在紧急医疗情况下，该被保险人出于某种原因无法通知本公司指定的支援服务机 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 61.1851em; "><span class="stl_23 stl_08 stl_37" style="word-spacing:0.1242em;">构， 本公司将有权根据投保人所选择的保险计划，以及在相同情况下由本公司指定的支援 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 62.4551em; "><span class="stl_23 stl_08 stl_24">服务机构提供或安排服务所需要的合理的费用进行赔偿。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">19 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0771em; z-index:42; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">若该被保险人为同一旅行自愿投保由本公司承保的多种综合保险（不包括团体保险），且 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 7.3488em; "><span class="stl_23 stl_08 stl_41" style="font-weight:bold;">在不同保障产品中有相同保险利益的，则本公司仅按其中保险金额最高者做出赔偿，并退 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 8.6188em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">还其它保险项下已收取的相应保险利益的保险费。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 11.1588em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第四条 责任免除 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 13.6708em; z-index:154; "><span class="stl_23 stl_08 stl_96" style="font-weight:bold;">除主合同条款第五章第十三条“责任免除”项下第（</span><span class="stl_162 stl_124 stl_24">23</span><span class="stl_23 stl_08 stl_163" style="font-weight:bold;">）、（</span><span class="stl_162 stl_124 stl_24">24</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）项外，主合同项下所有 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 14.8388em; "><span class="stl_23 stl_08 stl_164" style="font-weight:bold;">其他责任免除条款均适用于本附加合同，若主合同中责任免除条款与本条款有相抵触之 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 15.9788em; "><span class="stl_23 stl_08 stl_97" style="font-weight:bold;">处，则应以本条款为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.4288em; z-index:245; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">任何直接或间接由于下列情形引起的，与之有关的，或可归因于之的运送或送返费用，本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 19.5688em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">公司不负任何赔偿责任： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 21.2088em; "><span class="stl_23 stl_08 stl_100" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_101" style="font-weight:bold;">1</span><span class="stl_23 stl_08 stl_101" style="font-weight:bold;">）任何因第三者提供服务而被保险人不需负责给付的费用或任何已包含在旅行收费中 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 22.3513em; z-index:302; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">的费用。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.4913em; "><span class="stl_23 stl_08 stl_100" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_101" style="font-weight:bold;">2</span><span class="stl_23 stl_08 stl_177" style="font-weight:bold;">）非因意外事故而进行的牙科治疗、手术、牙齿修复、植种或牙齿整形；对非自然牙 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 24.6313em; z-index:351; "><span class="stl_23 stl_08 stl_112" style="font-weight:bold;">进行的任何治疗。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.7713em; z-index:354; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">3</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）非因意外事故而进行的视力矫正或因矫正视力而作的眼科验光检查；屈光不正。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 26.9113em; z-index:393; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">4</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）美容手术、外科整形手术或者任何非必要的手术。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.0513em; z-index:424; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">5</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）脊椎病。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 29.1913em; z-index:440; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">6</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）先天性疾病和先天性畸形。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.3313em; z-index:459; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">7</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">）受保前已存在的疾病及其并发症。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 31.4713em; z-index:462; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">8</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）精神疾病、错乱、失常；受酒精、毒品、管制药物影响或滥用、误用药物。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.6113em; z-index:529; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">9</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）妊娠、流产、分娩、不孕不育症、避孕及绝育手术；性传播疾病。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 33.7513em; z-index:533; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">10</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）一般身体检查、疗养、特别护理或静养、康复性治疗或心理治疗。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.8913em; z-index:583; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">11</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">）药物过敏或其他医疗导致的伤害。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 36.0313em; z-index:618; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">12</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）扁桃腺、腺样体肥大、疝气、女性生殖器官疾病的治疗与外科手术。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.1713em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">13</span><span class="stl_23 stl_08 stl_91" style="font-weight:bold;">）根据被保险人的主治医生的意见，可以被合理延迟至被保险人返回境内后进行而被 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 38.3129em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">保险人坚持在境外进行的治疗或手术。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.4529em; z-index:694; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">14</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）未能取得医院或医生证明。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.5929em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">15</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）被保险人旅行的目的之一是为了进行治疗或该旅行违背医嘱。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.8729em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第五条 附加合同效力的终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.1529em; "><span class="stl_23 stl_08 stl_24">本附加合同发生下列情况之一时将会自动终止： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 46.2929em; z-index:770; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_24">）主合同效力终止； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 47.4329em; z-index:772; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_24">）保险期间届满，投保人无意续保或本公司不接受本附加合同续保； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.5729em; z-index:804; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">3</span><span class="stl_23 stl_08 stl_36">）投保人于本附加合同有效期内向本公司申请解除本附加合同； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.7129em; z-index:834; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">4</span><span class="stl_23 stl_08 stl_24">）本附加合同因其他条款所列情况而终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.9929em; z-index:858; "><span class="stl_23 stl_08 stl_30">注：在（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_24">）项所提及的情况下，本附加合同效力于保险单满期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 54.2754em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第六条 保险事故的通知 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 56.5554em; "><span class="stl_23 stl_08 stl_37">投保人、被保险人或者保险金受益人知道保险事故发生后，应当及时通知保险人。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.8354em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第七条 释义 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 61.1151em; "><span class="stl_23 stl_08 stl_95">一、本附加合同所称的护士：是指通过正规专业护理课程，获得专业资格证书，并在当地 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 62.3851em; "><span class="stl_23 stl_08 stl_24">医院供职的专业护理人士。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">20 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 7.2188em; z-index:41; "><span class="stl_23 stl_08 stl_178" style="font-weight:bold;">二、本附加合同所称的受保前已存在的疾病：是指被保险人于其在本附加合同项下获保前 &nbsp;</span></div>
					<div class="stl_01" style="left:9.0717em;top: 8.3588em; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">两年内曾出现任何症状而引致一正常而审慎的人寻求诊断、医疗护理或医药治疗；或 &nbsp;</span></div>
					<div class="stl_01" style="left:9.0717em;top: 9.4988em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">被保险人于其在本附加合同项下获保前两年内曾经医生推荐接受医药治疗或医疗意 &nbsp;</span></div>
					<div class="stl_01" style="left:9.0717em;top: 10.6388em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">见。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.2942em;top: 15.1988em; "><span class="stl_23 stl_08 stl_24">（此页内容结束） &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">21 &nbsp;</span></div>
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					<div class="stl_01" style="left:15.6117em;top: 6.2123em; "><span class="stl_21 stl_08 stl_22" style="font-weight:bold;">美亚财产保险有限公司 &nbsp;</span></div>
					<div class="stl_01" style="left:20.8542em;top: 8.4488em; "><span class="stl_23 stl_08 stl_24">（以下简称本公司） &nbsp;</span></div>
					<div class="stl_01" style="left:12.7317em;top: 11.1059em; "><span class="stl_25 stl_08 stl_26" style="font-weight:bold;">美亚附加旅行身故遗体送返医疗保险 &nbsp;</span></div>
					<div class="stl_01" style="left:21.9942em;top: 12.9408em; z-index:47; "><span class="stl_123 stl_124 stl_181">(2017</span><span class="stl_23 stl_08 stl_28">年第一版</span><span class="stl_123 stl_124 stl_28">) &nbsp;</span></div>
					<div class="stl_01" style="left:7.652em;top: 14.0805em; z-index:53; "><span class="stl_29 stl_08 stl_30">（注册编号：</span><span class="stl_31 stl_08 stl_32">C00003932522017042108732</span><span class="stl_29 stl_08 stl_24">；备案编号：</span><span class="stl_31 stl_08 stl_26">(</span><span class="stl_29 stl_08 stl_33">美亚财险</span><span class="stl_31 stl_08 stl_26">)(</span><span class="stl_29 stl_08 stl_24">备</span><span class="stl_31 stl_08 stl_26">-</span><span class="stl_29 stl_08 stl_24">医疗保险</span><span class="stl_31 stl_08 stl_26">)</span><span class="stl_29 stl_08 stl_24">【</span><span class="stl_31 stl_08 stl_26">2017</span><span class="stl_29 stl_08 stl_161">】</span><span class="stl_31 stl_08 stl_26">(</span><span class="stl_29 stl_08 stl_24">附</span><span class="stl_31 stl_08 stl_26">) 037</span><span class="stl_29 stl_08 stl_24">号） &nbsp;</span></div>
					<div class="stl_01" style="left:18.6542em;top: 16.1188em; "><span class="stl_23 stl_08 stl_24">（本附加合同须投保始有效力） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.6388em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第一条 附加合同的订立和构成 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.8188em; z-index:177; "><span class="stl_23 stl_08 stl_95">《美亚附加旅行身故遗体送返医疗保险》合同（以下简称本附加合同），依主合同投保人 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.0913em; "><span class="stl_23 stl_08 stl_95">的申请，经本公司同意而订立。本附加合同附加于主合同而成立，主合同的条款也适用于 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.3613em; "><span class="stl_23 stl_08 stl_24">本附加合同，若主合同与本附加合同的条款互有冲突，则以本附加合同为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.8413em; "><span class="stl_23 stl_08 stl_24">若本附加合同的承保项目在保险单上或批注项内未载明，本附加合同不发生效力。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.3313em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.8973em;">第二条 本附加合同的生效 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.8513em; "><span class="stl_23 stl_08 stl_95">本附加合同的生效时间同主合同的生效时间，或以本附加合同的批注所载明的生效时间为 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.1613em; "><span class="stl_23 stl_08 stl_24">准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.6913em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第三条 保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.1713em; "><span class="stl_23 stl_08 stl_95">本附加合同项下的遗体送返保险金和丧葬保险金的合计最高给付金额以保险单所载本附加 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.4429em; "><span class="stl_23 stl_08 stl_24">合同项下该被保险人相应的保险金额为限。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.9229em; z-index:413; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">1</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）遗体送返保险金 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8617em;top: 42.0629em; z-index:450; "><span class="stl_23 stl_08 stl_24">在本附加合同有效期内</span><span class="stl_23 stl_08 stl_182">，</span><span class="stl_23 stl_08 stl_24">若</span><span class="stl_23 stl_08 stl_36">任何被保险人于旅行期间遭受主合同约定的意外事故或罹 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 43.2029em; z-index:487; "><span class="stl_23 stl_08 stl_24">患疾病</span><span class="stl_23 stl_08 stl_52">，</span><span class="stl_23 stl_08 stl_24">并</span><span class="stl_23 stl_08 stl_24">以此为直接且单独原因导致被保险人于三十天内身故</span><span class="stl_23 stl_08 stl_53">，</span><span class="stl_23 stl_08 stl_183">则</span><span class="stl_23 stl_08 stl_28">本公司指定的支 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 44.3429em; z-index:517; "><span class="stl_23 stl_08 stl_24">援服务机构或其授权代表</span><span class="stl_23 stl_08 stl_52">，</span><span class="stl_23 stl_08 stl_24">依</span><span class="stl_23 stl_08 stl_24">当地实际情况安排遗体保存或火化</span><span class="stl_23 stl_08 stl_53">，</span><span class="stl_23 stl_08 stl_24">且</span><span class="stl_23 stl_08 stl_24">将该被保险人之 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 45.4829em; "><span class="stl_23 stl_08 stl_24">遗体或骨灰送返被保险人的合法有效证件所载的住所地。 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8617em;top: 47.8729em; z-index:587; "><span class="stl_23 stl_08 stl_24">遗体送返服务所需费用包括尸体防腐</span><span class="stl_23 stl_08 stl_174">、</span><span class="stl_23 stl_08 stl_24">保</span><span class="stl_23 stl_08 stl_24">存</span><span class="stl_23 stl_08 stl_174">、</span><span class="stl_23 stl_08 stl_24">火</span><span class="stl_23 stl_08 stl_24">化</span><span class="stl_23 stl_08 stl_174">、</span><span class="stl_23 stl_08 stl_24">运</span><span class="stl_23 stl_08 stl_24">输及骨灰盒等材料和服务费用， &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 49.1429em; z-index:624; "><span class="stl_23 stl_08 stl_37">经本公司核实确认后直接支付给本公司指定的支援服务机构</span><span class="stl_23 stl_08 stl_50">，</span><span class="stl_23 stl_08 stl_24">费</span><span class="stl_23 stl_08 stl_24">用总数最高以保险单 &nbsp;</span></div>
					<div class="stl_01" style="left:17.9542em;top: 50.4129em; z-index:641; "><span class="stl_23 stl_08 stl_184">该被保险人相应 &nbsp;</span></div>
					<div class="stl_01" style="left:31.3558em;top: 50.4129em; "><span class="stl_23 stl_08 stl_140" style="font-weight:bold;">倘若实际费用超过该保险金 &nbsp;</span></div>
					<div class="stl_01" style="left:24.2342em;top: 50.4529em; z-index:649; "><span class="stl_23 stl_08 stl_35">的保险金额为限。 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 50.4529em; z-index:634; "><span class="stl_23 stl_08 stl_101">所载本附加合同项下 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 51.7229em; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">额，则超出部分的费用由身故保险金受益人或被保险人的继承人负责支付。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 54.2954em; z-index:703; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">2</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）丧葬保险金 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8617em;top: 55.4354em; z-index:740; "><span class="stl_23 stl_08 stl_24">在本附加合同有效期内</span><span class="stl_23 stl_08 stl_182">，</span><span class="stl_23 stl_08 stl_24">若</span><span class="stl_23 stl_08 stl_24">任何被保险人于旅行期间遭受主合同约定的意外事故或罹 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 56.7454em; z-index:777; "><span class="stl_23 stl_08 stl_24">患疾病</span><span class="stl_23 stl_08 stl_52">，</span><span class="stl_23 stl_08 stl_24">并</span><span class="stl_23 stl_08 stl_24">以此为直接且单独原因导致被保险人于三十天内身故</span><span class="stl_23 stl_08 stl_53">，</span><span class="stl_23 stl_08 stl_24">则</span><span class="stl_23 stl_08 stl_24">本公司按已实际 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 58.0554em; z-index:813; "><span class="stl_23 stl_08 stl_81">支出的被保险人之丧葬费用给付丧葬保险金予被保险人的继承人或身故保险金受益 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 59.3654em; "><span class="stl_23 stl_08 stl_81">人，最高给付金额以保险单所载本附加合同项下该被保险人相应的丧葬保险金额为 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 60.6754em; "><span class="stl_23 stl_08 stl_24">限。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">22 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0771em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.3633em;">第四条 责任免除 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 8.5408em; z-index:51; "><span class="stl_23 stl_08 stl_96" style="font-weight:bold;">除主合同条款第五章第十三条“责任免除”项下第（</span><span class="stl_162 stl_124 stl_24">23</span><span class="stl_23 stl_08 stl_163" style="font-weight:bold;">）、（</span><span class="stl_162 stl_124 stl_24">24</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）项外，主合同项下所有 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.7088em; "><span class="stl_23 stl_08 stl_185" style="font-weight:bold;">其他责任免除条款均适用于本附加合同，若主合同中责任免除条款与本条款有相抵触之 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 10.8488em; "><span class="stl_23 stl_08 stl_97" style="font-weight:bold;">处，则应以本条款为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 13.0188em; "><span class="stl_23 stl_08 stl_41" style="font-weight:bold;">任何直接或间接由于下列情形引起的，与之有关的，或可归因于之的遗体送返费用或丧葬 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 14.1588em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">费用，本公司不负任何赔偿责任： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 16.8008em; "><span class="stl_23 stl_08 stl_129" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_35">1</span><span class="stl_23 stl_08 stl_101" style="font-weight:bold;">）任何因第三者提供服务而身故保险金受领人不需负责给付的遗体送返费用或任何已 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 17.9688em; z-index:211; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">包含在旅行收费中的费用。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 19.0808em; z-index:250; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）任何未经本公司指定的支援服务机构或其授权代表批准并安排的遗体送返费用。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.2208em; "><span class="stl_23 stl_08 stl_129" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_35">3</span><span class="stl_23 stl_08 stl_177" style="font-weight:bold;">）非因意外事故而进行的牙科治疗、手术、牙齿修复、植种或牙齿整形；对非自然牙 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 21.3888em; z-index:299; "><span class="stl_23 stl_08 stl_112" style="font-weight:bold;">进行的任何治疗。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.5033em; z-index:302; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）非因意外事故而进行的视力矫正或因矫正视力而作的眼科验光检查；屈光不正。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.6433em; z-index:341; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">5</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）美容手术、外科整形手术或者任何非必要的手术。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 24.7833em; z-index:372; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">6</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）脊椎病。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.9233em; z-index:388; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">7</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）先天性疾病和先天性畸形。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 27.0633em; z-index:391; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">8</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）精神疾病、错乱、失常；受酒精、毒品、管制药物影响或滥用、误用药物。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.2033em; z-index:458; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">9</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold; word-spacing:-0.0116em;">）妊娠、流产、分娩、不孕不育症、 避孕及绝育手术；性传播疾病。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 29.3433em; z-index:462; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">10</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）一般身体检查、疗养、特别护理或静养、康复性治疗或心理治疗。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.4833em; z-index:512; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">11</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）药物过敏或其他医疗导致的伤害。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 31.6233em; z-index:547; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">12</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）扁桃腺、腺样体肥大、疝气、女性生殖器官疾病的治疗与外科手术。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.7633em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">13</span><span class="stl_23 stl_08 stl_83" style="font-weight:bold;">）根据被保险人的主治医生的意见，可以被合理延迟至被保险人返回境内后进行而被 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 33.9313em; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">保险人坚持在境外进行的治疗或手术。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 35.0433em; z-index:623; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">14</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:-0.0114em;">）未能取得 医院或医生证明。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 36.1833em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">15</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）被保险人旅行的目的之一是为了进行治疗或该旅行违背医嘱。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.355em; z-index:663; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第五条 证明文件</span><span class="stl_162 stl_124 stl_186">/</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">索赔申请 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.5629em; "><span class="stl_23 stl_08 stl_95">索赔申请人向本公司提出索赔申请时，应向本公司提交保险合同，被保险人的丧葬费用的 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 41.7029em; "><span class="stl_23 stl_08 stl_36">正式发票或收据及索赔申请人所能提供的与本项索赔相关的其他证明和资料。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.8729em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第六条 附加合同效力的终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 46.0529em; "><span class="stl_23 stl_08 stl_24">本附加合同发生下列情况之一时将会自动终止： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 47.165em; z-index:784; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_24">）主合同效力终止； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.305em; z-index:786; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_24">）保险期间届满，投保人无意续保或本公司不接受本附加合同续保； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.445em; z-index:818; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_36">）投保人于本附加合同有效期内向本公司申请解除本附加合同； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 50.585em; z-index:848; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_24">）本附加合同因其他条款所列情况而终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 52.7675em; z-index:872; "><span class="stl_23 stl_08 stl_30">注：在（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_24">）项所提及的情况下，本附加合同效力于保险单满期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.2942em;top: 57.0454em; "><span class="stl_23 stl_08 stl_24">（此页内容结束） &nbsp;</span></div>
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					<div class="stl_01" style="left:15.6117em;top: 6.2123em; "><span class="stl_21 stl_08 stl_22" style="font-weight:bold;">美亚财产保险有限公司 &nbsp;</span></div>
					<div class="stl_01" style="left:20.8542em;top: 8.4488em; "><span class="stl_23 stl_08 stl_24">（以下简称本公司） &nbsp;</span></div>
					<div class="stl_01" style="left:15.0017em;top: 11.1059em; "><span class="stl_25 stl_08 stl_26" style="font-weight:bold;">美亚附加旅行者随身财产保险 &nbsp;</span></div>
					<div class="stl_01" style="left:21.2942em;top: 12.9408em; z-index:44; "><span class="stl_23 stl_08 stl_24">（</span><span class="stl_123 stl_124 stl_24">2017</span><span class="stl_23 stl_08 stl_28">年第一版） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 14.0805em; z-index:50; "><span class="stl_29 stl_08 stl_30">（注册编号：</span><span class="stl_31 stl_08 stl_32">C00003932122017042108742</span><span class="stl_29 stl_08 stl_24">；备案编号：</span><span class="stl_31 stl_08 stl_26">(</span><span class="stl_29 stl_08 stl_33">美亚财险</span><span class="stl_31 stl_08 stl_26">)(</span><span class="stl_29 stl_08 stl_24">备</span><span class="stl_31 stl_08 stl_26">-</span><span class="stl_29 stl_08 stl_24">普通家财险</span><span class="stl_31 stl_08 stl_26">)</span><span class="stl_29 stl_08 stl_24">【</span><span class="stl_31 stl_08 stl_26">2017</span><span class="stl_29 stl_08 stl_161">】</span><span class="stl_31 stl_08 stl_26">(</span><span class="stl_29 stl_08 stl_24">附</span><span class="stl_31 stl_08 stl_187" style="word-spacing:-0.055em;">) 028</span><span class="stl_29 stl_08 stl_24">号） &nbsp;</span></div>
					<div class="stl_01" style="left:18.6542em;top: 16.1188em; "><span class="stl_23 stl_08 stl_24">（本附加合同须投保始有效力） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.4588em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第一条 附加合同的订立和构成 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.6388em; z-index:176; "><span class="stl_23 stl_08 stl_188">《美亚附加旅行者随身财产保险》合同（以下简称本附加合同），依主合同投保人的申请， &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 21.9088em; "><span class="stl_23 stl_08 stl_95">经本公司同意而订立。本附加合同附加于主合同而成立，主合同的条款（如适用）均适用 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.1813em; "><span class="stl_23 stl_08 stl_24">于本附加合同，若主合同与本附加合同的条款互有冲突，则以本附加合同为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.6613em; "><span class="stl_23 stl_08 stl_24">若本附加合同的承保项目在保险单上或批注项内未载明，本附加合同不发生效力。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.1513em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.3633em;">第二条 本附加合同的生效 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.6713em; "><span class="stl_23 stl_08 stl_95">本附加合同的生效时间同主合同的生效时间，或以本附加合同的批注所载明的生效时间为 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 31.9813em; "><span class="stl_23 stl_08 stl_24">准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.5113em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第三条 保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 36.9913em; z-index:384; "><span class="stl_23 stl_08 stl_36">本附加合同有效期内，若任何被保险人在旅行期间因任何第三方盗窃、抢劫、企图盗窃行 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.1329em; z-index:423; "><span class="stl_23 stl_08 stl_37">为，或者因承运人或任何其他服务供应商（包括但不限于旅店、酒店、餐馆，下同）的责 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.2729em; z-index:462; "><span class="stl_23 stl_08 stl_37">任而导致被保险人的随身财产（包括行李、行李中的个人物品及随身携带的物品）发生损 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.4129em; z-index:502; "><span class="stl_23 stl_08 stl_37">失或受到意外损坏，且此随身财产为被保险人合法所有，</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">本公司将在扣除免赔额（如有） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 41.5529em; z-index:504; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">后</span><span class="stl_23 stl_08 stl_24">，视情形决定按以下任一方式进行赔偿，但赔偿的费用将以保险单所载本附加合同项下 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.6929em; "><span class="stl_23 stl_08 stl_24">该被保险人相应的保险金额为限： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 44.845em; z-index:593; "><span class="stl_123 stl_124 stl_24" style="word-spacing:0.2496em;">1. </span><span class="stl_23 stl_08 stl_36">当随身财产发生部分损失或损坏时，本公司将赔偿受损随身财产的修理费用； &nbsp;</span></div>
					<div class="stl_01" style="left:7.602em;top: 45.985em; "><span class="stl_123 stl_124 stl_24" style="word-spacing:0.2496em;">2. </span><span class="stl_23 stl_08 stl_37">当随身财产损失或被损坏而不能进行修理或不能以较经济的方式修理时，本公司有权根 &nbsp;</span></div>
					<div class="stl_01" style="left:8.6717em;top: 47.1529em; "><span class="stl_23 stl_08 stl_37">据下列公式计算的受损随身财产的实际现金价值赔偿或用替代产品更换受损的随身财 &nbsp;</span></div>
					<div class="stl_01" style="left:8.6717em;top: 48.2929em; "><span class="stl_23 stl_08 stl_37">产，但以保险事故发生时受损随身财产的实际现金价值为限。 &nbsp;</span></div>
					<div class="stl_01" style="left:8.6717em;top: 50.445em; z-index:712; "><span class="stl_23 stl_08 stl_24">实际现金价值</span><span class="stl_123 stl_124 stl_24" style="word-spacing:0.0042em;">= </span><span class="stl_23 stl_08 stl_24" style="word-spacing:0.0028em;">重置费用 </span><span class="stl_123 stl_124 stl_24" style="word-spacing:0.0042em;">× </span><span class="stl_23 stl_08 stl_24">（</span><span class="stl_123 stl_124 stl_24" style="word-spacing:0em;">1 </span><span class="stl_189 stl_124 stl_24" style="word-spacing:0em;">– </span><span class="stl_23 stl_08 stl_24" style="word-spacing:0em;">每月折旧率 </span><span class="stl_123 stl_124 stl_24" style="word-spacing:0.0042em;">× </span><span class="stl_23 stl_08 stl_51">随身财产发生损失时的购买月数</span><span class="stl_23 stl_08 stl_51" style="font-weight:bold;">） &nbsp;</span></div>
					<div class="stl_01" style="left:10.2117em;top: 51.8129em; "><span class="stl_23 stl_08 stl_24" style="font-style:italic;">注：不足一个月的，视为一个月。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 53.9954em; "><span class="stl_23 stl_08 stl_37">在本公司已更换受损的随身财产或支付了该随身财产的全部保险金额后，本公司将按相关 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 55.1354em; "><span class="stl_23 stl_08 stl_36">法律规定获得该项受损财产的全部或部分权利。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 57.3154em; z-index:847; "><span class="stl_23 stl_08 stl_24">本附加合同项下整对或整套的物品应视为单一物品，适用保险单所载本附加合同项下相应 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.4554em; z-index:886; "><span class="stl_23 stl_08 stl_37">的“每件或每套物品的赔偿限额”。如任何属于一对或一套的物品遭受损失或损坏，本公 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 59.5954em; z-index:925; "><span class="stl_23 stl_08 stl_24">司将根据此物品对整对或整套物品重要程度合理计算其所占整对或整套物品价值的比例， &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 60.7354em; "><span class="stl_23 stl_08 stl_24">以确定该物品的损失金额，但前述损失或损坏不应被视为整对或整套物品的全部损失或损 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 61.8751em; "><span class="stl_23 stl_08 stl_24">坏。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">24 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0771em; "><span class="stl_23 stl_08 stl_41" style="font-weight:bold;">若被保险人为同一行程自愿投保由本公司承保的多种综合保险，如在不同保障产品中有相 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 7.3488em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">同保险利益的，则本公司仅按其中保险金额最高者做出赔偿。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.8288em; "><span class="stl_23 stl_08 stl_117" style="font-weight:bold;">如保险单载有免赔额，本附加合同项下每件理赔物品的免赔额以保险单所载本附加合同项 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 11.0988em; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">下的免赔额为准，本公司将在扣除免赔额后承担赔偿责任。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 13.5888em; "><span class="stl_23 stl_08 stl_83" style="font-weight:bold;">如果被保险人的随身财产损失可以从承运人或任何其他服务供应商获得赔偿，本公司仅负 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 14.8588em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">责补偿剩余部分。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 17.3388em; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">若该被保险人因同一原因于《美亚附加旅行行李延误保险》项下获得赔偿，则本公司不再 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.6088em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">给付本附加合同项下保险金。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 21.5888em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第四条 责任免除 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 24.0813em; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">主合同中所有责任免除条款（如适用）均适用于本附加合同，若主合同中责任免除条款与 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.2213em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">本条款有相抵触之处，则应以本条款为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 27.5813em; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">任何直接或间接由于下列情形引起的，与之有关的，或可归因于之的随身财产损失，本公 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.7213em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">司不负任何赔偿责任： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.3333em; z-index:372; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）贵重物品、电子产品。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 31.6033em; z-index:375; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">）海关或其他政府当局的延误、没收、扣押或占用。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.8733em; z-index:408; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）图章、文件。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.1433em; z-index:411; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）易碎或易破物品，如玻璃或水晶等。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 35.4133em; z-index:445; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">5</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）用于商业活动的物品或样品。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 36.6833em; z-index:485; "><span class="stl_23 stl_08 stl_129" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_35">6</span><span class="stl_23 stl_08 stl_177" style="font-weight:bold;">）正常磨损、折旧、虫蛀、发霉、腐烂、侵蚀、逐渐退化、光线作用、大气状况、机 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 37.9829em; "><span class="stl_23 stl_08 stl_82" style="font-weight:bold;">械或电力故障、使用不当、手工或设计欠佳、使用有问题物料或在加热、弄干、清 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 39.2529em; z-index:546; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">洁、染色、更换或维修过程中发生刮损或出现凹痕。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.495em; "><span class="stl_23 stl_08 stl_129" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_35">7</span><span class="stl_23 stl_08 stl_101" style="font-weight:bold;">）真菌、湿腐、干腐或细菌导致的任何损失或损坏，或对真菌、湿腐、干腐或细菌进 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 41.7929em; z-index:617; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">行监控、清洁、排除、预防、处理、解除或抑制所产生的费用支出。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.035em; "><span class="stl_23 stl_08 stl_129" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_35">8</span><span class="stl_23 stl_08 stl_177" style="font-weight:bold;">）现金、债券、金融证券、票据、印花、息票、地契、股票、旅行证件、钞票、代币 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 44.3329em; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">卡、旅行支票、驾驶证、身份证、银行（包括信用卡）卡或储值卡。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.575em; z-index:716; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">9</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）录制于磁带、记录卡、磁盘或其他类似设备上的数据。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 46.845em; z-index:720; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">10</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">）非于该次旅行时托运的物品、单独邮寄或船运的物品。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.115em; z-index:765; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">11</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）任何原因不明的损失或神秘失踪。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.385em; z-index:792; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">12</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）烟草或烟草制品、酒、动物、植物、药品或食物。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 50.655em; z-index:832; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">13</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）汽车（及其附件）、摩托车、船舶、自行车、其它机动或非机动交通运输工具。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.925em; z-index:836; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">14</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">）物品因放置于无人看管的公共场所或车辆而遭偷窃</span><span class="stl_23 stl_08 stl_24">，但有明显暴力痕迹者除外。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 53.1975em; z-index:880; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">15</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）家具。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 54.4675em; z-index:891; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">16</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）租赁的设备。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 55.7375em; z-index:908; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">17</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）走私、违法的运输或贸易。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 57.0075em; z-index:912; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">18</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）经承运人、酒店或任何其他责任方修理后能正常运行或恢复其正常功能的物品。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.2775em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">19</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）任何间接损失或损坏、折旧贬值。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 60.7854em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第五条 被保险人义务 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">25 &nbsp;</span></div>
				</div>
			</div>
		</div>
		<div class="stl_02">
			<div class="stl_view">
				<div class="stl_05 stl_06">
					<div class="stl_01" style="left:7.492em;top: 6.0492em; z-index:42; "><span class="stl_123 stl_124 stl_24" style="word-spacing:0.1587em;">1. </span><span class="stl_23 stl_08 stl_127">被保险人应在旅途中妥善保管自己的随身财产。如本附加合同项下承保的随身财产发生 &nbsp;</span></div>
					<div class="stl_01" style="left:8.6717em;top: 7.3488em; "><span class="stl_23 stl_08 stl_190">损失或损坏，该被保险人必须立即采取措施查寻、保护或挽救该随身财产，使损失减少 &nbsp;</span></div>
					<div class="stl_01" style="left:8.6717em;top: 8.6188em; z-index:86; "><span class="stl_23 stl_08 stl_24">至最低程度。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.8608em; z-index:122; "><span class="stl_123 stl_124 stl_24" style="word-spacing:-0.0004em;">2. </span><span class="stl_23 stl_08 stl_36">若该随身财产的损失或损坏是由承运人或任何其他服务供应商的责任导致的： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 11.1308em; z-index:162; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_43">）</span><span class="stl_23 stl_08 stl_24">被</span><span class="stl_23 stl_08 stl_24">保险人应于发现损失或损坏后二十四小时内向承运人或任何其它服务供应商的管理 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 12.4288em; z-index:168; "><span class="stl_23 stl_08 stl_24">部门报告</span><span class="stl_23 stl_08 stl_50">。</span><span class="stl_23 stl_08 stl_24">被</span><span class="stl_23 stl_08 stl_24">保险人向本公司提出索赔申请时应同时提供有关管理部门对损失事件的 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 13.6988em; z-index:206; "><span class="stl_23 stl_08 stl_24">书面说明文件。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 14.9408em; z-index:246; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_43">）</span><span class="stl_23 stl_08 stl_24">本</span><span class="stl_23 stl_08 stl_36">公司保留要求被保险人向本公司提出索赔申请时同时提供其从承运人或任何其他服 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 16.2388em; z-index:276; "><span class="stl_23 stl_08 stl_37">务供应商处获得相关赔偿的证明文件</span><span class="stl_23 stl_08 stl_146">，</span><span class="stl_23 stl_08 stl_24" style="word-spacing:-0.25em;">或 </span><span class="stl_23 stl_08 stl_24">相</span><span class="stl_23 stl_08 stl_24">关拒绝赔偿的证明文</span><span class="stl_23 stl_08 stl_191">件</span><span class="stl_23 stl_08 stl_24">（</span><span class="stl_23 stl_08 stl_24">若承运人或其他 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 17.5088em; z-index:304; "><span class="stl_23 stl_08 stl_36">服务提供商拒绝被保险人的赔偿请求）的权利。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.7508em; "><span class="stl_123 stl_124 stl_24" style="word-spacing:0.1587em;">3. </span><span class="stl_23 stl_08 stl_127">若因盗窃、抢劫而导致随身财产的损失或损坏，被保险人应于盗窃、抢劫发生后二十四 &nbsp;</span></div>
					<div class="stl_01" style="left:8.6717em;top: 20.0488em; "><span class="stl_23 stl_08 stl_24">小时内向警方或其他有关当局报告，并取得有关书面证明。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.5033em; z-index:378; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第六条 证明文件</span><span class="stl_162 stl_124 stl_186">/</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">索赔申请 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.0113em; z-index:421; "><span class="stl_23 stl_08 stl_24">若随身财产发生保险责任范围内的损失应由第三者负责赔偿的，相关被保险人应当向第三 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 26.2813em; "><span class="stl_23 stl_08 stl_36">者索赔。本公司可根据该被保险人的书面赔偿请求，按照本附加合同予以赔偿，但该被保 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 27.5513em; "><span class="stl_23 stl_08 stl_24">险人必须将向第三者追偿的权利转让给本公司，并协助本公司向第三者追偿。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.0313em; "><span class="stl_23 stl_08 stl_24">被保险人向本公司索赔时，应提供以下证明和资料原件作为索赔证明，连同保险合同及本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 31.3013em; "><span class="stl_23 stl_08 stl_24">公司规定的索赔申请表格于自旅程结束日起的三十天内递交本公司： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.5433em; z-index:576; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_24">）财产损失清单，发票； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 33.6833em; z-index:596; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_24">）有关部门或警方出具的书面证明文件； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.8513em; z-index:636; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">3</span><span class="stl_23 stl_08 stl_57">）若损失因承运人或其他服务提供商的责任所导致，本公司保留要求被保险人提供从有 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 35.9913em; z-index:672; "><span class="stl_23 stl_08 stl_192">关承运人或其他服务供应商处取得的赔偿证明文件，或相关拒绝赔偿的证明文</span><span class="stl_23 stl_08 stl_193">件</span><span class="stl_23 stl_08 stl_24">（</span><span class="stl_23 stl_08 stl_24">若 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 37.1313em; "><span class="stl_23 stl_08 stl_37">承运人或其他服务提供商拒绝被保险人的赔偿请求）的权利； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.245em; z-index:702; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_37">）索赔申请人所能提供的与本项申请相关的其他材料。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.7629em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.3633em;">第七条 其他事项 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.0729em; "><span class="stl_23 stl_08 stl_24">如果损失、被盗窃或被抢劫的物件被发现或归还，或取得任何第三方的赔偿，被保险人应 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 44.3429em; "><span class="stl_23 stl_08 stl_24">向本公司退回已领取的保险金。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 46.8229em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第八条 代位求偿权 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.3129em; "><span class="stl_23 stl_08 stl_36">本公司给付被保险人赔偿金额后，可在赔偿金额范围内，代位行使被保险人对第三人的赔 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 50.5829em; "><span class="stl_23 stl_08 stl_24">偿请求权，被保险人应协助本公司行使该项权利，其费用由本公司负担。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 52.8954em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第九条 附加合同效力的终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 55.0754em; "><span class="stl_23 stl_08 stl_24">本附加合同发生下列情况之一时将会自动终止： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 57.2275em; z-index:909; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_24">）主合同效力终止； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.3675em; z-index:911; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_37">）保险期间届满，投保人无意续保或本公司不接受本附加合同续保； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 59.5075em; z-index:943; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_24">）投保人于本附加合同有效期内向本公司申请解除本附加合同； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 60.6475em; z-index:973; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_24">）本附加合同因其他条款所列情况而终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 62.8272em; z-index:997; "><span class="stl_23 stl_08 stl_30">注：在（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_24">）项所提及的情况下，本附加合同效力于保险单满期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">26 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 7.1188em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第十条 释义 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.4287em; "><span class="stl_23 stl_08 stl_24">一、本附加合同所称的意外：是指非因故意造成的且不能预测其发生。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 11.6088em; "><span class="stl_23 stl_08 stl_36">二、本附加合同所称的重置费用：是指替代已损失或损坏的财产的相同或类似的新物品的 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 12.7488em; "><span class="stl_23 stl_08 stl_24">当前价格。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 14.9188em; "><span class="stl_23 stl_08 stl_36">三、本附加合同所称的折旧率：是指随身财产由于自然磨损、老化或过时而发生价值减少 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 16.0308em; z-index:148; "><span class="stl_23 stl_08 stl_37">的程度。本附加合同项下承保的随身财产每月折旧率为</span><span class="stl_123 stl_124 stl_194">1%</span><span class="stl_23 stl_08 stl_194">。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.2388em; z-index:187; "><span class="stl_23 stl_08 stl_36">四、本附加合同所称的公共场所：是指公众可以出入的各种场所，包括但不限于商场、机 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 19.3788em; "><span class="stl_23 stl_08 stl_171">场（包括机场贵宾室）、火车站、汽车站、街道、酒店大厅以及场地中心、典礼中心、 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 20.5188em; "><span class="stl_23 stl_08 stl_24">展览中心或会议中心、饭店、海滩、公共厕所。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.7013em; "><span class="stl_23 stl_08 stl_24">五、本附加合同所称的贵重物品：是指金银、珠宝、首饰或饰物、古董。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 24.8813em; z-index:317; "><span class="stl_23 stl_08 stl_24">六、本附加合同所称的电子产品：是指移动电话（包括智能手机）、便携式计算机、手提 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 25.9933em; z-index:350; "><span class="stl_23 stl_08 stl_54">电脑、平板电脑以及电子书阅读器，包括但不限于</span><span class="stl_123 stl_124 stl_195">iPad</span><span class="stl_23 stl_08 stl_24">及</span><span class="stl_123 stl_124 stl_196">Kindle</span><span class="stl_23 stl_08 stl_197">，但本附加合同另有约 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 27.1613em; "><span class="stl_23 stl_08 stl_24">定的除外。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.6642em;top: 31.7213em; "><span class="stl_23 stl_08 stl_24">（此页内容结束） &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">27 &nbsp;</span></div>
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					<div class="stl_01" style="left:15.6117em;top: 6.2123em; "><span class="stl_21 stl_08 stl_22" style="font-weight:bold;">美亚财产保险有限公司 &nbsp;</span></div>
					<div class="stl_01" style="left:20.8542em;top: 8.4488em; "><span class="stl_23 stl_08 stl_24">（以下简称本公司） &nbsp;</span></div>
					<div class="stl_01" style="left:15.7517em;top: 11.1059em; "><span class="stl_25 stl_08 stl_26" style="font-weight:bold;">美亚附加旅行个人钱财保险 &nbsp;</span></div>
					<div class="stl_01" style="left:21.7342em;top: 12.9688em; z-index:43; "><span class="stl_27 stl_08 stl_24">(2017</span><span class="stl_23 stl_08 stl_28">年第一版</span><span class="stl_27 stl_08 stl_28">) &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 14.0805em; z-index:49; "><span class="stl_29 stl_08 stl_30">（注册编号：</span><span class="stl_31 stl_08 stl_32">C00003932122017042108752</span><span class="stl_29 stl_08 stl_24">；备案编号：</span><span class="stl_31 stl_08 stl_26">(</span><span class="stl_29 stl_08 stl_33">美亚财险</span><span class="stl_31 stl_08 stl_26">)(</span><span class="stl_29 stl_08 stl_24">备</span><span class="stl_31 stl_08 stl_26">-</span><span class="stl_29 stl_08 stl_24">普通家财险</span><span class="stl_31 stl_08 stl_26">)</span><span class="stl_29 stl_08 stl_24">【</span><span class="stl_31 stl_08 stl_26">2017</span><span class="stl_29 stl_08 stl_161">】</span><span class="stl_31 stl_08 stl_26">(</span><span class="stl_29 stl_08 stl_24">附</span><span class="stl_31 stl_08 stl_187" style="word-spacing:-0.055em;">) 013</span><span class="stl_29 stl_08 stl_24">号） &nbsp;</span></div>
					<div class="stl_01" style="left:18.6542em;top: 16.2188em; "><span class="stl_23 stl_08 stl_24">（本附加合同须投保始有效力） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.6688em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第一条 附加合同的订立和构成 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.9488em; z-index:174; "><span class="stl_23 stl_08 stl_95">《美亚附加旅行个人钱财保险》合同（以下简称本附加合同），依主合同投保人的申请， &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.2213em; "><span class="stl_23 stl_08 stl_95">经本公司同意而订立。本附加合同附加于主合同而成立，主合同的条款（如适用）均适用 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.4913em; "><span class="stl_23 stl_08 stl_24">于本附加合同，若主合同与本附加合同的条款互有冲突，则以本附加合同为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 26.0313em; "><span class="stl_23 stl_08 stl_36">若本附加合同的承保项目在保险单上或批注项内未载明，本附加合同不发生效力。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.5713em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.6246em;">第二条 本附加合同的生效 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 31.1513em; "><span class="stl_23 stl_08 stl_95">本附加合同的生效时间同主合同的生效时间，或以本附加合同的批注所载明的生效时间为 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.4613em; "><span class="stl_23 stl_08 stl_24">准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 35.0413em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第三条 保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.4529em; z-index:382; "><span class="stl_23 stl_08 stl_24">本附加合同有效期内，若任何被保险人在旅行期间因下列情形造成其损失现金、旅行支票 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.7229em; "><span class="stl_23 stl_08 stl_36">或汇票（以下简称“钱财”），本公司对其实际损失的钱财，在扣除免赔额（如有）后， &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.9929em; "><span class="stl_23 stl_08 stl_36">以保险单上载明本附加合同项下该被保险人相应的保险金额为限赔偿被保险人： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.5329em; z-index:458; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_49">）被保险人寄存于其登记入住的旅店或酒店处，由旅店或酒店提供的上锁保险箱内的钱 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 43.8029em; z-index:521; "><span class="stl_23 stl_08 stl_36">财被盗窃，并取得旅店或酒店管理部门的损失书面证明； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.0729em; z-index:523; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_54">）被保险人贴身携带的钱财被盗窃或抢劫，且在发现盗窃或抢劫发生后二十四小时内向 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 46.3429em; "><span class="stl_23 stl_08 stl_24">当地警方申报，并取得书面警方报告。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.8829em; "><span class="stl_23 stl_08 stl_117" style="font-weight:bold;">如保险单载有免赔额，本附加合同项下每次理赔事件适用的免赔额以本附加合同项下的该 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 50.1529em; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">免赔金额为准，本公司将在扣除免赔额后承担赔偿责任。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 52.6954em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第四条 责任免除 &nbsp;</span></div>
					<div class="stl_01" style="left:8.3817em;top: 55.2354em; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">合同中所有责任免除条款（如适用）均适用于本附加合同，若主合同中责任免除条款与 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 55.2754em; z-index:653; "><span class="stl_23 stl_08 stl_24" style="font-weight:bold;">主</span></div>
					<div class="stl_01" style="left:7.492em;top: 56.5454em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">本条款有相抵触之处，则应以本条款为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 59.1254em; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">任何直接或间接由于下列情形引起的，与之有关的，或可归因于之的个人钱财损失，本公 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 60.2654em; "><span class="stl_23 stl_08 stl_97" style="font-weight:bold;">司不负任何赔偿责任： &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">28 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0771em; z-index:35; "><span class="stl_27 stl_08 stl_35" style="font-weight:bold; word-spacing:-0.0004em;">(1) </span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">任何由于遗漏、疏忽、汇兑、货币贬值等因素引起的价值的改变。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 7.3488em; "><span class="stl_27 stl_08 stl_35" style="font-weight:bold; word-spacing:-0.0913em;">(2) </span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">任何银行卡（包括信用卡）、代币卡或储值卡，或其中预存的、借记或贷记的或存储 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 8.6188em; z-index:83; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">的任何钱款。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.8887em; "><span class="stl_27 stl_08 stl_118" style="font-weight:bold;">(3</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）旅行支票损失后，未及时向签发行在当地分支机构或代理机构挂失的。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 12.4288em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第五条 被保险人义务 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 14.8388em; z-index:166; "><span class="stl_23 stl_08 stl_36">被保险人应在旅行期间妥善保管自己的个人钱财，如发生本附加合同承保的保险事故，相 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 15.9788em; "><span class="stl_23 stl_08 stl_37">关被保险人必须立即采取措施查寻，于发现保险事故发生二十四小时内向有关旅店或酒店 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 17.1188em; "><span class="stl_23 stl_08 stl_36">或当地警方报告并取得旅店或酒店或当地警方的书面证明。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 19.5288em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.1133em;">第六条 证明文件</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">/</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">索赔申请 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.0713em; "><span class="stl_23 stl_08 stl_24">被保险人向本公司索赔时，应提供以下证明和资料原件作为索赔单证，连同保险合同及本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.3413em; "><span class="stl_23 stl_08 stl_24">公司规定的索赔申请表格于自旅程结束日起的三十天内递交本公司： &nbsp;</span></div>
					<div class="stl_01" style="left:7.372em;top: 25.8813em; z-index:314; "><span class="stl_23 stl_08 stl_24">（</span><span class="stl_27 stl_08 stl_42">1</span><span class="stl_23 stl_08 stl_36">）根据本附加合同的规定，提供旅店或酒店管理部门、警方或有关当局的书面证明； &nbsp;</span></div>
					<div class="stl_01" style="left:7.372em;top: 27.0213em; z-index:353; "><span class="stl_23 stl_08 stl_24">（</span><span class="stl_27 stl_08 stl_42">2</span><span class="stl_23 stl_08 stl_37">）索赔申请人所能提供的与本项申请相关的其他材料。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 29.4313em; z-index:417; "><span class="stl_23 stl_08 stl_41" style="font-weight:bold;">如果该被保险人可以从旅店、酒店或任何其他第三方得到赔偿，本公司仅负责赔偿剩余部 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.7013em; z-index:420; "><span class="stl_23 stl_08 stl_118" style="font-weight:bold;">分。</span><span class="stl_23 stl_08 stl_24">如果损失的钱财得到归还，该被保险人应立即通知本公司并向本公司退回已领取的保 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 31.9713em; "><span class="stl_23 stl_08 stl_24">险金。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.5113em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第七条 附加合同效力的终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 36.7913em; "><span class="stl_23 stl_08 stl_36">本附加合同发生下列情况之一时将会自动终止： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.9329em; z-index:504; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_24">）主合同效力终止； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.0729em; z-index:506; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_24">）保险期间届满，投保人无意续保或本公司不接受本附加合同续保； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.2129em; z-index:538; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">3</span><span class="stl_23 stl_08 stl_24">）投保人于本附加合同有效期内向本公司申请解除本附加合同； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 41.3529em; z-index:568; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">4</span><span class="stl_23 stl_08 stl_24">）本附加合同因其他条款所列情况而终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.6329em; z-index:592; "><span class="stl_23 stl_08 stl_30">注：在（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_24">）项所提及的情况下，本附加合同效力于保险单满期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.2942em;top: 48.5829em; "><span class="stl_23 stl_08 stl_24">（此页内容结束） &nbsp;</span></div>
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					<div class="stl_01" style="left:15.6117em;top: 6.2123em; "><span class="stl_21 stl_08 stl_22" style="font-weight:bold;">美亚财产保险有限公司 &nbsp;</span></div>
					<div class="stl_01" style="left:20.8542em;top: 8.9488em; "><span class="stl_23 stl_08 stl_24">（以下简称本公司） &nbsp;</span></div>
					<div class="stl_01" style="left:11.2217em;top: 12.3959em; "><span class="stl_25 stl_08 stl_26" style="font-weight:bold;">美亚附加旅行每日住院津贴收入保障保险 &nbsp;</span></div>
					<div class="stl_01" style="left:21.8842em;top: 14.7308em; z-index:49; "><span class="stl_123 stl_124 stl_181">(2017</span><span class="stl_23 stl_08 stl_28">年第一版</span><span class="stl_123 stl_124 stl_28">) &nbsp;</span></div>
					<div class="stl_01" style="left:8.142em;top: 16.3467em; z-index:55; "><span class="stl_29 stl_08 stl_30">（注册编号：</span><span class="stl_198 stl_124 stl_199">C00003932522017042108762</span><span class="stl_29 stl_08 stl_24">；备案编号：</span><span class="stl_198 stl_124 stl_51">(</span><span class="stl_29 stl_08 stl_33">美亚财险</span><span class="stl_198 stl_124 stl_51">)(</span><span class="stl_29 stl_08 stl_24">备</span><span class="stl_198 stl_124 stl_51">-</span><span class="stl_29 stl_08 stl_24">医疗保险</span><span class="stl_198 stl_124 stl_51">)</span><span class="stl_29 stl_08 stl_24">【</span><span class="stl_198 stl_124 stl_26">2017</span><span class="stl_29 stl_08 stl_24">】</span><span class="stl_198 stl_124 stl_200">(</span><span class="stl_29 stl_08 stl_24">附</span><span class="stl_198 stl_124 stl_160" style="word-spacing:-0.0108em;">) 035</span><span class="stl_29 stl_08 stl_24">号） &nbsp;</span></div>
					<div class="stl_01" style="left:18.6542em;top: 19.4088em; "><span class="stl_23 stl_08 stl_24">（本附加合同须投保始有效力） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.9413em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第一条 附加合同的订立和构成 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 26.4213em; z-index:179; "><span class="stl_23 stl_08 stl_24">《美亚附加旅行每日住院津贴收入保障保险》合同（以下简称本附加合同），依主合同投 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 27.6913em; "><span class="stl_23 stl_08 stl_24">保人的申请，经本公司同意而订立。主合同的条款也适用于本附加合同，若主合同与本附 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.9613em; "><span class="stl_23 stl_08 stl_24">加合同的条款互有冲突，则以本附加合同的条款为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.4413em; "><span class="stl_23 stl_08 stl_24">若本附加合同的承保项目在保险单上或批注项内未载明，本附加合同不发生效力。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 35.9213em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.3633em;">第二条 本附加合同的生效 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.4029em; "><span class="stl_23 stl_08 stl_24">本附加合同的生效时间同主合同的生效时间，或以本附加合同的批注所载明的生效时间为 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.6729em; "><span class="stl_23 stl_08 stl_24">准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 44.1529em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第三条 保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 47.6329em; z-index:376; "><span class="stl_23 stl_08 stl_24">在本附加合同有效期内，若任何被保险人于旅行期间遭受主合同约定的意外事故或罹患疾 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.9029em; "><span class="stl_23 stl_08 stl_24">病而入住医院治疗，本公司将依据保险单所载本附加合同项下该被保险人相应的每日住院 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 50.1729em; "><span class="stl_23 stl_08 stl_24">津贴金额，按住院日数赔偿该被保险人，总赔偿日数以九十天为限。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 53.6554em; z-index:485; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">若该被保险人为同一旅行自愿投保由本公司承保的多种综合保险（不包括团体保险），且 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 54.9254em; "><span class="stl_23 stl_08 stl_41" style="font-weight:bold;">在不同保障产品中有相同保险利益的，则本公司仅按其中保险金额最高者做出赔偿，并退 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 56.1954em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">还其它保险项下已收取的相应保险利益的保险费。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 59.6854em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.4883em;">第四条 责任免除 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">30 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0492em; z-index:44; "><span class="stl_23 stl_08 stl_96" style="font-weight:bold;">除主合同条款第五章第十三条“责任免除”项下第（</span><span class="stl_162 stl_124 stl_24">23</span><span class="stl_23 stl_08 stl_163" style="font-weight:bold;">）、（</span><span class="stl_162 stl_124 stl_24">24</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）项外，主合同项下所有 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 7.2188em; "><span class="stl_23 stl_08 stl_164" style="font-weight:bold;">其他责任免除条款均适用于本附加合同，若主合同中责任免除条款与本条款有相抵触之 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 8.3588em; "><span class="stl_23 stl_08 stl_97" style="font-weight:bold;">处，则应以本条款为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 11.7188em; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">任何直接或间接由于下列情形引起的，与之有关的，或可归因于之的被保险人住院，本公 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 12.8588em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">司不负任何赔偿责任： &nbsp;</span></div>
					<div class="stl_01" style="left:7.502em;top: 16.1908em; "><span class="stl_23 stl_08 stl_100" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_35">1</span><span class="stl_23 stl_08 stl_177" style="font-weight:bold;">）非因意外事故而进行的牙科治疗、手术、牙齿修复、植种或牙齿整形；对非自然牙 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 17.3588em; z-index:195; "><span class="stl_23 stl_08 stl_112" style="font-weight:bold;">进行的任何治疗。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.502em;top: 18.6808em; z-index:198; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）非因意外事故而进行的视力矫正或因矫正视力而作的眼科验光检查；屈光不正。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.502em;top: 20.0308em; z-index:237; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）美容手术、外科整形手术或者任何非必要的手术。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.502em;top: 21.3808em; z-index:268; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）脊椎病。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.502em;top: 22.7333em; z-index:284; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">5</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）先天性疾病和先天性畸形。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.502em;top: 24.0833em; z-index:303; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">6</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）受保前已存在的疾病及其并发症。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.502em;top: 25.4333em; z-index:306; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">7</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）精神疾病、错乱、失常；受酒精、毒品、管制药物影响或滥用、误用药物。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.502em;top: 26.7833em; z-index:373; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">8</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）妊娠、流产、分娩、不孕不育症、避孕及绝育手术；性传播疾病。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.502em;top: 28.1333em; z-index:376; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">9</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）一般身体检查、疗养、特别护理或静养、康复性治疗或心理治疗。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.502em;top: 29.4833em; z-index:410; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">10</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）任何原因导致的推拿、按摩及针灸治疗。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.502em;top: 30.8333em; z-index:449; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">11</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）药物过敏或其他医疗导致的伤害。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.502em;top: 32.1833em; z-index:484; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">12</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）扁桃腺、腺样体肥大、疝气、女性生殖器官疾病的治疗与外科手术。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.502em;top: 33.5333em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">13</span><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">）根据被保险人的主治医生的意见，可以被合理延迟至被保险人返回中国大陆境内后 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 34.7013em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">进行而被保险人坚持在境外进行的治疗或手术。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.502em;top: 36.0233em; z-index:564; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">14</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）未能取得医院或医生证明。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.502em;top: 37.375em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">15</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）被保险人旅行的目的之一是为了进行治疗或该旅行违背医嘱。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.435em; z-index:604; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第五条 证明文件</span><span class="stl_162 stl_124 stl_186">/</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">索赔申请 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.7629em; "><span class="stl_23 stl_08 stl_24">被保险人向本公司索赔时，应提供以下证明和资料原件作为索赔单证，连同保险合同及本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.0329em; "><span class="stl_23 stl_08 stl_24">公司规定的索赔申请表格在出院之日起的三十天内递交本公司： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.315em; z-index:677; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_24">）完整的门、急诊病历卡； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.665em; z-index:697; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_24">）出院小结； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.015em; z-index:709; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_24">）住院医疗正式收据； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 52.365em; z-index:711; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_37">）索赔申请人所能提供的与本项申请相关的其他材料。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 55.4554em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第六条 合同效力的终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.9354em; "><span class="stl_23 stl_08 stl_24">本附加合同发生下列情况之一时将会自动终止： &nbsp;</span></div>
					<div class="stl_01" style="left:7.442em;top: 60.5475em; z-index:777; "><span class="stl_23 stl_08 stl_24">（</span><span class="stl_123 stl_124 stl_42">1</span><span class="stl_23 stl_08 stl_24">）主合同效力终止； &nbsp;</span></div>
					<div class="stl_01" style="left:7.442em;top: 61.8972em; z-index:779; "><span class="stl_23 stl_08 stl_24">（</span><span class="stl_123 stl_124 stl_42">2</span><span class="stl_23 stl_08 stl_24">）保险期间届满，投保人无意续保或本公司不接受本附加合同续保； &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">31 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.442em;top: 6.0492em; z-index:4; "><span class="stl_23 stl_08 stl_24">（</span><span class="stl_123 stl_124 stl_42">3</span><span class="stl_23 stl_08 stl_24">）投保人于本附加合同有效期内向本公司申请解除本附加合同； &nbsp;</span></div>
					<div class="stl_01" style="left:7.442em;top: 7.4008em; z-index:53; "><span class="stl_23 stl_08 stl_24">（</span><span class="stl_123 stl_124 stl_42">4</span><span class="stl_23 stl_08 stl_24">）本附加合同因其他条款所列情况而终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 8.7508em; z-index:59; "><span class="stl_23 stl_08 stl_30">注：在第（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_24">）项所提及的情况下，本附加合同效力于保险单满期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 12.1288em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第七条 释义 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 15.6088em; "><span class="stl_23 stl_08 stl_57">一、本附加合同所称的住院日数：是指被保险人在医院住院部病房内实际的住院治疗日数， &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 16.7488em; "><span class="stl_23 stl_08 stl_24">住院满二十四小时为一日。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 19.9288em; z-index:188; "><span class="stl_23 stl_08 stl_41" style="font-weight:bold;">二、本附加合同所称的受保前已存在的疾病：是指被保险人于其在本附加合同项下获保前 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 21.0688em; z-index:225; "><span class="stl_23 stl_08 stl_41" style="font-weight:bold;">两年内曾出现任何症状而引致一正常而审慎的人寻求诊断、医疗护理或医药治疗；或 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 22.2113em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">被保险人于其在本附加合同项下获保前两年内曾经医生推荐接受医药治疗或医疗意 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 23.3513em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">见</span><span class="stl_23 stl_08 stl_35">。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.2942em;top: 29.6113em; "><span class="stl_23 stl_08 stl_24">（此页内容结束） &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">32 &nbsp;</span></div>
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					<div class="stl_01" style="left:15.6117em;top: 6.2123em; "><span class="stl_21 stl_08 stl_22" style="font-weight:bold;">美亚财产保险有限公司 &nbsp;</span></div>
					<div class="stl_01" style="left:20.9642em;top: 8.9488em; "><span class="stl_23 stl_08 stl_24">（以下简称本公司） &nbsp;</span></div>
					<div class="stl_01" style="left:16.3242em;top: 12.6059em; "><span class="stl_25 stl_08 stl_26" style="font-weight:bold;">美亚附加旅行证件遗失保险 &nbsp;</span></div>
					<div class="stl_01" style="left:21.8542em;top: 14.9408em; "><span class="stl_23 stl_08 stl_24">（</span><span class="stl_123 stl_124 stl_24">2016</span><span class="stl_23 stl_08 stl_24">年</span><span class="stl_123 stl_124 stl_201">A</span><span class="stl_23 stl_08 stl_24">款） &nbsp;</span></div>
					<div class="stl_01" style="left:15.0417em;top: 16.7267em; "><span class="stl_29 stl_08 stl_37">（备案编号：（美亚财险）（备</span><span class="stl_198 stl_124 stl_51">-</span><span class="stl_29 stl_08 stl_173">家财）</span><span class="stl_198 stl_124 stl_90">[2016]</span><span class="stl_29 stl_08 stl_24">（附）</span><span class="stl_198 stl_124 stl_26">34</span><span class="stl_29 stl_08 stl_24">号） &nbsp;</span></div>
					<div class="stl_01" style="left:18.6542em;top: 19.4988em; "><span class="stl_23 stl_08 stl_24">（本附加合同须投保始有效力） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.8413em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第一条 附加合同的订立和构成 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 26.0213em; z-index:139; "><span class="stl_23 stl_08 stl_95">《美亚附加旅行证件遗失保险》合同（以下简称本附加合同），依主合同投保人的申请， &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 27.2913em; "><span class="stl_23 stl_08 stl_88">经本公司同意而订立。本附加合同附加于主合同而成立，主合同的条款（如适用）均适用 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.5613em; "><span class="stl_23 stl_08 stl_24">于本附加合同，若主合同与本附加合同的条款互有冲突，则以本附加合同为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.0413em; "><span class="stl_23 stl_08 stl_24">若本附加合同的承保项目在保险单上或批注项内未载明，本附加合同不发生效力。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 35.5313em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.3633em;">第二条 本附加合同的生效 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.0529em; "><span class="stl_23 stl_08 stl_95">本附加合同的生效时间同主合同的生效时间，或以本附加合同的批注所载明的生效时间为 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.3629em; "><span class="stl_23 stl_08 stl_24">准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.8929em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第三条 保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 47.3729em; z-index:347; "><span class="stl_23 stl_08 stl_95">本附加合同有效期内，若任何被保险人在旅行期间遗失或因被抢劫、盗窃导致被保险人损 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.6429em; z-index:386; "><span class="stl_23 stl_08 stl_95">失护照、旅行票据或其它旅行证件，本公司在扣除免赔额（如有）后，赔偿被保险人为完 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.9129em; z-index:425; "><span class="stl_23 stl_08 stl_88">成该次旅行所必须重置的护照、旅行票据及其它旅行证件的费用，以及该被保险人为重置 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.1829em; "><span class="stl_23 stl_08 stl_95">其护照、旅行票据及其它旅行证件所额外支出的合理且必需的交通费用及酒店住宿费用， &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 52.4554em; "><span class="stl_23 stl_08 stl_24">但最高以保险单所载本附加合同项下该被保险人相应的保险金额为限。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 55.9354em; "><span class="stl_23 stl_08 stl_41" style="font-weight:bold;">如保险单载有免赔额，本附加合同的每次理赔事件的免赔额以本附加合同项下的该免赔金 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 57.2054em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">额为准，本公司对小于免赔额的损失不承担赔偿责任。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.9754em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第四条 责任免除 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 60.7454em; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">主合同中所有责任免除条款（如适用）均适用于本附加合同，若主合同中责任免除条款与 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 61.8851em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">本条款有相抵触之处，则应以本条款为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">33 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 7.7987em; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">任何下列损失或由下列原因造成任何被保险人的损失，本公司不负任何赔偿责任： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.5408em; z-index:40; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold; word-spacing:0.6247em;">） 损失发生后的二十四小时内尚未向警方或其他有关当局报告且无其书面证明； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 11.0208em; z-index:77; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.625em;">） 任何为取得非完成该次旅行所必需的旅行证件或签证而发生的费用； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 12.5008em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.625em;">） 走私、违法贸易或运输。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 15.7188em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.6133em;">第五条 被保险人义务 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 19.2088em; "><span class="stl_23 stl_08 stl_36">被保险人必须于遗失、盗窃或抢劫发生后的二十四小时内报告警察或其他有关当局，并取 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.4788em; "><span class="stl_23 stl_08 stl_24">得书面证明文件。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.9333em; z-index:186; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.6133em;">第六条 证明文件</span><span class="stl_162 stl_124 stl_186">/</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">索赔申请 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 27.4513em; "><span class="stl_23 stl_08 stl_24">被保险人向本公司索赔时，应提供以下证明和资料原件作为索赔证明，连同保险合同及本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.7213em; "><span class="stl_23 stl_08 stl_24">公司规定的索赔申请表格于自旅程结束日起的三十天内递交本公司： &nbsp;</span></div>
					<div class="stl_01" style="left:8.322em;top: 30.4633em; z-index:261; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_202">）</span><span class="stl_23 stl_08 stl_24">警</span><span class="stl_23 stl_08 stl_37">方或其他有关当局的书面证明； &nbsp;</span></div>
					<div class="stl_01" style="left:8.322em;top: 32.1033em; z-index:279; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_202">）</span><span class="stl_23 stl_08 stl_24">重</span><span class="stl_23 stl_08 stl_24">置护照、旅行票据及其它旅行证件的费用发票或收据原件； &nbsp;</span></div>
					<div class="stl_01" style="left:8.322em;top: 33.7433em; z-index:309; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_202">）</span><span class="stl_23 stl_08 stl_24">由</span><span class="stl_23 stl_08 stl_24">此额外支出的旅行费用及酒店住宿费用发票或收据原件； &nbsp;</span></div>
					<div class="stl_01" style="left:8.212em;top: 35.3833em; z-index:338; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_37" style="word-spacing:-0.0118em;">） 索赔申请人所能提供的其他与本项申请相关的材料。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.7229em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第七条 附加合同效力的终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 41.9029em; "><span class="stl_23 stl_08 stl_24">本附加合同发生下列情况之一时将会自动终止： &nbsp;</span></div>
					<div class="stl_01" style="left:8.4817em;top: 43.515em; z-index:407; "><span class="stl_123 stl_124 stl_203" style="word-spacing:0.8741em;">(1) </span><span class="stl_23 stl_08 stl_24">主合同效力终止； &nbsp;</span></div>
					<div class="stl_01" style="left:8.4817em;top: 44.865em; z-index:410; "><span class="stl_123 stl_124 stl_203" style="word-spacing:0.8741em;">(2) </span><span class="stl_23 stl_08 stl_37">保险期间届满，投保人无意续保或本公司不接受本附加合同续保； &nbsp;</span></div>
					<div class="stl_01" style="left:8.4817em;top: 46.215em; z-index:443; "><span class="stl_123 stl_124 stl_203" style="word-spacing:0.8741em;">(3) </span><span class="stl_23 stl_08 stl_24">投保人于本附加合同有效期内向本公司申请解除本附加合同； &nbsp;</span></div>
					<div class="stl_01" style="left:8.4817em;top: 47.565em; "><span class="stl_123 stl_124 stl_203" style="word-spacing:0.8741em;">(4) </span><span class="stl_23 stl_08 stl_24">本附加合同因其他条款所列情况而终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 50.455em; z-index:498; "><span class="stl_23 stl_08 stl_30">注：在（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_24">）项所提及的情况下，本附加合同效力于保险单满期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 52.1229em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第八条 释义 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 53.8954em; "><span class="stl_23 stl_08 stl_24">本附加合同所称的旅行票据：是指在旅行期间由被保险人所拥有而未被使用的客运列车票 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 55.0354em; "><span class="stl_23 stl_08 stl_24">据、客运轮船票据及民航班机票据。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.6642em;top: 61.2951em; "><span class="stl_23 stl_08 stl_24">（此页内容结束） &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">34 &nbsp;</span></div>
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					<div class="stl_01" style="left:15.6117em;top: 6.2123em; "><span class="stl_21 stl_08 stl_22" style="font-weight:bold;">美亚财产保险有限公司 &nbsp;</span></div>
					<div class="stl_01" style="left:20.8542em;top: 8.4488em; "><span class="stl_23 stl_08 stl_24">（以下简称本公司） &nbsp;</span></div>
					<div class="stl_01" style="left:17.2642em;top: 11.1059em; "><span class="stl_25 stl_08 stl_26" style="font-weight:bold;">美亚附加旅行延误保险 &nbsp;</span></div>
					<div class="stl_01" style="left:21.8842em;top: 12.9408em; z-index:41; "><span class="stl_123 stl_124 stl_181">(2017</span><span class="stl_23 stl_08 stl_28">年第一版</span><span class="stl_123 stl_124 stl_28">) &nbsp;</span></div>
					<div class="stl_01" style="left:7.772em;top: 14.0567em; z-index:47; "><span class="stl_29 stl_08 stl_30">（注册编号：</span><span class="stl_198 stl_124 stl_199">C00003932122017042108782</span><span class="stl_29 stl_08 stl_24">；备案编号：</span><span class="stl_198 stl_124 stl_51">(</span><span class="stl_29 stl_08 stl_33">美亚财险</span><span class="stl_198 stl_124 stl_51">)(</span><span class="stl_29 stl_08 stl_24">备</span><span class="stl_198 stl_124 stl_51">-</span><span class="stl_29 stl_08 stl_24">普通家财险</span><span class="stl_198 stl_124 stl_51">)</span><span class="stl_29 stl_08 stl_24">【</span><span class="stl_198 stl_124 stl_26">2017</span><span class="stl_29 stl_08 stl_161">】</span><span class="stl_198 stl_124 stl_51">(</span><span class="stl_29 stl_08 stl_24">附</span><span class="stl_198 stl_124 stl_160" style="word-spacing:-0.0108em;">) 017</span><span class="stl_29 stl_08 stl_24">号） &nbsp;</span></div>
					<div class="stl_01" style="left:18.6542em;top: 16.1188em; "><span class="stl_23 stl_08 stl_24">（本附加合同须投保始有效力） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.6388em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第一条 附加合同的订立和构成 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.8188em; z-index:172; "><span class="stl_23 stl_08 stl_95">《美亚附加旅行延误保险》合同（以下简称本附加合同），依主合同投保人的申请，经本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.0913em; "><span class="stl_23 stl_08 stl_88">公司同意而订立。本附加合同附加于主合同而成立，主合同的条款（如适用）均适用于本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.3613em; "><span class="stl_23 stl_08 stl_24">附加合同，若主合同与本附加合同的条款互有冲突，则以本附加合同为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.8413em; "><span class="stl_23 stl_08 stl_24">若本附加合同的承保项目在保险单上或批注项内未载明，本附加合同不发生效力。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.3313em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.3633em;">第二条 本附加合同的生效 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.8513em; "><span class="stl_23 stl_08 stl_95">本附加合同的生效时间同主合同的生效时间，或以本附加合同的批注所载明的生效时间为 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.1613em; "><span class="stl_23 stl_08 stl_24">准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.6913em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第三条 保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.0013em; z-index:378; "><span class="stl_23 stl_08 stl_37">本附加合同有效期内，若任何被保险人在旅行期间因任何外部原因（包括但不限于恶劣天 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.2729em; z-index:417; "><span class="stl_23 stl_08 stl_24">气、自然灾害、机械故障、罢工、劫持或怠工，其他空运、航运工人的临时性抗议活动、 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.5429em; z-index:456; "><span class="stl_23 stl_08 stl_36">恐怖活动、航空管制或航空公司机票超售）而导致该被保险人原计划搭乘的公共交通工具 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.8129em; "><span class="stl_23 stl_08 stl_36">延误，且延误连续时间达到保险单所载的时间，本公司以保险单上所载本附加合同项下该 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.0829em; "><span class="stl_23 stl_08 stl_24">被保险人相应的保险金额为限赔偿该被保险人。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 44.535em; z-index:556; "><span class="stl_23 stl_08 stl_171">延误的时间计算以下列两者较长者为准：</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_67">）自原计划搭乘的公共交通工具的原订开出时间 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.805em; z-index:596; "><span class="stl_23 stl_08 stl_24">开始计算</span><span class="stl_23 stl_08 stl_145">，</span><span class="stl_23 stl_08 stl_24">直</span><span class="stl_23 stl_08 stl_24">至搭乘最早便利的替代公共交通工具的开出时间为止</span><span class="stl_23 stl_08 stl_111">；</span><span class="stl_23 stl_08 stl_24" style="word-spacing:-0.0524em;">或 </span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_111">）</span><span class="stl_23 stl_08 stl_24">自</span><span class="stl_23 stl_08 stl_24">原计划搭乘的 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 47.1029em; "><span class="stl_23 stl_08 stl_95">公共交通工具的原订到达时间开始计算，直至被保险人搭乘替代公共交通工具抵达原计划 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.3729em; "><span class="stl_23 stl_08 stl_24">目的地为止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.602em;top: 50.8529em; z-index:681; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">但若该被保险人因同一原因于《美亚附加旅行变更保险》、《美亚附加旅行缩短保险》、 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.9929em; "><span class="stl_23 stl_08 stl_204" style="font-weight:bold;">《美亚附加旅行取消保险》或《美亚附加旅行受阻和路线变更保险》项下获得赔偿，则本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 53.1354em; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">公司仅按其中保险金额较高者做出赔偿。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 56.1354em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.3633em;">第四条 责任免除 &nbsp;</span></div>
					<div class="stl_01" style="left:8.3817em;top: 58.6254em; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">合同中所有责任免除条款（如适用）均适用于本附加合同，若主合同中责任免除条款与 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.6654em; z-index:749; "><span class="stl_23 stl_08 stl_24" style="font-weight:bold;">主</span></div>
					<div class="stl_01" style="left:7.492em;top: 59.9354em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">本条款有相抵触之处，则应以本条款为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">35 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0771em; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">任何直接或间接由于下列情形引起的，与之有关的，或可归因于之的旅行延误，本公司不 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 7.2188em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">负任何赔偿责任： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 8.8308em; "><span class="stl_23 stl_08 stl_129" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_35">1</span><span class="stl_23 stl_08 stl_101" style="font-weight:bold;">）被保险人未能按预定行程办理登记手续，或被保险人未能从原计划乘搭的公共交通 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 9.9988em; z-index:115; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">工具承运人处取得旅行延误时数及原因的书面证明。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 11.1108em; z-index:118; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）被保险人办理完登记手续后，未能准时登乘原计划乘搭的公共交通工具。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 12.2508em; z-index:177; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）被保险人未能登乘最早便利的替代公共交通工具。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 13.3908em; z-index:217; "><span class="stl_23 stl_08 stl_129" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_35">4</span><span class="stl_23 stl_08 stl_177" style="font-weight:bold;">）投保人或被保险人在投保本附加保险时或为该次旅行预订公共交通工具时已知已存 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 14.5588em; "><span class="stl_23 stl_08 stl_184" style="font-weight:bold;">在可能导致旅行延误的情况或条件，包括但不限于当时已经宣布或已经发生的任何 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 15.6988em; "><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">罢工或其他工人抗议活动，以及当时已经发生的任何恶劣天气或自然灾害。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 16.8108em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">5</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）任何因被保险人个人原因导致的延误。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 19.1608em; z-index:317; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:-0.0117em;">第五条 证明文件</span><span class="stl_162 stl_124 stl_186">/</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">索赔申请 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 21.3588em; "><span class="stl_23 stl_08 stl_36">被保险人向本公司索赔时，应提供以下证明和资料原件作为索赔单证，连同本公司规定的 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.6313em; "><span class="stl_23 stl_08 stl_24">索赔申请表格于自旅行结束日起的三十天内递交本公司： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.0833em; z-index:387; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_24">）承运人或其代理人出具的延误时间及原因的书面证明； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 26.2233em; z-index:414; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_37">）被保险人所能提供的与本项申请相关的其他材料。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.4313em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第六条 附加合同效力的终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.6113em; "><span class="stl_23 stl_08 stl_24">本附加合同发生下列情况之一时将会自动终止： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 31.7233em; z-index:481; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_24">）主合同效力终止； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.8633em; z-index:483; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_24">）保险期间届满，投保人无意续保或本公司不接受本附加合同续保； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.0033em; z-index:515; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_24">）投保人于本附加合同有效期内向本公司申请解除本附加合同； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 35.1433em; z-index:545; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_24">）本附加合同因其他条款所列情况而终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.325em; z-index:570; "><span class="stl_23 stl_08 stl_30">注：在第（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_36">）项所提及的情况下，本附加合同效力于保险单满期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.7129em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.4883em;">第七条 释义 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.1929em; z-index:647; "><span class="stl_23 stl_08 stl_95">一、本附加合同所称的公共交通工具：是指领有有关政府主管部门依法颁发的公共交通营 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2417em;top: 43.3329em; z-index:684; "><span class="stl_23 stl_08 stl_205">运执照，以收费方式合法载客的轮船、经营固定航班的航空公司或包机公司经营的固 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2417em;top: 44.4729em; "><span class="stl_23 stl_08 stl_205">定翼飞机、航空公司所经营的且在两个固定的商业机场之间或有营运执照的商业直升 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2417em;top: 45.6129em; "><span class="stl_23 stl_08 stl_24">机站之间运营的直升飞机。 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2417em;top: 47.7929em; "><span class="stl_23 stl_08 stl_148" style="font-weight:bold;">凡上述所列的各种交通工具用于非公共交通工具的目的和用途，均属不符合本附加合 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2417em;top: 49.0629em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">同公共交通工具的定义。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.3729em; z-index:822; "><span class="stl_23 stl_08 stl_24">二、本附加合同所称的替代公共交通工具：是指除上述公共交通工具以外，还包括领有适 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2417em;top: 52.5154em; z-index:859; "><span class="stl_23 stl_08 stl_37">格政府主管部门依法颁发的公共交通营运执照，以收费方式合法载客的公共汽车、长 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2417em;top: 53.6554em; z-index:896; "><span class="stl_23 stl_08 stl_37">途汽车、出租车（不包括四轮以下机动车）、渡船、气垫船、水翼船、火车、有轨电 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2417em;top: 54.7954em; "><span class="stl_23 stl_08 stl_24">车、轨道列车（包括地铁、轻轨及磁悬浮列车）和任何按固定的路线和时刻表运营的 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2417em;top: 55.9354em; "><span class="stl_23 stl_08 stl_24">固定机场客车。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.1154em; z-index:979; "><span class="stl_23 stl_08 stl_83">三、本附加合同所称的航空公司机票超售：是指由于航空公司出售的机票数目多于实际座 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2417em;top: 59.2554em; "><span class="stl_23 stl_08 stl_205">位数，而导致被保险人不能搭乘原计划乘搭的飞机，而必须搭乘由飞机承运人安排提 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2417em;top: 60.3954em; "><span class="stl_23 stl_08 stl_24">供的最早便利的替代航班。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">36 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0771em; "><span class="stl_23 stl_08 stl_95">四、本附加合同所称的自然灾害：是指火灾、洪水、海啸、火山爆发、地震、山体滑坡或 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2417em;top: 7.2188em; "><span class="stl_23 stl_08 stl_36">其他自然界的异常现象或可归因于任何上述灾害的事件。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.3987em; "><span class="stl_23 stl_08 stl_95">五、本附加合同所称的外部原因：是指任何突发的、非本意的、不可预见的，且不受被保 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2417em;top: 10.5388em; "><span class="stl_23 stl_08 stl_24">险人控制或影响的客观事件，包括但不限于自然灾害、恶劣天气、罢工。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.6642em;top: 15.3088em; "><span class="stl_23 stl_08 stl_24">（此页内容结束） &nbsp;</span></div>
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					<div class="stl_01" style="left:15.6117em;top: 6.2123em; "><span class="stl_21 stl_08 stl_22" style="font-weight:bold;">美亚财产保险有限公司 &nbsp;</span></div>
					<div class="stl_01" style="left:20.8542em;top: 8.4488em; "><span class="stl_23 stl_08 stl_24">（以下简称本公司） &nbsp;</span></div>
					<div class="stl_01" style="left:15.7517em;top: 11.1059em; "><span class="stl_25 stl_08 stl_26" style="font-weight:bold;">美亚附加旅行行李延误保险 &nbsp;</span></div>
					<div class="stl_01" style="left:21.8842em;top: 12.9408em; z-index:43; "><span class="stl_123 stl_124 stl_181">(2017</span><span class="stl_23 stl_08 stl_28">年第一版</span><span class="stl_123 stl_124 stl_28">) &nbsp;</span></div>
					<div class="stl_01" style="left:7.772em;top: 14.0567em; z-index:49; "><span class="stl_29 stl_08 stl_30">（注册编号：</span><span class="stl_198 stl_124 stl_199">C00003932122017042108792</span><span class="stl_29 stl_08 stl_24">；备案编号：</span><span class="stl_198 stl_124 stl_51">(</span><span class="stl_29 stl_08 stl_33">美亚财险</span><span class="stl_198 stl_124 stl_51">)(</span><span class="stl_29 stl_08 stl_24">备</span><span class="stl_198 stl_124 stl_51">-</span><span class="stl_29 stl_08 stl_24">普通家财险</span><span class="stl_198 stl_124 stl_51">)</span><span class="stl_29 stl_08 stl_24">【</span><span class="stl_198 stl_124 stl_26">2017</span><span class="stl_29 stl_08 stl_161">】</span><span class="stl_198 stl_124 stl_51">(</span><span class="stl_29 stl_08 stl_24">附</span><span class="stl_198 stl_124 stl_160" style="word-spacing:-0.0108em;">) 016</span><span class="stl_29 stl_08 stl_24">号） &nbsp;</span></div>
					<div class="stl_01" style="left:18.6542em;top: 16.1188em; "><span class="stl_23 stl_08 stl_24">（本附加合同须投保始有效力） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.6388em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第一条 附加合同的订立和构成 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.8188em; z-index:174; "><span class="stl_23 stl_08 stl_88">《美亚附加旅行行李延误保险》合同（以下简称本附加合同），依主合同投保人的申请， &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.0913em; "><span class="stl_23 stl_08 stl_95">经本公司同意而订立。本附加合同附加于主合同而成立，主合同的条款（如适用）均适用 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.3613em; "><span class="stl_23 stl_08 stl_24">于本附加合同，若主合同与本附加合同的条款互有冲突，则以本附加合同为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.8413em; "><span class="stl_23 stl_08 stl_24">若本附加合同的承保项目在保险单上或批注项内未载明，本附加合同不发生效力。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.3313em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.3633em;">第二条 本附加合同的生效 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.8513em; "><span class="stl_23 stl_08 stl_95">本附加合同的生效时间同主合同的生效时间，或以本附加合同的批注所载明的生效时间为 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.1613em; "><span class="stl_23 stl_08 stl_24">准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.6913em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第三条 保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.0013em; z-index:382; "><span class="stl_23 stl_08 stl_96">本附加合同有效期内，若任何被保险人于旅行期间搭乘公共交通工具抵达其境内日常居住 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.1429em; z-index:421; "><span class="stl_23 stl_08 stl_88">地或日常工作地所在的市级行政区域之外的预定目的地后，由该公共交通工具承运人保管 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.2829em; "><span class="stl_23 stl_08 stl_95">及随行托运的行李未在保险单所载时间内送抵，本公司以保险单上所载本附加合同项下该 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.4229em; "><span class="stl_23 stl_08 stl_24">被保险人相应的保险金额为限赔偿该被保险人。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.6029em; "><span class="stl_23 stl_08 stl_204" style="font-weight:bold;">但若该被保险人因同一原因于《美亚附加旅行者随身财产保险》项下获得赔偿，则本公司 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.7429em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">不再给付本附加合同项下保险金。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 46.0929em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.3633em;">第四条 责任免除 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.5829em; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">主合同中所有责任免除条款（如适用）均适用于本附加合同，若主合同中责任免除条款与 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.8929em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">本条款有相抵触之处，则应以本条款为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 52.4254em; "><span class="stl_23 stl_08 stl_83" style="font-weight:bold;">任何直接或间接由于下列情形引起的，与之有关的，或可归因于之的行李延误，本公司不 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 53.5654em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">负任何赔偿责任： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 55.1775em; z-index:691; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）被保险人的托运行李被海关或其他政府部门沒收、扣留、隔离、检验或销毁。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 56.3175em; "><span class="stl_23 stl_08 stl_129" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_35">2</span><span class="stl_23 stl_08 stl_101" style="font-weight:bold;">）被保险人抵达预定目的地后未将行李延误一事通知有关公共交通工具承运人及取得 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 57.4854em; z-index:744; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">行李延误时数的书面证明。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.5975em; z-index:764; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）非于该次旅行时托运之行李或物品。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 59.7375em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）被保险人留置其行李于公共交通工具承运人或其代理人。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 61.9172em; z-index:801; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第五条 证明文件</span><span class="stl_162 stl_124 stl_186">/</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">索赔申请 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">38 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0771em; "><span class="stl_23 stl_08 stl_24">被保险人向本公司索赔时，应提供以下证明和资料原件作为索赔单证，连同本公司规定的 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 7.3488em; "><span class="stl_23 stl_08 stl_24">索赔申请表格于自旅行结束日起的三十天内递交本公司： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.6308em; z-index:68; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_37">）承运人或其代理人出具的延误时间及原因的书面证明； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 10.7708em; z-index:95; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_37">）被保险人所能提供的与本项申请相关的其他材料。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 12.9688em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第六条 附加合同效力的终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 15.1488em; "><span class="stl_23 stl_08 stl_24">本附加合同发生下列情况之一时将会自动终止： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 16.2608em; z-index:162; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_24">）主合同效力终止； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 17.4008em; z-index:164; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_37">）保险期间届满，投保人无意续保或本公司不接受本附加合同续保； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.5408em; z-index:196; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_24">）投保人于本附加合同有效期内向本公司申请解除本附加合同； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 19.6808em; z-index:226; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_24">）本附加合同因其他条款所列情况而终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 21.8608em; z-index:252; "><span class="stl_23 stl_08 stl_30">注：在第</span><span class="stl_123 stl_124 stl_206">(2)</span><span class="stl_23 stl_08 stl_24">项所提及的情况下，本附加合同效力于保险单满期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 24.2513em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.4883em;">第七条 释义 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 26.7313em; z-index:328; "><span class="stl_23 stl_08 stl_96">本附加合同所称的公共交通工具：是指领有有关政府主管部门依法颁发的公共交通营运执 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 27.8713em; z-index:368; "><span class="stl_23 stl_08 stl_207">照，以收费方式合法载客的轮船、经营固定航班的航空公司或包机公司经营的固定翼飞机、 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 29.0113em; "><span class="stl_23 stl_08 stl_95">航空公司所经营的且在两个固定的商业机场之间或有营运执照的商业直升机站之间运营的 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.1513em; "><span class="stl_23 stl_08 stl_24">直升飞机。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.3313em; "><span class="stl_23 stl_08 stl_41" style="font-weight:bold;">凡上述所列的各种交通工具用于非公共交通工具的目的和用途，均属不符合本附加合同公 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 33.6013em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">共交通工具的定义。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.6642em;top: 38.6829em; "><span class="stl_23 stl_08 stl_24">（此页内容结束） &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">39 &nbsp;</span></div>
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					<div class="stl_01" style="left:15.6117em;top: 6.2123em; "><span class="stl_21 stl_08 stl_22" style="font-weight:bold;">美亚财产保险有限公司 &nbsp;</span></div>
					<div class="stl_01" style="left:20.8542em;top: 8.9488em; "><span class="stl_23 stl_08 stl_24">（以下简称本公司） &nbsp;</span></div>
					<div class="stl_01" style="left:17.2642em;top: 12.6659em; "><span class="stl_25 stl_08 stl_26" style="font-weight:bold;">美亚附加旅行变更保险 &nbsp;</span></div>
					<div class="stl_01" style="left:21.9542em;top: 15.0288em; "><span class="stl_23 stl_08 stl_24">（</span><span class="stl_27 stl_08 stl_24">2015</span><span class="stl_23 stl_08 stl_24">年</span><span class="stl_27 stl_08 stl_24">B</span><span class="stl_23 stl_08 stl_24">款） &nbsp;</span></div>
					<div class="stl_01" style="left:14.8517em;top: 16.7867em; "><span class="stl_29 stl_08 stl_37">（备案编号：（美亚财险）（备</span><span class="stl_198 stl_124 stl_51">-</span><span class="stl_29 stl_08 stl_173">家财）</span><span class="stl_198 stl_124 stl_90">[2015]</span><span class="stl_29 stl_08 stl_24">（附）</span><span class="stl_198 stl_124 stl_26">140</span><span class="stl_29 stl_08 stl_24">号） &nbsp;</span></div>
					<div class="stl_01" style="left:18.6542em;top: 19.4488em; "><span class="stl_23 stl_08 stl_24">（本附加合同须投保始有效力） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.9013em; "><span class="stl_23 stl_08 stl_39" style="font-weight:bold; word-spacing:0.7605em;">第一条 附加合同的订立和构成 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 26.1813em; z-index:138; "><span class="stl_23 stl_08 stl_95">《美亚附加旅行变更保险》合同（以下简称本附加合同），依主合同投保人的申请，经本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 27.4513em; "><span class="stl_23 stl_08 stl_95">公司同意而订立。本附加合同附加于主合同而成立，主合同的条款（如适用）均适用于本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.7213em; "><span class="stl_23 stl_08 stl_24">附加合同，若主合同与本附加合同的条款互有冲突，则以本附加合同为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.2613em; "><span class="stl_23 stl_08 stl_24">若本附加合同的承保项目在保险单上或批注项内未载明，本附加合同不发生效力。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 35.8013em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.6246em;">第二条 本附加合同的生效 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.3829em; "><span class="stl_23 stl_08 stl_95">本附加合同的生效时间同主合同的生效时间，或以本附加合同的批注所载明的生效时间为 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.6929em; "><span class="stl_23 stl_08 stl_24">准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 44.2729em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第三条 保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 47.8129em; z-index:344; "><span class="stl_23 stl_08 stl_36">本附加合同有效期内，若任何被保险人因下列情形而需更改预定行程，则本公司将在扣除 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.0829em; z-index:383; "><span class="stl_23 stl_08 stl_24">免赔额（如有）后，以保险单所载本附加合同项下该被保险人相应的保险金额为限赔偿该 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 50.3529em; "><span class="stl_23 stl_08 stl_24">被保险人预付的实际未使用且不可退还的旅行费用以及其在旅行开始后，为前往旅行目的 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.6229em; "><span class="stl_23 stl_08 stl_24">地或返回日常居住地或日常工作地而额外支出的合理且必需的旅行费用： &nbsp;</span></div>
					<div class="stl_01" style="left:9.0717em;top: 55.1654em; z-index:455; "><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_24">）被保险人的直系亲属死亡或遭受严重身体伤害需住院治疗； &nbsp;</span></div>
					<div class="stl_01" style="left:9.0717em;top: 56.6454em; z-index:493; "><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_24">）被保险人遭受劫持； &nbsp;</span></div>
					<div class="stl_01" style="left:9.0717em;top: 58.1254em; z-index:522; "><span class="stl_27 stl_08 stl_24">3</span><span class="stl_23 stl_08 stl_37">）被保险人因遭受严重身体伤害需医疗运送、送返或住院治疗； &nbsp;</span></div>
					<div class="stl_01" style="left:8.9917em;top: 59.6054em; "><span class="stl_27 stl_08 stl_24">4</span><span class="stl_23 stl_08 stl_203" style="word-spacing:-0.0196em;">）原定旅行出发前七日内， 旅行出发地、途经地或目的地突发暴动、公共交通工具承 &nbsp;</span></div>
					<div class="stl_01" style="left:10.3017em;top: 60.8754em; z-index:581; "><span class="stl_23 stl_08 stl_24">运人雇员罢工、恶劣天气、自然灾害或传染病； &nbsp;</span></div>
					<div class="stl_01" style="left:9.0717em;top: 62.3551em; "><span class="stl_27 stl_08 stl_24">5</span><span class="stl_23 stl_08 stl_24">）旅行出发后，旅行途经地或目的地突发暴动、公共交通工具承运人雇员罢工、恶劣 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">40 &nbsp;</span></div>
				</div>
			</div>
		</div>
		<div class="stl_02">
			<div class="stl_view">
				<div class="stl_05 stl_06">
					<div class="stl_01" style="left:10.3817em;top: 6.0771em; z-index:14; "><span class="stl_23 stl_08 stl_51">天气、自然灾害或传染病； &nbsp;</span></div>
					<div class="stl_01" style="left:8.9917em;top: 7.5588em; z-index:43; "><span class="stl_27 stl_08 stl_24">6</span><span class="stl_23 stl_08 stl_37">）被保险人骨折，但该骨折应经医生通过</span><span class="stl_27 stl_08 stl_24">X</span><span class="stl_23 stl_08 stl_51">光、骨扫描或</span><span class="stl_27 stl_08 stl_24">MRI</span><span class="stl_23 stl_08 stl_24">检查后做出诊断，且该骨 &nbsp;</span></div>
					<div class="stl_01" style="left:10.3017em;top: 8.8288em; "><span class="stl_23 stl_08 stl_24">折直接导致医生诊断该被保险人无法开始或继续预定行程； &nbsp;</span></div>
					<div class="stl_01" style="left:8.9917em;top: 10.3088em; z-index:81; "><span class="stl_27 stl_08 stl_24">7</span><span class="stl_23 stl_08 stl_24">）在投保人投保本附加保险后，被保险人或其配偶怀孕； &nbsp;</span></div>
					<div class="stl_01" style="left:8.9917em;top: 11.7888em; z-index:115; "><span class="stl_27 stl_08 stl_24">8</span><span class="stl_23 stl_08 stl_24">）被保险人死亡； &nbsp;</span></div>
					<div class="stl_01" style="left:8.9917em;top: 13.2688em; "><span class="stl_27 stl_08 stl_24">9</span><span class="stl_23 stl_08 stl_37">）被保险人原计划搭乘的航班延误连续达</span><span class="stl_27 stl_08 stl_24">10</span><span class="stl_23 stl_08 stl_51">小时及以上。在适用本项规定时，延误的 &nbsp;</span></div>
					<div class="stl_01" style="left:10.3017em;top: 14.5388em; z-index:169; "><span class="stl_23 stl_08 stl_24">时间计算以下列两者较长者为准： &nbsp;</span></div>
					<div class="stl_01" style="left:10.4517em;top: 16.0188em; "><span class="stl_27 stl_08 stl_24">i. &nbsp;</span></div>
					<div class="stl_01" style="left:12.8117em;top: 16.0188em; "><span class="stl_23 stl_08 stl_36">自原计划搭乘的航班的原订开出时间开始计算，直至被保险人搭乘最早便利 &nbsp;</span></div>
					<div class="stl_01" style="left:12.8117em;top: 17.2888em; z-index:218; "><span class="stl_23 stl_08 stl_37" style="word-spacing:0.2495em;">的替代航班的开出时间为止； 或 &nbsp;</span></div>
					<div class="stl_01" style="left:10.4517em;top: 18.7688em; "><span class="stl_27 stl_08 stl_24">ii</span><span class="stl_23 stl_08 stl_37" style="word-spacing:0.4313em;">． 自原计划搭乘的航班的原订到达时间开始计算，直至被保险人搭乘替代航班 &nbsp;</span></div>
					<div class="stl_01" style="left:12.8117em;top: 20.0388em; z-index:265; "><span class="stl_23 stl_08 stl_51">抵达原计划目的地为止； &nbsp;</span></div>
					<div class="stl_01" style="left:8.9917em;top: 21.5188em; z-index:302; "><span class="stl_27 stl_08 stl_24">10</span><span class="stl_23 stl_08 stl_24">）被保险人原计划搭乘的航班被取消且承运人未为被保险人安排任何替代航班； &nbsp;</span></div>
					<div class="stl_01" style="left:8.9917em;top: 23.0013em; z-index:331; "><span class="stl_27 stl_08 stl_24">11</span><span class="stl_23 stl_08 stl_208">）</span><span class="stl_23 stl_08 stl_24">被</span><span class="stl_23 stl_08 stl_24">保险人为预定行程的签证申请因其个人原因被领事馆</span><span class="stl_23 stl_08 stl_52">、</span><span class="stl_23 stl_08 stl_24">大</span><span class="stl_23 stl_08 stl_24">使馆或其他政府部门拒 &nbsp;</span></div>
					<div class="stl_01" style="left:10.3017em;top: 24.2713em; "><span class="stl_23 stl_08 stl_24">绝。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 27.5213em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.6246em;">第四条 责任免除 &nbsp;</span></div>
					<div class="stl_01" style="left:8.3817em;top: 31.0613em; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">合同中所有责任免除条款（如适用）均适用于本附加合同，若主合同中责任免除条款与 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 31.1013em; z-index:351; "><span class="stl_23 stl_08 stl_24" style="font-weight:bold;">主</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.3713em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">本条款有相抵触之处，则应以本条款为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 35.9513em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">任何被保险人直接或间接因由下列原因而遭受的任何损失，本公司不负任何赔偿责任： &nbsp;</span></div>
					<div class="stl_01" style="left:8.4817em;top: 37.7229em; z-index:474; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">1</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold; word-spacing:0.6248em;">） 被保险人或其直系亲属受保前已存在的疾病及其并发症。 &nbsp;</span></div>
					<div class="stl_01" style="left:8.4817em;top: 39.2029em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">2</span><span class="stl_23 stl_08 stl_209" style="font-weight:bold; word-spacing:0.5997em;">） 任何可以从其他保险计划，政府项目，酒店，航空公司，旅行社或其他旅行服 &nbsp;</span></div>
					<div class="stl_01" style="left:11.4817em;top: 40.4729em; z-index:525; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">务机构得到退还或赔偿的费用。 &nbsp;</span></div>
					<div class="stl_01" style="left:8.4817em;top: 41.9529em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">3</span><span class="stl_23 stl_08 stl_209" style="font-weight:bold; word-spacing:0.5997em;">） 由政府法律规定引起的损失，或由于旅行服务机构，公共交通工具承运人的过 &nbsp;</span></div>
					<div class="stl_01" style="left:11.4817em;top: 43.2229em; z-index:584; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">失、疏忽、破产导致本次预定旅行无法正常进行。 &nbsp;</span></div>
					<div class="stl_01" style="left:8.4817em;top: 44.7029em; z-index:586; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">4</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.625em;">） 被保险人不愿参加旅行或经济原因导致不能旅行。 &nbsp;</span></div>
					<div class="stl_01" style="left:8.4817em;top: 46.1829em; z-index:621; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">5</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.625em;">） 任何故意犯罪行为。 &nbsp;</span></div>
					<div class="stl_01" style="left:8.4817em;top: 47.6629em; z-index:623; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">6</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.625em;">） 由于未能及时通知旅行社、导游、运输人或旅店需更改此次旅行。 &nbsp;</span></div>
					<div class="stl_01" style="left:8.4817em;top: 49.1429em; z-index:683; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">7</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold; word-spacing:0.6248em;">） 被保险人旅行的目的之一是为了进行治疗或该旅行违背医嘱。 &nbsp;</span></div>
					<div class="stl_01" style="left:8.4817em;top: 50.4929em; z-index:690; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">8</span><span class="stl_23 stl_08 stl_210" style="font-weight:bold; word-spacing:0.5568em;">） 投保人</span><span class="stl_27 stl_08 stl_210" style="font-weight:bold;">/</span><span class="stl_23 stl_08 stl_211" style="font-weight:bold;">被保险人在投保本附加保险时已知已存在可能导致旅行更改或旅行路 &nbsp;</span></div>
					<div class="stl_01" style="left:11.4817em;top: 51.6329em; z-index:730; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">线变更的情况或条件。 &nbsp;</span></div>
					<div class="stl_01" style="left:8.4817em;top: 52.9854em; z-index:767; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">9</span><span class="stl_23 stl_08 stl_212" style="font-weight:bold; word-spacing:0.5977em;">） 被保险人在为该次旅行预订酒店、公共交通工具或支付其他费用时已发生或已 &nbsp;</span></div>
					<div class="stl_01" style="left:11.4817em;top: 54.1254em; z-index:801; "><span class="stl_23 stl_08 stl_213" style="font-weight:bold;">知存在可能导致旅行更改的情况或条件，包括但不限于旅行出发地、旅行途经 &nbsp;</span></div>
					<div class="stl_01" style="left:11.4817em;top: 55.2654em; z-index:835; "><span class="stl_23 stl_08 stl_214" style="font-weight:bold;">地或目的地当时已经宣布或已经发生的任何罢工或其他工人抗议活动、当时已 &nbsp;</span></div>
					<div class="stl_01" style="left:11.4817em;top: 56.4054em; "><span class="stl_23 stl_08 stl_215" style="font-weight:bold;">经发生的任何自然灾害或已经宣布有突发的传染病，被保险人或其配偶怀孕， &nbsp;</span></div>
					<div class="stl_01" style="left:11.4817em;top: 57.5454em; z-index:886; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">被保险人骨折，航班延误或签证拒签。 &nbsp;</span></div>
					<div class="stl_01" style="left:8.4817em;top: 58.8954em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">10</span><span class="stl_23 stl_08 stl_216" style="font-weight:bold; word-spacing:0.0865em;">） 被保险人原定旅行目的地的政府暂停受理临时旅游签证、工作签证或商务签证 &nbsp;</span></div>
					<div class="stl_01" style="left:11.4817em;top: 60.0354em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">的申请。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">41 &nbsp;</span></div>
				</div>
			</div>
		</div>
		<div class="stl_02">
			<div class="stl_view">
				<div class="stl_05 stl_06">
					<div class="stl_01" style="left:7.492em;top: 6.0771em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第五条 证明文件</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">/</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">索赔申请 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.3588em; z-index:53; "><span class="stl_23 stl_08 stl_24">被保险人向本公司索赔时，应提供以下证明和资料原件作为索赔单证，连同保险合同及本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 10.6288em; "><span class="stl_23 stl_08 stl_24">公司规定的索赔申请表格在返回日常居住地或日常工作地之日起的三十天内递交本公司： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 12.3988em; z-index:95; "><span class="stl_27 stl_08 stl_24">(1) &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 13.7488em; z-index:107; "><span class="stl_27 stl_08 stl_24">(2) &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 15.0988em; z-index:122; "><span class="stl_27 stl_08 stl_24">(3) &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 16.4488em; "><span class="stl_27 stl_08 stl_24">(4) &nbsp;</span></div>
					<div class="stl_01" style="left:10.4917em;top: 12.3988em; z-index:104; "><span class="stl_23 stl_08 stl_24">有关的旅行票据； &nbsp;</span></div>
					<div class="stl_01" style="left:10.4917em;top: 13.7488em; "><span class="stl_23 stl_08 stl_24">医生或医院的医疗报告； &nbsp;</span></div>
					<div class="stl_01" style="left:10.4917em;top: 15.0988em; z-index:133; "><span class="stl_23 stl_08 stl_24">出院小结（如适用）； &nbsp;</span></div>
					<div class="stl_01" style="left:10.4917em;top: 16.4488em; "><span class="stl_23 stl_08 stl_37">索赔申请人所能提供的其他与本项申请相关的材料。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 19.5688em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第六条 附加合同效力的终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.8513em; "><span class="stl_23 stl_08 stl_24">本附加合同发生下列情况之一时将会自动终止： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 24.4913em; z-index:196; "><span class="stl_27 stl_08 stl_24">(1) &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.8413em; z-index:208; "><span class="stl_27 stl_08 stl_24">(2) &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 27.1913em; z-index:241; "><span class="stl_27 stl_08 stl_24">(3) &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.5413em; "><span class="stl_27 stl_08 stl_24">(4) &nbsp;</span></div>
					<div class="stl_01" style="left:10.4917em;top: 24.4913em; z-index:205; "><span class="stl_23 stl_08 stl_24">主合同效力终止； &nbsp;</span></div>
					<div class="stl_01" style="left:10.4917em;top: 25.8413em; "><span class="stl_23 stl_08 stl_24">保险期间届满，投保人无意续保或本公司不接受本附加合同续保； &nbsp;</span></div>
					<div class="stl_01" style="left:10.4917em;top: 27.1913em; "><span class="stl_23 stl_08 stl_24">投保人于本附加合同有效期内向本公司申请解除本附加合同； &nbsp;</span></div>
					<div class="stl_01" style="left:10.4917em;top: 28.5413em; "><span class="stl_23 stl_08 stl_24">本附加合同因其他条款所列情况而终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 31.5313em; z-index:296; "><span class="stl_23 stl_08 stl_30">注：在（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_24">）项所提及的情况下，本附加合同效力于保险单满期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.8113em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第七条 释义 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.3529em; z-index:372; "><span class="stl_23 stl_08 stl_24" style="word-spacing:1.1246em;">一、 本附加合同所称的公共交通工具：是指领有有关政府主管部门依法颁发的公共交通 &nbsp;</span></div>
					<div class="stl_01" style="left:10.4717em;top: 39.4929em; z-index:410; "><span class="stl_23 stl_08 stl_24">营运执照</span><span class="stl_23 stl_08 stl_50">，</span><span class="stl_23 stl_08 stl_24">以</span><span class="stl_23 stl_08 stl_24">收费方式合法载客的公共汽车</span><span class="stl_23 stl_08 stl_50">，</span><span class="stl_23 stl_08 stl_24">长</span><span class="stl_23 stl_08 stl_24">途汽车</span><span class="stl_23 stl_08 stl_50">，</span><span class="stl_23 stl_08 stl_24">出</span><span class="stl_23 stl_08 stl_24">租</span><span class="stl_23 stl_08 stl_87">车</span><span class="stl_23 stl_08 stl_24">（</span><span class="stl_23 stl_08 stl_24">仅限四轮机动车</span><span class="stl_23 stl_08 stl_87">）</span><span class="stl_23 stl_08 stl_87">， &nbsp;</span></div>
					<div class="stl_01" style="left:10.4717em;top: 40.6329em; z-index:446; "><span class="stl_23 stl_08 stl_217">渡船，气垫船，水翼船，轮船，火车，有轨电车，轨道列车（包括地铁、轻轨及磁 &nbsp;</span></div>
					<div class="stl_01" style="left:10.4717em;top: 41.7729em; z-index:482; "><span class="stl_23 stl_08 stl_217">悬浮列车），经营固定航班的航空公司或包机公司经营的固定翼飞机，航空公司所 &nbsp;</span></div>
					<div class="stl_01" style="left:10.4717em;top: 42.9129em; "><span class="stl_23 stl_08 stl_24">经营的且在两个固定的商业机场之间或有营运执照的商业直升机站之间运营的直 &nbsp;</span></div>
					<div class="stl_01" style="left:10.4717em;top: 44.0529em; "><span class="stl_23 stl_08 stl_24">升飞机，和任何按固定的路线和时刻表运营的固定机场客车。 &nbsp;</span></div>
					<div class="stl_01" style="left:10.4917em;top: 46.9629em; "><span class="stl_23 stl_08 stl_218">凡上述所列的各种交通工具用于非公共交通工具的目的和用途，均属不符合本附加 &nbsp;</span></div>
					<div class="stl_01" style="left:10.4917em;top: 48.2329em; "><span class="stl_23 stl_08 stl_24">合同公共交通工具的定义。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.6429em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">二、 &nbsp;</span></div>
					<div class="stl_01" style="left:10.6217em;top: 51.6429em; z-index:629; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">本附加合同所称的受保前已存在的疾病：是指被保险人或其直系亲属于被保险人 &nbsp;</span></div>
					<div class="stl_01" style="left:10.6517em;top: 52.7854em; z-index:664; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">在本附加合同项下获保前两年内曾出现任何症状而引致一正常而审慎的人寻求诊 &nbsp;</span></div>
					<div class="stl_01" style="left:10.6517em;top: 53.9254em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">断、医疗护理或医药治疗；或被保险人或其直系亲属于被保险人在本附加合同项 &nbsp;</span></div>
					<div class="stl_01" style="left:10.6517em;top: 55.0654em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">下获保前两年内曾经医生推荐接受医药治疗或医疗意见。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.3454em; "><span class="stl_23 stl_08 stl_24" style="word-spacing:0.7387em;">三、 本附加合同所称的住院：是指经医生建议入住医院达二十四小时以上且由医院收取 &nbsp;</span></div>
					<div class="stl_01" style="left:10.1217em;top: 59.4854em; "><span class="stl_23 stl_08 stl_24">病房或床位费用。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">42 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0771em; z-index:40; "><span class="stl_23 stl_08 stl_24" style="word-spacing:0.7496em;">四、 本附加合同所称的怀孕：仅指在投保本附加保险后但在原定旅行出发日前三个月内 &nbsp;</span></div>
					<div class="stl_01" style="left:10.1217em;top: 7.2188em; z-index:47; "><span class="stl_23 stl_08 stl_77">所发生的受孕。</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">为避免疑义，任何情形导致的妊娠并发症、宫外孕、葡萄胎等怀孕 &nbsp;</span></div>
					<div class="stl_01" style="left:10.1217em;top: 8.3588em; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">异常状况均不属于本附加合同承保的怀孕</span><span class="stl_23 stl_08 stl_40">。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 11.7688em; z-index:133; "><span class="stl_23 stl_08 stl_24" style="word-spacing:0.7496em;">五、 本附加合同所称的严重身体伤害：是指因意外事故或疾病而致身体伤害，且经由医 &nbsp;</span></div>
					<div class="stl_01" style="left:10.1217em;top: 12.9088em; z-index:152; "><span class="stl_23 stl_08 stl_37">生诊查，确定其身体状况可构成生命危险。</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">为避免疑义，任何因妊娠、流产、分娩 &nbsp;</span></div>
					<div class="stl_01" style="left:10.1217em;top: 14.0488em; "><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">引起的伤害均不属于本附加合同承保的严重身体伤害</span><span class="stl_23 stl_08 stl_39">。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.2942em;top: 19.2288em; "><span class="stl_23 stl_08 stl_24">（此页内容结束） &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">43 &nbsp;</span></div>
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					<div class="stl_01" style="left:15.6117em;top: 6.2123em; "><span class="stl_21 stl_08 stl_22" style="font-weight:bold;">美亚财产保险有限公司 &nbsp;</span></div>
					<div class="stl_01" style="left:20.8542em;top: 8.4488em; "><span class="stl_23 stl_08 stl_24">（以下简称本公司） &nbsp;</span></div>
					<div class="stl_01" style="left:12.7317em;top: 11.1059em; "><span class="stl_25 stl_08 stl_26" style="font-weight:bold;">美亚附加旅行慰问探访费用补偿保险 &nbsp;</span></div>
					<div class="stl_01" style="left:21.8842em;top: 12.9408em; z-index:47; "><span class="stl_123 stl_124 stl_181">(2017</span><span class="stl_23 stl_08 stl_28">年第一版</span><span class="stl_123 stl_124 stl_28">) &nbsp;</span></div>
					<div class="stl_01" style="left:7.772em;top: 14.0567em; z-index:53; "><span class="stl_29 stl_08 stl_30">（注册编号：</span><span class="stl_198 stl_124 stl_199">C00003932122017042108812</span><span class="stl_29 stl_08 stl_24">；备案编号：</span><span class="stl_198 stl_124 stl_51">(</span><span class="stl_29 stl_08 stl_33">美亚财险</span><span class="stl_198 stl_124 stl_51">)(</span><span class="stl_29 stl_08 stl_24">备</span><span class="stl_198 stl_124 stl_51">-</span><span class="stl_29 stl_08 stl_24">普通家财险</span><span class="stl_198 stl_124 stl_51">)</span><span class="stl_29 stl_08 stl_24">【</span><span class="stl_198 stl_124 stl_26">2017</span><span class="stl_29 stl_08 stl_161">】</span><span class="stl_198 stl_124 stl_51">(</span><span class="stl_29 stl_08 stl_24">附</span><span class="stl_198 stl_124 stl_160" style="word-spacing:-0.0108em;">) 031</span><span class="stl_29 stl_08 stl_24">号） &nbsp;</span></div>
					<div class="stl_01" style="left:18.6542em;top: 16.1188em; "><span class="stl_23 stl_08 stl_24">（本附加合同须投保始有效力） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.6388em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第一条 附加合同的订立和构成 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.8188em; z-index:178; "><span class="stl_23 stl_08 stl_95">《美亚附加旅行慰问探访费用补偿保险》合同（以下简称本附加合同），依主合同投保人 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.0913em; "><span class="stl_23 stl_08 stl_57">的申请，经本公司同意而订立。本附加合同附加于主合同而成立，主合同的条款（如适用） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.3613em; "><span class="stl_23 stl_08 stl_24">均适用于本附加合同，若主合同与本附加合同的条款互有冲突，则以本附加合同为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.8413em; "><span class="stl_23 stl_08 stl_24">若本附加合同的承保项目在保险单上或批注项内未载明，本附加合同不发生效力。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.3313em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.3633em;">第二条 本附加合同的生效 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.8513em; "><span class="stl_23 stl_08 stl_83">本附加合同的生效时间同主合同的生效时间，或以本附加合同的批注所载明的生效时间为 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.1613em; "><span class="stl_23 stl_08 stl_24">准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.5013em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第三条 保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 36.8013em; z-index:390; "><span class="stl_23 stl_08 stl_96">在本附加合同有效期内，若任何被保险人在旅行期间发生以下情况，本公司将以保险单所 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.9429em; z-index:429; "><span class="stl_23 stl_08 stl_88">载本附加合同项下该被保险人相应的保险金额为限，给付该被保险人的一名成年直系亲属 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.0829em; z-index:468; "><span class="stl_23 stl_08 stl_88">因此前往被保险人所在地而实际支出的往返该被保险人所在地与探访者所在地的经济舱位 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.2229em; z-index:507; "><span class="stl_23 stl_08 stl_88">机票、船票或火车票的交通工具票款，以及上述探访亲属实际支出的合理且必需的住宿费 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 41.3629em; "><span class="stl_23 stl_08 stl_95">用，或该被保险人的一名成年同行旅伴因需要在被保险人所在地照顾被保险人或看护其遗 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.5029em; "><span class="stl_23 stl_08 stl_24">体而实际额外支出的合理且必需的住宿费用： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 44.655em; z-index:576; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_24" style="word-spacing:0.25em;">） 被保险人身故； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.965em; z-index:578; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_36" style="word-spacing:0.2498em;">） 被保险人因遭受严重身体伤害而住院治疗且住院连续十天以上。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.3429em; z-index:647; "><span class="stl_23 stl_08 stl_200">在本附加合同项下，</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">本公司仅负责赔偿被保险人的一名成年直系亲属或一名成年同行旅伴 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.4829em; z-index:687; "><span class="stl_23 stl_08 stl_177" style="font-weight:bold;">所发生的上述相关费用支出</span><span class="stl_23 stl_08 stl_219">。在既有成年直系亲属探访又有成年同行旅伴照顾看护的情形 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 50.6229em; "><span class="stl_23 stl_08 stl_95">下，除非被保险人另有明确相反指示，否则本公司将视被保险人的成年直系亲属为本附加 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.7629em; "><span class="stl_23 stl_08 stl_24">合同项下被保险人的陪伴者并赔偿该成年直系亲属因此而支出的相关费用。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 54.9754em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.6133em;">第四条 责任免除 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 57.1454em; "><span class="stl_23 stl_08 stl_41" style="font-weight:bold;">主合同中所有责任免除条款均适用于本附加合同，若主合同中责任免除条款与本条款有相 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.2854em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">抵触之处，则应以本条款为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 60.6454em; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">任何直接或间接由于下列情形引起的，与之有关的，或可归因于之的慰问探访费用，本公 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 61.7851em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">司不负任何赔偿责任： &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">44 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0492em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）非因意外事故而进行的牙科治疗、手术、牙齿修复、植种或牙齿整形；对非自然牙 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 7.2188em; z-index:51; "><span class="stl_23 stl_08 stl_112" style="font-weight:bold;">进行的任何治疗。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 8.3308em; z-index:54; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）非因意外事故而进行的视力矫正或因矫正视力而作的眼科验光检查；屈光不正。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.4708em; z-index:93; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）美容手术、外科整形手术或者任何非必要的手术。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 10.6108em; z-index:124; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）脊椎病。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 11.7508em; z-index:140; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">5</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）先天性疾病和先天性畸形。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 12.8908em; z-index:159; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">6</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">）受保前已存在的疾病及其并发症。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 14.0308em; z-index:162; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">7</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）精神疾病、错乱、失常；受酒精、毒品、管制药物影响或滥用、误用药物。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 15.1708em; z-index:229; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">8</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）妊娠、流产、分娩、不孕不育症、避孕及绝育手术；性传播疾病。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 16.3108em; z-index:232; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">9</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）一般身体检查、疗养、特别护理或静养、康复性治疗或心理治疗。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 17.4508em; z-index:285; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">10</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）任何原因导致的推拿、按摩及针灸治疗。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.5908em; z-index:289; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">11</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）扁桃腺、腺样体肥大、疝气、女性生殖器官疾病的治疗与外科手术。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 19.7308em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">12</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）被保险人旅行的目的之一是为了进行治疗或该旅行违背医嘱。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.0933em; z-index:360; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.6133em;">第五条 证明文件</span><span class="stl_162 stl_124 stl_186">/</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">索赔申请 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 24.3013em; "><span class="stl_23 stl_08 stl_88">索赔申请人或被保险人应向本公司提交以下证明和资料原件，连同保险合同及本公司规定 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.4413em; "><span class="stl_23 stl_08 stl_24">的索赔申请表格于被保险人的直系亲属旅程结束日起的三十天内递交本公司： &nbsp;</span></div>
					<div class="stl_01" style="left:7.712em;top: 27.6213em; "><span class="stl_23 stl_08 stl_24">一、若被保险人身故，则须提供： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 29.7733em; z-index:454; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_24">）被保险人的户籍注销证明或其他相关类似证明、身份证件； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.9133em; z-index:483; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_24">）索赔申请人的户籍证明或其他相关类似证明、身份证件； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.0533em; z-index:536; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_24">）医院、公安部门出具的死亡证明或其他相关类似证明； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 33.1933em; z-index:576; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_220">）</span><span class="stl_23 stl_08 stl_24">该</span><span class="stl_23 stl_08 stl_37">名直系亲属实际已支出的合理且必需的住宿费用的票据</span><span class="stl_23 stl_08 stl_89">，</span><span class="stl_23 stl_08 stl_24">及</span><span class="stl_23 stl_08 stl_24">机票</span><span class="stl_23 stl_08 stl_220">、</span><span class="stl_23 stl_08 stl_24">船</span><span class="stl_23 stl_08 stl_173">票或火车</span><span class="stl_23 stl_08 stl_221">票</span><span class="stl_23 stl_08 stl_24">（</span><span class="stl_23 stl_08 stl_24">如 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 34.3613em; z-index:581; "><span class="stl_23 stl_08 stl_24">适用）； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 35.4733em; z-index:583; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">5</span><span class="stl_23 stl_08 stl_24">）该名成年同行旅伴实际已额外支出的合理且必需的住宿费用的票据（如适用）； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 36.6133em; z-index:621; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">6</span><span class="stl_23 stl_08 stl_37">）索赔申请人所能提供的与本项申请相关的其他材料。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.872em;top: 38.8229em; "><span class="stl_23 stl_08 stl_36">二、若被保险人因遭受严重身体伤害而住院治疗且住院连续十天以上，则须提供： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.975em; z-index:706; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_36">）医院出具的病历记录及主管医师出具的病重证明； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.115em; z-index:746; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_126">）</span><span class="stl_23 stl_08 stl_24">该</span><span class="stl_23 stl_08 stl_37">名直系亲属实际已支出的合理且必需的住宿费用的票据</span><span class="stl_23 stl_08 stl_222">，</span><span class="stl_23 stl_08 stl_24">及</span><span class="stl_23 stl_08 stl_37">机票</span><span class="stl_23 stl_08 stl_126">、</span><span class="stl_23 stl_08 stl_24">船</span><span class="stl_23 stl_08 stl_24" style="word-spacing:-0.054em;">票或 火车</span><span class="stl_23 stl_08 stl_126">票</span><span class="stl_23 stl_08 stl_24">（</span><span class="stl_23 stl_08 stl_24">如 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 43.2829em; z-index:751; "><span class="stl_23 stl_08 stl_24">适用）； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 44.395em; z-index:753; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_24">）该名成年同行旅伴实际已额外支出的合理且必需的住宿费用的票据（如适用）； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.535em; z-index:791; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_37">）索赔申请人所能提供的与本项申请相关的其他材料。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 47.7429em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第六条 附加合同效力的终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.9229em; "><span class="stl_23 stl_08 stl_24">本附加合同发生下列情况之一时将会自动终止： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.035em; z-index:859; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_24">）主合同效力终止； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 52.175em; z-index:861; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_24">）保险期间届满，投保人无意续保或本公司不接受本附加合同续保； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 53.3175em; z-index:893; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_24">）投保人于本附加合同有效期内向本公司申请解除本附加合同； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 54.4575em; z-index:923; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_24">）本附加合同因其他条款所列情况而终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 56.6375em; z-index:948; "><span class="stl_23 stl_08 stl_30">注：在第（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_24">）项所提及的情况下，本附加合同效力于保险单满期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 59.0254em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.4883em;">第七条 释义 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 61.3351em; z-index:1024; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.3864em;">一、 本附加合同所称的受保前已存在的疾病：是指被保险人于其在本附加合同项下获保 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 62.4751em; z-index:1052; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">前两年内曾出现任何症状而引致一正常而审慎的人寻求诊断</span><span class="stl_23 stl_08 stl_223" style="font-weight:bold;">、</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">医</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">疗护理或医药治疗； &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">45 &nbsp;</span></div>
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					<div class="stl_01" style="left:9.8417em;top: 6.0771em; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">或被保险人于其在本附加合同项下获保前两年内曾经医生推荐接受医药治疗或医疗 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 7.2188em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">意见。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.3987em; "><span class="stl_23 stl_08 stl_24" style="word-spacing:0.2496em;">二、 本附加合同所称的同行旅伴：是指在被保险人的该次旅行期间与被保险人同行的人。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 11.5788em; z-index:119; "><span class="stl_23 stl_08 stl_171" style="word-spacing:0.2683em;">三、 本附加合同所称的合理且必需的住宿费用：是指即使无本附加合同的存在，仍应支出 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 12.7188em; "><span class="stl_23 stl_08 stl_37">的入住酒店的房间费用，但</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">所入住酒店的费用不得超过被保险人原旅行计划已订的 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 13.8588em; "><span class="stl_23 stl_08 stl_94" style="font-weight:bold;">酒店同等级别的费用</span><span class="stl_23 stl_08 stl_94">。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.2942em;top: 18.1188em; "><span class="stl_23 stl_08 stl_24">（此页内容结束） &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">46 &nbsp;</span></div>
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					<div class="stl_01" style="left:15.6117em;top: 6.2123em; "><span class="stl_21 stl_08 stl_22" style="font-weight:bold;">美亚财产保险有限公司 &nbsp;</span></div>
					<div class="stl_01" style="left:20.8542em;top: 8.4488em; "><span class="stl_23 stl_08 stl_24">（以下简称本公司） &nbsp;</span></div>
					<div class="stl_01" style="left:15.7517em;top: 11.1059em; "><span class="stl_25 stl_08 stl_26" style="font-weight:bold;">美亚附加旅行个人责任保险 &nbsp;</span></div>
					<div class="stl_01" style="left:21.8842em;top: 12.9408em; z-index:43; "><span class="stl_123 stl_124 stl_181">(2017</span><span class="stl_23 stl_08 stl_28">年第一版</span><span class="stl_123 stl_124 stl_28">) &nbsp;</span></div>
					<div class="stl_01" style="left:8.142em;top: 14.0567em; z-index:49; "><span class="stl_29 stl_08 stl_30">（注册编号：</span><span class="stl_198 stl_124 stl_199">C00003930922017042108822</span><span class="stl_29 stl_08 stl_24">；备案编号：</span><span class="stl_198 stl_124 stl_51">(</span><span class="stl_29 stl_08 stl_33">美亚财险</span><span class="stl_198 stl_124 stl_51">)(</span><span class="stl_29 stl_08 stl_24">备</span><span class="stl_198 stl_124 stl_51">-</span><span class="stl_29 stl_08 stl_24">责任保险</span><span class="stl_198 stl_124 stl_51">)</span><span class="stl_29 stl_08 stl_24">【</span><span class="stl_198 stl_124 stl_26">2017</span><span class="stl_29 stl_08 stl_24">】</span><span class="stl_198 stl_124 stl_200">(</span><span class="stl_29 stl_08 stl_24">附</span><span class="stl_198 stl_124 stl_160" style="word-spacing:-0.0108em;">) 010</span><span class="stl_29 stl_08 stl_24">号） &nbsp;</span></div>
					<div class="stl_01" style="left:18.6542em;top: 16.1188em; "><span class="stl_23 stl_08 stl_24">（本附加合同须投保始有效力） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.6388em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第一条 附加合同的订立和构成 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.8188em; z-index:173; "><span class="stl_23 stl_08 stl_95">《美亚附加旅行个人责任保险》合同（以下简称本附加合同），依主合同投保人的申请， &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.0913em; "><span class="stl_23 stl_08 stl_95">经本公司同意而订立。本附加合同附加于主合同而成立，主合同的条款（如适用）均适用 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.3613em; "><span class="stl_23 stl_08 stl_24">于本附加合同，若主合同与本附加合同的条款互有冲突，则以本附加合同为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.8413em; "><span class="stl_23 stl_08 stl_24">若本附加合同的承保项目在保险单上或批注项内未载明，本附加合同不发生效力。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.3313em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.3633em;">第二条 本附加合同的生效 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.8513em; "><span class="stl_23 stl_08 stl_95">本附加合同的生效时间同主合同的生效时间，或以本附加合同的批注所载明的生效时间为 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.1613em; "><span class="stl_23 stl_08 stl_24">准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.6913em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第三条 保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.0013em; z-index:381; "><span class="stl_23 stl_08 stl_95">本附加合同有效期内，若任何被保险人在旅行期间因其存在一般过失导致意外事故造成第 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.2729em; z-index:420; "><span class="stl_23 stl_08 stl_88">三方死亡、身体伤害或财产遗失或损坏，而依法应向第三方承担赔偿责任，则本公司以保 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.5429em; "><span class="stl_23 stl_08 stl_95">险单所载的本附加合同项下该被保险人相应的保险金额为限补偿被保险人所实际支付的赔 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.8129em; "><span class="stl_23 stl_08 stl_24">偿金额。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.2929em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.3633em;">第四条 责任免除 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.7829em; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">主合同中所有责任免除条款（如适用）均适用于本附加合同，若主合同中责任免除条款与 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 46.9229em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">本条款有相抵触之处，则应以本条款为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.2829em; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">任何直接或间接由于下列情形引起的，与之有关的，或可归因于之的个人责任，本公司不 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 50.4229em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">负任何赔偿责任： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 53.2575em; z-index:613; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_108" style="font-weight:bold;">）</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">被</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">保险人根据合同或协议承担的责任</span><span class="stl_23 stl_08 stl_111">，</span><span class="stl_23 stl_08 stl_24">但</span><span class="stl_23 stl_08 stl_24">即使没有该合同或协议</span><span class="stl_23 stl_08 stl_111">，</span><span class="stl_23 stl_08 stl_24">被</span><span class="stl_23 stl_08 stl_24">保险人仍应承担 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 54.5554em; z-index:626; "><span class="stl_23 stl_08 stl_24">的责任除外。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 55.7975em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">）被保险人对之承担监护职责的未成年人或被保险人所有、监管、控制的动物造成第 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 57.0954em; z-index:685; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">三方死亡、身体伤害或财产遗失或损坏。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.3375em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）属于被保险人所有、监管、控制的财产造成第三方死亡、身体伤害或财产遗失或损 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 59.6354em; z-index:728; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">坏。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 60.8775em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">）任何由于被保险人违反当地法律的行为、故意、恶意、犯罪、不正当行为、重大过 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 62.1751em; "><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">失造成第三方死亡、身体伤害或财产遗失或损坏。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">47 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0492em; z-index:17; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">5</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）贸易、商业或职业行为。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 7.3208em; z-index:39; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">6</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）使用（暂时居住除外）或拥有土地房屋。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 8.5908em; z-index:42; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">7</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）拥有、使用或驾驶任何海、陆、空机动或非机动交通运输工具。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.8608em; z-index:92; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">8</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）被保险人参加赛马、赛车、使用枪支。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 11.1308em; z-index:95; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">9</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）任何对被保险人的亲属或其雇主、雇员人身或财产造成的损坏或伤害。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 12.4008em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">10</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）任何由法院裁判的惩罚性、加重性或警戒性的赔款或罚款。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 14.6088em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第五条 被保险人义务 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 16.7788em; z-index:206; "><span class="stl_23 stl_08 stl_24">若无本公司的书面许可，被保险人不得主动建议、许诺支付、或承认对第三方负有任何责 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 17.9188em; z-index:245; "><span class="stl_23 stl_08 stl_37">任。如在本附加合同有效期内，发生承保事故，被保险人应尽快通知本公司指定的支援服 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 19.0588em; z-index:250; "><span class="stl_23 stl_08 stl_67">务机构。</span><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">如因被保险人未能及时通知而致使本公司遭受损害，则被保险人应承担相应赔偿 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.1988em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">责任。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.3813em; "><span class="stl_23 stl_08 stl_24">本公司有权自行或以相关被保险人名义抗辩及支付赔偿。本公司有权为维护自身利益自费 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.5213em; "><span class="stl_23 stl_08 stl_36">向其他有关各方索偿赔款。相关被保险人有义务协助本公司调查或处理任何理赔。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.8433em; z-index:372; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第六条 证明文件</span><span class="stl_162 stl_124 stl_186">/</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">索赔申请 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.3513em; z-index:415; "><span class="stl_23 stl_08 stl_36">被保险人向本公司索赔时，应提供以下证明和资料原件作为索赔单证，连同保险合同及本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 29.6213em; "><span class="stl_23 stl_08 stl_24">公司规定的索赔申请表格在返回日常居住地或日常工作地之日起的三十天内递交本公司： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.0733em; z-index:456; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_24" style="word-spacing:0.0028em;">）判决书、裁决书或调解书 （如有）； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 33.2133em; z-index:485; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_24">）赔偿协议（如有）； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.3533em; z-index:487; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_24">）赔偿给付凭证（如本公司直接向第三方支付赔偿金，则无需提供赔偿给付凭证）； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 35.4933em; z-index:526; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_37">）索赔申请人所能提供的与本项申请相关的其他材料。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.6929em; "><span class="stl_23 stl_08 stl_97" style="font-weight:bold; word-spacing:0.2387em;">第七条 附加合同效力的终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.8729em; "><span class="stl_23 stl_08 stl_24">本附加合同发生下列情况之一时将会自动终止： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.985em; z-index:594; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_24">）主合同效力终止； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.125em; z-index:596; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_24">）保险期间届满，投保人无意续保或本公司不接受本附加合同续保。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.265em; z-index:628; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_24">）投保人于本附加合同有效期内向本公司申请解除本附加合同； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 44.405em; z-index:658; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_24">）本附加合同因其他条款所列情况而终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 46.585em; z-index:683; "><span class="stl_23 stl_08 stl_30">注：在第（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_24">）项所提及的情况下，本附加合同效力于保险单满期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.7929em; "><span class="stl_23 stl_08 stl_118" style="font-weight:bold; word-spacing:0.4889em;">第八条 释义 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.2729em; "><span class="stl_23 stl_08 stl_24">一、本附加合同所称的意外事故：是指非因故意造成的且不能预测其发生的事件。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 53.4554em; z-index:796; "><span class="stl_23 stl_08 stl_36">二、本附加合同所称的重大过失：是指正常情况下，根据被保险人的个人行为能力，其本 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 54.5954em; "><span class="stl_23 stl_08 stl_24">应采取措施避免损失发生，但却未履行一般人在通常情况下应尽的注意及防范义务， &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 55.7354em; "><span class="stl_23 stl_08 stl_24">从而导致损失的发生。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 57.9154em; "><span class="stl_23 stl_08 stl_36">三、本附加合同所称的第三方：是指除被保险人及其亲属、雇员、雇主以及同行旅伴之外 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 59.0554em; "><span class="stl_23 stl_08 stl_24">的任何自然人。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.712em;top: 61.2351em; z-index:928; "><span class="stl_23 stl_08 stl_24">四、本附加合同所称的亲属：是指被保险人的配偶、子女、女婿、儿媳、父母、配偶的父 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 62.5051em; "><span class="stl_23 stl_08 stl_36">母、祖父母、配偶的祖父母、外祖父母、配偶的外祖父母、曾祖父母、配偶的曾祖父 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">48 &nbsp;</span></div>
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					<div class="stl_01" style="left:9.2617em;top: 6.0771em; z-index:39; "><span class="stl_23 stl_08 stl_37">母、孙子女、兄弟姐妹、堂（表）兄弟姐妹、继父母、继子女、继兄弟姐妹、侄女、 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 7.3488em; "><span class="stl_23 stl_08 stl_37">外甥女、侄子、外甥、伯父、叔父、舅父、姑父、姨父、伯母、婶母、舅母、姑母、 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 8.6188em; "><span class="stl_23 stl_08 stl_37">姨母、法定被扶养人、法定监护人。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.2942em;top: 13.6988em; "><span class="stl_23 stl_08 stl_24">（此页内容结束） &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">49 &nbsp;</span></div>
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					<div class="stl_01" style="left:15.6117em;top: 6.2123em; "><span class="stl_21 stl_08 stl_22" style="font-weight:bold;">美亚财产保险有限公司 &nbsp;</span></div>
					<div class="stl_01" style="left:20.9642em;top: 8.4488em; "><span class="stl_23 stl_08 stl_24">（以下简称本公司） &nbsp;</span></div>
					<div class="stl_01" style="left:15.7517em;top: 10.8859em; "><span class="stl_25 stl_08 stl_26" style="font-weight:bold;">美亚附加旅行家居保障保险 &nbsp;</span></div>
					<div class="stl_01" style="left:21.8842em;top: 12.7208em; z-index:43; "><span class="stl_123 stl_124 stl_181">(2017</span><span class="stl_23 stl_08 stl_28">年第一版</span><span class="stl_123 stl_124 stl_28">) &nbsp;</span></div>
					<div class="stl_01" style="left:7.772em;top: 13.8367em; z-index:49; "><span class="stl_29 stl_08 stl_30">（注册编号：</span><span class="stl_198 stl_124 stl_199">C00003932122017042108832</span><span class="stl_29 stl_08 stl_24">；备案编号：</span><span class="stl_198 stl_124 stl_51">(</span><span class="stl_29 stl_08 stl_33">美亚财险</span><span class="stl_198 stl_124 stl_51">)(</span><span class="stl_29 stl_08 stl_24">备</span><span class="stl_198 stl_124 stl_51">-</span><span class="stl_29 stl_08 stl_24">普通家财险</span><span class="stl_198 stl_124 stl_51">)</span><span class="stl_29 stl_08 stl_24">【</span><span class="stl_198 stl_124 stl_26">2017</span><span class="stl_29 stl_08 stl_161">】</span><span class="stl_198 stl_124 stl_51">(</span><span class="stl_29 stl_08 stl_24">附</span><span class="stl_198 stl_124 stl_160" style="word-spacing:-0.0108em;">) 030</span><span class="stl_29 stl_08 stl_24">号） &nbsp;</span></div>
					<div class="stl_01" style="left:18.9842em;top: 15.8988em; "><span class="stl_23 stl_08 stl_24">（本附加合同须投保始有效力） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.4288em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第一条 附加合同的订立和构成 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.9088em; z-index:174; "><span class="stl_23 stl_08 stl_24">《美亚附加旅行家居保障保险》合同（以下简称本附加合同），依主合同投保人的申请， &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.1813em; "><span class="stl_23 stl_08 stl_24">经本公司同意而订立。主合同的条款也适用于本附加合同，若主合同与本附加合同的条款 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.4513em; "><span class="stl_23 stl_08 stl_24">互有冲突，则以本附加合同的条款为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.9313em; "><span class="stl_23 stl_08 stl_24">若本附加合同的承保项目在保险单上或批注项内未载明，本附加合同不发生效力。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.4113em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.3633em;">第二条 本附加合同的生效 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.8913em; "><span class="stl_23 stl_08 stl_24">本附加合同的生效时间同主合同的生效时间，或以本附加合同的批注所载明的生效时间为 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.1613em; "><span class="stl_23 stl_08 stl_24">准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.6413em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第三条 保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.1213em; "><span class="stl_23 stl_08 stl_37">本附加合同有效期内，若任何被保险人在旅行期间，由于下列承保风险造成其在境内经常 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.2629em; "><span class="stl_23 stl_08 stl_36">居住地的室内家居物品发生损失或损坏： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.4429em; z-index:389; "><span class="stl_23 stl_08 stl_24" style="word-spacing:0.1587em;">（一） 火灾； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 41.5829em; z-index:408; "><span class="stl_23 stl_08 stl_24" style="word-spacing:0.1587em;">（二） 雷击、台风、龙卷风、暴风、洪水； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.7229em; "><span class="stl_23 stl_08 stl_24" style="word-spacing:0.1591em;">（三） 经常居住地室内的自来水管道、下水管道、暖气管道（含暖气片）突然破裂； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.8629em; "><span class="stl_23 stl_08 stl_30" style="word-spacing:0.3297em;">（四） 盗窃或抢劫， &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 46.0429em; "><span class="stl_23 stl_08 stl_36">本公司将在扣除免赔额（如有）后，视情形决定按以下任一方式进行赔偿，但赔偿的费用 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 47.1829em; "><span class="stl_23 stl_08 stl_37">将以保险单所载本附加合同项下该被保险人相应的保险金额为限： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.335em; z-index:561; "><span class="stl_123 stl_124 stl_24" style="word-spacing:0.2496em;">1. </span><span class="stl_23 stl_08 stl_36">当被保险家居物品发生部分损失或损坏时，本公司将赔偿受损家居物品的修理费用； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 50.475em; z-index:601; "><span class="stl_123 stl_124 stl_24" style="word-spacing:0.2496em;">2. </span><span class="stl_23 stl_08 stl_37">当被保险家居物品损失或被损坏而不能进行修理或不能以较经济的方式修理时，本公司 &nbsp;</span></div>
					<div class="stl_01" style="left:8.6717em;top: 51.6429em; "><span class="stl_23 stl_08 stl_37">有权根据下列公式计算的受损家居物品的实际现金价值赔偿或用替代产品更换受损的家 &nbsp;</span></div>
					<div class="stl_01" style="left:8.6717em;top: 52.7854em; "><span class="stl_23 stl_08 stl_37">居物品，但以保险事故发生时受损家居物品的实际现金价值为限： &nbsp;</span></div>
					<div class="stl_01" style="left:8.6717em;top: 54.9375em; z-index:683; "><span class="stl_23 stl_08 stl_24">实际现金价值</span><span class="stl_123 stl_124 stl_24" style="word-spacing:0.0042em;">= </span><span class="stl_23 stl_08 stl_24" style="word-spacing:0.0028em;">重置费用 </span><span class="stl_123 stl_124 stl_24" style="word-spacing:0.0042em;">× </span><span class="stl_23 stl_08 stl_24">（</span><span class="stl_123 stl_124 stl_24" style="word-spacing:0em;">1 </span><span class="stl_189 stl_124 stl_24" style="word-spacing:0em;">– </span><span class="stl_23 stl_08 stl_24" style="word-spacing:0em;">每月折旧率 </span><span class="stl_123 stl_124 stl_24" style="word-spacing:0.0042em;">× </span><span class="stl_23 stl_08 stl_51">家居物品发生损失时的购买月数</span><span class="stl_23 stl_08 stl_51" style="font-weight:bold;">） &nbsp;</span></div>
					<div class="stl_01" style="left:10.2117em;top: 56.3054em; "><span class="stl_23 stl_08 stl_24" style="font-style:italic;">注：不足一个月的，视为一个月。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.4854em; "><span class="stl_23 stl_08 stl_37">在本公司已更换受损的家居物品或支付了该家居物品的全部保险金额后，本公司将按相关 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 59.6254em; "><span class="stl_23 stl_08 stl_36">法律规定获得该项受损财产的全部或部分权利。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 61.8051em; z-index:818; "><span class="stl_23 stl_08 stl_24">本附加合同项下整对或整套的物品应视为单一物品，适用保险单所载本附加合同项下相应 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 62.9451em; "><span class="stl_23 stl_08 stl_37">的“每件或每套物品的赔偿限额”。如任何属于一对或一套的物品遭受损失或损坏，本公 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">50 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0771em; z-index:41; "><span class="stl_23 stl_08 stl_24">司将根据此物品对整对或整套物品重要程度合理计算其所占整对或整套物品价值的比例， &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 7.2188em; "><span class="stl_23 stl_08 stl_24">以确定该物品的损失金额，但前述损失或损坏不应被视为整对或整套物品的全部损失或损 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 8.3588em; "><span class="stl_23 stl_08 stl_24">坏。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 10.7088em; "><span class="stl_23 stl_08 stl_41" style="font-weight:bold;">若被保险人为同一家居物品自愿投保本公司承保的多种综合保险，如在不同保障产品中有 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 11.9788em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">相同保险利益的，则本公司仅按其中保险金额最高者做出赔偿。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 14.4588em; z-index:191; "><span class="stl_23 stl_08 stl_83" style="font-weight:bold;">本附加合同项下每件理赔物品的免赔额以保险单上载明本附加合同项下的免赔额为准，本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 15.7288em; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">公司将在扣除免赔额后承担赔偿责任。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.2188em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">如果被保险人的家居物品损失可以从任何第三方获得赔偿，本公司仅负责补偿剩余部分。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.5288em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第四条 责任免除 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.0213em; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">主合同中所有责任免除条款（如适用）均适用于本附加合同，若主合同中责任免除条款与 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 24.1613em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">本条款有相抵触之处，则应以本条款为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 26.5213em; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">任何直接或间接由于下列情形引起的，与之有关的，或可归因于之的家居物品损失，本公 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 27.6613em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">司不负任何赔偿责任： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 29.2733em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_88" style="font-weight:bold;">）电机、电器、电气设备因使用过度、超电压、短路、断路、弧花、漏电、自身发热、 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 30.4413em; z-index:422; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">烘烤等原因造成的自身损毁。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 31.5533em; z-index:451; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）任何由于被保险人的恶意或纵容行为造成的损失或损坏。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.6933em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">）由于管理当局没收、征用、扣押、合法或非法占用全部或部分被保财产（不论是暂 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 33.8613em; "><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">时性或永久性）而引起的损失。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.9733em; z-index:520; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）贵重物品、电子产品。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 36.1133em; z-index:534; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">5</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）任何间接损失或损坏。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.255em; z-index:561; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">6</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）图章、文件、帐册、技术资料、图表的损失或损坏。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.395em; z-index:564; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">7</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）录制于磁带、记录卡、磁盘或其他类似设备上的数据的丢失。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.535em; z-index:612; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">8</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）用于商业或专业活动的物品或样品。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.675em; z-index:652; "><span class="stl_23 stl_08 stl_129" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_35">9</span><span class="stl_23 stl_08 stl_101" style="font-weight:bold;">）自身缺陷、保管不善导致的损毁；正常磨损、折旧、虫蛀、发霉、腐烂、侵蚀、逐 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 41.8429em; z-index:689; "><span class="stl_23 stl_08 stl_184" style="font-weight:bold;">渐退化、光线作用、大气状况、机械或电力故障、使用不当、手工或设计欠佳、使 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 42.9829em; "><span class="stl_23 stl_08 stl_184" style="font-weight:bold;">用有问题物料或在加热、弄干、清洁、染色、更换或维修过程中发生刮损或出现凹 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 44.1229em; z-index:729; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">痕。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.235em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">10</span><span class="stl_23 stl_08 stl_88" style="font-weight:bold;">）现金、债券、金融证券、票据、印花、息票、地契、股票、旅行证件、钞票、代币 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 46.4029em; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">卡（包括信用卡）、旅行支票、驾驶证、身份证、银行卡或储值卡。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 47.515em; z-index:828; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">11</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）烟草或烟草制品、酒、动物、植物、药品或食物。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.655em; z-index:832; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">12</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）汽车（及其附件）、摩托车、船舶、自行车、其它机动或非机动交通运输工具。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.795em; z-index:894; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">13</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）施工致使的管道（含暖气片）破裂造成的损失。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 50.935em; z-index:927; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">14</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）因管道（含暖气片）试水、试压致使管道破裂溢水造成的损失。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 52.075em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">15</span><span class="stl_23 stl_08 stl_83" style="font-weight:bold;">）任何因被保险人的亲属、服务人员、承租人或任何其他在经常居住地合法居住或停 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 53.2454em; z-index:988; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">留的人员所实施的盗窃或抢劫所致的损失。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 54.3575em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">16</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:-0.0085em;">）被保险人境内的经常居住地于旅行开始前 </span><span class="stl_162 stl_124 stl_24" style="word-spacing:-0.0322em;">30 </span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">天或以上並未有任何人居住。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 56.5654em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第五条 被保险人义务 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 59.0275em; z-index:1067; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_36">）被保险人应对其境内经常居住地作出合理的预防措施以降低风险。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 60.1675em; z-index:1069; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_54">）被保险人自旅行结束后二十四小时内必须向警方或其他有关当局报告，并取得有关书 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 61.3351em; "><span class="stl_23 stl_08 stl_24">面证明。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">51 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0492em; z-index:10; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第六条 证明文件</span><span class="stl_162 stl_124 stl_186">/</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">索赔申请 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 8.5588em; z-index:53; "><span class="stl_23 stl_08 stl_24">若家居物品发生保险责任范围内的损失应由第三者负责赔偿的，相关被保险人应当向第三 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.8288em; "><span class="stl_23 stl_08 stl_37">者索赔。本公司可根据该被保险人的书面赔偿请求，按照本附加合同予以赔偿剩余部分。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 12.3088em; "><span class="stl_23 stl_08 stl_24">被保险人向本公司索赔时，应提供以下证明和资料原件作为索赔证明，连同保险合同及本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 13.5788em; "><span class="stl_23 stl_08 stl_24">公司规定的索赔申请表格于自旅程结束日起的三十天内递交本公司： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 14.8208em; z-index:174; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_24">）财产损失清单、发票； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 15.9608em; z-index:176; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_37">）警方、消防部门或其他有关部门或出具的书面证明文件； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 17.1008em; z-index:204; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_37">）索赔申请人所能提供的与本项申请相关的其他材料。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 19.3088em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.3633em;">第七条 其他事项 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 21.6188em; z-index:275; "><span class="stl_23 stl_08 stl_41" style="font-weight:bold;">保险事故发生时，如另有其他保险对同一保险财产承保同一保险利益，不论该保险是否由 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.7613em; "><span class="stl_23 stl_08 stl_117" style="font-weight:bold;">被保险人或他人投保，本公司仅按本附加合同项下的保险金额与保险金额总和的比例承担 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.9013em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">赔偿责任。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 26.2513em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第八条 代位求偿权 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.7413em; "><span class="stl_23 stl_08 stl_36">本公司给付被保险人赔偿金额后，可在赔偿金额范围内，代位行使被保险人对第三人的赔 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 29.9833em; z-index:373; "><span class="stl_23 stl_08 stl_30">偿请求权</span><span class="stl_123 stl_124 stl_24">,</span><span class="stl_23 stl_08 stl_24">被保险人应协助本公司行使该项权利，其费用由本公司负担。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.5013em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第九条 合同效力的终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.9813em; "><span class="stl_23 stl_08 stl_24">本附加合同发生下列情况之一时将会自动终止： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 36.0933em; z-index:442; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_24">）主合同效力终止； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.235em; z-index:444; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_24">）保险期间届满，投保人无意续保或本公司不接受本附加合同续保； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.375em; z-index:476; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_24">）投保人于本附加合同有效期内向本公司申请解除本附加合同； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.515em; z-index:525; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_24">）本附加合同因其他条款所列情况而终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.655em; z-index:531; "><span class="stl_23 stl_08 stl_30">注：在第（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_36">）项所提及的情况下，本附加合同效力于保险单满期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.0329em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第十条 释义 &nbsp;</span></div>
					<div class="stl_01" style="left:7.502em;top: 45.5129em; "><span class="stl_23 stl_08 stl_24">一、本附加合同所称的经常居住地：是指被保险人离开住所地开始该次旅行时已连续居住 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 46.6529em; "><span class="stl_23 stl_08 stl_24">了三个月以上的住所。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.502em;top: 48.8329em; "><span class="stl_23 stl_08 stl_24">二、本附加合同所称的贵重物品：是指金银、珠宝首饰或饰物、古董。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.502em;top: 51.0129em; "><span class="stl_23 stl_08 stl_24">三、本附加合同所称的电子产品：是指移动电话（包括智能手机）、便携式计算机、手提 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 52.125em; z-index:722; "><span class="stl_23 stl_08 stl_37">电脑、平板电脑以及电子书阅读器，包括但不限于</span><span class="stl_123 stl_124 stl_195">iPad</span><span class="stl_23 stl_08 stl_24">及</span><span class="stl_123 stl_124 stl_196">Kindle</span><span class="stl_23 stl_08 stl_196">。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.502em;top: 54.3354em; "><span class="stl_23 stl_08 stl_36">四、本附加合同所称的重置费用：是指替代已损失或损坏的财产的相同或类似的新物品的 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 55.4754em; "><span class="stl_23 stl_08 stl_24">当前价格。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.502em;top: 57.6454em; "><span class="stl_23 stl_08 stl_36">五、本附加合同所称的折旧率：是指家居物品由于自然磨损、老化或过时而发生价值减少 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2717em;top: 58.7575em; z-index:832; "><span class="stl_23 stl_08 stl_36" style="word-spacing:0.0017em;">的程度。本附加合同项下承保的家居物品每月折旧率为 </span><span class="stl_123 stl_124 stl_194">1%</span><span class="stl_23 stl_08 stl_194">。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.2942em;top: 59.9254em; "><span class="stl_23 stl_08 stl_24">（此页内容结束） &nbsp;</span></div>
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					<div class="stl_01" style="left:15.6117em;top: 6.2123em; "><span class="stl_21 stl_08 stl_22" style="font-weight:bold;">美亚财产保险有限公司 &nbsp;</span></div>
					<div class="stl_01" style="left:20.8542em;top: 8.4488em; "><span class="stl_23 stl_08 stl_24">（以下简称本公司） &nbsp;</span></div>
					<div class="stl_01" style="left:11.2217em;top: 11.1059em; "><span class="stl_25 stl_08 stl_32" style="font-weight:bold;">美亚附加未成年人旅行送返费用补偿保险 &nbsp;</span></div>
					<div class="stl_01" style="left:21.8842em;top: 12.9408em; z-index:49; "><span class="stl_123 stl_124 stl_181">(2017</span><span class="stl_23 stl_08 stl_28">年第一版</span><span class="stl_123 stl_124 stl_28">) &nbsp;</span></div>
					<div class="stl_01" style="left:7.772em;top: 14.0567em; z-index:55; "><span class="stl_29 stl_08 stl_30">（注册编号：</span><span class="stl_198 stl_124 stl_199">C00003932122017042108842</span><span class="stl_29 stl_08 stl_24">；备案编号：</span><span class="stl_198 stl_124 stl_51">(</span><span class="stl_29 stl_08 stl_33">美亚财险</span><span class="stl_198 stl_124 stl_51">)(</span><span class="stl_29 stl_08 stl_24">备</span><span class="stl_198 stl_124 stl_51">-</span><span class="stl_29 stl_08 stl_24">普通家财险</span><span class="stl_198 stl_124 stl_51">)</span><span class="stl_29 stl_08 stl_24">【</span><span class="stl_198 stl_124 stl_26">2017</span><span class="stl_29 stl_08 stl_161">】</span><span class="stl_198 stl_124 stl_51">(</span><span class="stl_29 stl_08 stl_24">附</span><span class="stl_198 stl_124 stl_160" style="word-spacing:-0.0108em;">) 039</span><span class="stl_29 stl_08 stl_24">号） &nbsp;</span></div>
					<div class="stl_01" style="left:18.6542em;top: 16.1188em; "><span class="stl_23 stl_08 stl_24">（本附加合同须投保始有效力） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.6388em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第一条 附加合同的订立和构成 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 21.8188em; z-index:180; "><span class="stl_23 stl_08 stl_88">《美亚附加未成年人旅行送返费用补偿保险》合同（以下简称本附加合同），依主合同投 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.0913em; z-index:219; "><span class="stl_23 stl_08 stl_95">保人的申请，经本公司同意而订立。本附加合同附加于主合同而成立，主合同的条款（如 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 24.3613em; "><span class="stl_23 stl_08 stl_95">适用）均适用于本附加合同，若主合同与本附加合同的条款互有冲突，则以本附加合同为 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.6313em; "><span class="stl_23 stl_08 stl_24">准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 29.1113em; "><span class="stl_23 stl_08 stl_24">若本附加合同的承保项目在保险单上或批注项内未载明，本附加合同不发生效力。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.6013em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.3633em;">第二条 本附加合同的生效 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 36.1213em; "><span class="stl_23 stl_08 stl_95">本附加合同的生效时间同主合同的生效时间，或以本附加合同的批注所载明的生效时间为 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.4329em; "><span class="stl_23 stl_08 stl_24">准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.7729em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第三条 被保险人 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.3129em; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">本附加合同仅承保成年被保险人，不承保任何未成年人</span><span class="stl_23 stl_08 stl_40">。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 46.1529em; "><span class="stl_23 stl_08 stl_97" style="font-weight:bold; word-spacing:0.2388em;">第四条 保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.4529em; z-index:427; "><span class="stl_23 stl_08 stl_96">在本附加合同有效期内，若任何被保险人在旅行期间发生以下情况，导致与该被保险人同 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 50.5929em; z-index:466; "><span class="stl_23 stl_08 stl_96">行的且该被保险人对其负有照管义务的一名未满十八周岁的未成年人无人照顾，本公司将 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.7329em; "><span class="stl_23 stl_08 stl_96">以保险单上所载本附加合同项下该被保险人相应的保险金额为限，给付一张该未成年人返 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 52.8754em; "><span class="stl_23 stl_08 stl_36">回其在中国境内日常居住地所在市级行政区域的经济舱位单程机票的票款： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 54.4875em; z-index:548; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_24">）被保险人身故； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 56.0075em; z-index:571; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_36">）被保险人因遭受严重的身体伤害而住院治疗。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 57.5275em; z-index:611; "><span class="stl_23 stl_08 stl_67">但是若在上述情况发生前，该同行未成年人已购买返程机票，则本公司将：（</span><span class="stl_123 stl_124 stl_48">1</span><span class="stl_23 stl_08 stl_224">）仅补偿改 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.6954em; z-index:650; "><span class="stl_23 stl_08 stl_83">签机票所产生的费用或因改签而需额外支付的票价差额，如果该返程机票或电子机票凭证 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 59.8075em; z-index:665; "><span class="stl_23 stl_08 stl_196">经过改签后仍可以使用；或者（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_225">）支付重新购买返程经济舱位机票的费用，但如果该返程 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 60.9754em; "><span class="stl_23 stl_08 stl_24">机票或电子机票凭证可以退票，则将扣除退票所得的金额。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">53 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0771em; "><span class="stl_23 stl_08 stl_97" style="font-weight:bold; word-spacing:0.6138em;">第五条 责任免除 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.2488em; "><span class="stl_23 stl_08 stl_41" style="font-weight:bold;">主合同中所有责任免除条款均适用于本附加合同，若主合同中责任免除条款与本条款有相 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 10.3888em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">抵触之处，则应以本条款为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 13.7488em; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">任何直接或间接由于下列情形引起的，与之有关的，或可归因于之的未成年人送返，本公 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 14.8888em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">司不负任何赔偿责任： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 16.5008em; "><span class="stl_23 stl_08 stl_129" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_35">1</span><span class="stl_23 stl_08 stl_177" style="font-weight:bold;">）非因意外事故而进行的牙科治疗、手术、牙齿修复、植种或牙齿整形；对非自然牙 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 17.6688em; z-index:164; "><span class="stl_23 stl_08 stl_112" style="font-weight:bold;">进行的任何治疗。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.9908em; z-index:203; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）非因意外事故而进行的视力矫正或因矫正视力而作的眼科验光检查；屈光不正。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.3408em; "><span class="stl_23 stl_08 stl_129" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_35">3</span><span class="stl_23 stl_08 stl_79" style="font-weight:bold;">）任何可以从其他保险计划、政府、酒店、航空公司、旅行社或其他旅行服务机构得 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 21.5088em; z-index:254; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">到退还或赔偿的费用。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.8333em; z-index:257; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">5</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）美容手术、外科整形手术或者任何非必要的手术。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 24.1833em; z-index:288; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">6</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）脊椎病。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.5333em; z-index:304; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">7</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）先天性疾病和先天性畸形。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 26.8833em; z-index:323; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">8</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">）受保前已存在的疾病及其并发症。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.2333em; z-index:326; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">9</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）精神疾病、错乱、失常；受酒精、毒品、管制药物影响或滥用、误用药物。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 29.5833em; z-index:394; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">10</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）妊娠、流产、分娩、不孕不育症、避孕及绝育手术；性传播疾病。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.9333em; z-index:398; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">11</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）一般身体检查、疗养、特别护理或静养、康复性治疗或心理治疗。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.2833em; z-index:451; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">12</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）任何原因导致的推拿、按摩及针灸治疗。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 33.6333em; z-index:455; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">13</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）扁桃腺、腺样体肥大、疝气、女性生殖器官疾病的治疗与外科手术。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.9833em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">14</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）被保险人旅行的目的之一是为了进行治疗或该旅行违背医嘱。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.055em; z-index:526; "><span class="stl_23 stl_08 stl_97" style="font-weight:bold; word-spacing:0.6138em;">第六条 证明文件</span><span class="stl_162 stl_124 stl_186">/</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">索赔申请 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 41.2629em; z-index:569; "><span class="stl_23 stl_08 stl_88">索赔申请人或被保险人应向本公司提交以下证明和资料原件，连同保险合同及本公司规定 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.4029em; "><span class="stl_23 stl_08 stl_96">的索赔申请表格于该未成年人返程抵达中国境内日常居住地所在市级行政区域后的三十天 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.5429em; "><span class="stl_23 stl_08 stl_24">内递交本公司： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.1829em; "><span class="stl_23 stl_08 stl_24">一、若被保险人身故，则须提供： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 46.795em; z-index:632; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_24">）被保险人的户籍注销证明或其他相关类似证明、身份证件； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.145em; z-index:687; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_24">）索赔申请人的户籍证明或其他相关类似证明、身份证件； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.495em; z-index:689; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_37">）医院、公安部门出具的死亡证明或其他相关类似证明； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 50.845em; z-index:729; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_37">）该名未成年人的返程机票； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 52.195em; z-index:731; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">5</span><span class="stl_23 stl_08 stl_37">）签转或退还已购买回程机票或电子机票的费用凭证（如适用）； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 53.5475em; z-index:762; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">6</span><span class="stl_23 stl_08 stl_37">）索赔申请人所能提供的与本项申请相关的其他材料。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 56.4654em; "><span class="stl_23 stl_08 stl_36">二、若被保险人因遭受严重的身体伤害而住院治疗，则须提供： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.0775em; z-index:816; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_24">）医院出具的病历记录及主管医师出具的病重证明； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 59.4275em; z-index:854; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_37">）该名未成年人的返程机票； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 60.7775em; z-index:856; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_37">）签转或退还已购买回程机票或电子机票的费用凭证（如适用）； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 62.1272em; z-index:887; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_37">）索赔申请人所能提供的与本项申请相关的其他材料。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">54 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 7.6088em; "><span class="stl_23 stl_08 stl_97" style="font-weight:bold; word-spacing:0.2387em;">第七条 附加合同效力的终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.2488em; "><span class="stl_23 stl_08 stl_24">本附加合同发生下列情况之一时将会自动终止： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 10.8608em; z-index:46; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_24">）主合同效力终止； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 12.2108em; z-index:48; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_24">）保险期间届满，投保人无意续保或本公司不接受本附加合同续保； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 13.5608em; z-index:80; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_24">）投保人于本附加合同有效期内向本公司申请解除本附加合同； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 14.9108em; z-index:110; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_24">）本附加合同因其他条款所列情况而终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 17.8008em; z-index:135; "><span class="stl_23 stl_08 stl_30">注：在第（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_24">）项所提及的情况下，本附加合同效力于保险单满期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 21.1888em; "><span class="stl_23 stl_08 stl_118" style="font-weight:bold; word-spacing:0.4889em;">第八条 释义 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 24.6713em; z-index:212; "><span class="stl_23 stl_08 stl_83" style="font-weight:bold;">本附加合同所称的受保前已存在的疾病：是指被保险人于其在本附加合同项下获保前两年 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.8113em; "><span class="stl_23 stl_08 stl_41" style="font-weight:bold;">内曾出现任何症状而引致一正常而审慎的人寻求诊断、医疗护理或医药治疗；或被保险人 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 26.9513em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">于其在本附加合同项下获保前两年内曾经医生推荐接受医药治疗或医疗意见。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.2942em;top: 33.2113em; "><span class="stl_23 stl_08 stl_24">（此页内容结束） &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">55 &nbsp;</span></div>
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					<div class="stl_01" style="left:15.6117em;top: 6.2123em; "><span class="stl_21 stl_08 stl_22" style="font-weight:bold;">美亚财产保险有限公司 &nbsp;</span></div>
					<div class="stl_01" style="left:20.8542em;top: 8.4488em; "><span class="stl_23 stl_08 stl_24">（以下简称本公司） &nbsp;</span></div>
					<div class="stl_01" style="left:13.4917em;top: 11.1059em; "><span class="stl_25 stl_08 stl_160" style="font-weight:bold;">美亚附加旅行绑架及非法拘禁保险 &nbsp;</span></div>
					<div class="stl_01" style="left:21.7342em;top: 12.9688em; z-index:46; "><span class="stl_27 stl_08 stl_24">(2017</span><span class="stl_23 stl_08 stl_28">年第一版</span><span class="stl_27 stl_08 stl_28">) &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 14.0805em; z-index:52; "><span class="stl_29 stl_08 stl_30">（注册编号：</span><span class="stl_31 stl_08 stl_32">C00003932122017042108852</span><span class="stl_29 stl_08 stl_24">；备案编号：</span><span class="stl_31 stl_08 stl_26">(</span><span class="stl_29 stl_08 stl_33">美亚财险</span><span class="stl_31 stl_08 stl_26">)(</span><span class="stl_29 stl_08 stl_24">备</span><span class="stl_31 stl_08 stl_26">-</span><span class="stl_29 stl_08 stl_24">普通家财险</span><span class="stl_31 stl_08 stl_26">)</span><span class="stl_29 stl_08 stl_24">【</span><span class="stl_31 stl_08 stl_26">2017</span><span class="stl_29 stl_08 stl_161">】</span><span class="stl_31 stl_08 stl_26">(</span><span class="stl_29 stl_08 stl_24">附</span><span class="stl_31 stl_08 stl_187" style="word-spacing:-0.055em;">) 034</span><span class="stl_29 stl_08 stl_24">号） &nbsp;</span></div>
					<div class="stl_01" style="left:18.6542em;top: 16.2188em; "><span class="stl_23 stl_08 stl_24">（本附加合同须投保始有效力） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.5588em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第一条 附加合同的订立和构成 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 21.7388em; z-index:177; "><span class="stl_23 stl_08 stl_88">《美亚附加旅行绑架及非法拘禁保险》合同（以下简称本附加合同），依主合同投保人的 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.0113em; "><span class="stl_23 stl_08 stl_95">申请，经本公司同意而订立。本附加合同附加于主合同而成立，主合同的条款（如适用） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 24.2813em; "><span class="stl_23 stl_08 stl_36">均适用于本附加合同，若主合同与本附加合同的条款互有冲突，则以本附加合同为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 27.7613em; "><span class="stl_23 stl_08 stl_24">若本附加合同的承保项目在保险单上或批注项内未载明，本附加合同不发生效力。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 31.2513em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.3633em;">第二条 本附加合同的生效 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.7713em; "><span class="stl_23 stl_08 stl_95">本附加合同的生效时间同主合同的生效时间，或以本附加合同的批注所载明的生效时间为 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 36.0813em; "><span class="stl_23 stl_08 stl_24">准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.6129em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第三条 保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.9229em; z-index:388; "><span class="stl_23 stl_08 stl_96">本附加合同有效期内，若任何被保险人在旅行期间遭受绑架或非法拘禁，本公司将依据保 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 44.1929em; "><span class="stl_23 stl_08 stl_95">险单所载的本附加合同项下该被保险人相应的保险金额为限，按照实际被绑架或被非法拘 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.4629em; "><span class="stl_23 stl_08 stl_24">禁的日数赔偿该被保险人。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.9429em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.3633em;">第四条 责任免除 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 52.4354em; "><span class="stl_23 stl_08 stl_90" style="font-weight:bold;">主合同中所有责任免除条款（如适用）均适用于本附加合同，若主合同中责任免除条款与 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 53.5754em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">本条款有相抵触之处，则应以本条款为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 56.9354em; z-index:546; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">任何直接或间接由于下列情形引起的，与之有关的，或可归因于之的绑架或非法拘禁，本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.0754em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">公司不负任何赔偿责任： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 61.4072em; "><span class="stl_23 stl_08 stl_129" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_35">1</span><span class="stl_23 stl_08 stl_177" style="font-weight:bold;">）投保人或被保险人出发前已知且已存在的可能导致绑架或非法拘禁的情况或条件， &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 62.5751em; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">包括但不限于当时已经宣布或已经发生的任何暴乱、暴动或罢工。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">56 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0492em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">）投保人、被保险人或其家属未在获知绑架或非法拘禁事件发生后二十四小时内向事 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 7.2188em; z-index:51; "><span class="stl_23 stl_08 stl_112" style="font-weight:bold;">发当地警方报告。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 8.3308em; z-index:54; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）投保人或被保险人的故意行为或违法犯罪行为。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.4708em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_162 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）被保险人非法滞留境外期间。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 12.1788em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第五条 投保人及被保险人义务 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 15.3488em; z-index:146; "><span class="stl_23 stl_08 stl_41" style="font-weight:bold;">若在本附加合同有效期内被保险人遭受绑架或非法拘禁，投保人、被保险人或其家属应在 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 16.4888em; "><span class="stl_23 stl_08 stl_41" style="font-weight:bold;">获知事故发生后二十四小时内向事发当地警方报案，取得警方、使领馆或有关当局出具的 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 17.6288em; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">书面证明，并通知本公司或本公司指定的支援服务机构。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.7708em; z-index:220; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第六条 证明文件</span><span class="stl_162 stl_124 stl_186">/</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">索赔申请 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 24.2813em; "><span class="stl_23 stl_08 stl_24">索赔申请人向本公司索赔时，应提供以下证明和资料原件作为索赔单证，连同本公司规定 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.5513em; "><span class="stl_23 stl_08 stl_24">的索赔申请表格于自旅行结束日起的三十天内递交本公司： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 27.2933em; z-index:291; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_57">）当地警方、使领馆或有关当局出具的注明被保险人被绑架或非法拘禁日数的书面证明 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8517em;top: 28.4613em; z-index:332; "><span class="stl_23 stl_08 stl_24">材料； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 29.5733em; z-index:334; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_37">）索赔申请人所能提供的与本项申请相关的其他材料。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.2813em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第七条 附加合同效力的终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 35.4613em; "><span class="stl_23 stl_08 stl_24">本附加合同发生下列情况之一时将会自动终止： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.0733em; z-index:402; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_24">）主合同效力终止； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.215em; z-index:404; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_24">）保险期间届满，投保人无意续保或本公司不接受本附加合同续保； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.355em; z-index:436; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_24">）投保人于本附加合同有效期内向本公司申请解除本附加合同； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.495em; z-index:466; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_24">）本附加合同因其他条款所列情况而终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.175em; z-index:491; "><span class="stl_23 stl_08 stl_30">注：在第（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_24">）项所提及的情况下，本附加合同效力于保险单满期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 46.5629em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.4883em;">第八条 释义 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 50.0429em; "><span class="stl_23 stl_08 stl_36">一、本附加合同所称的绑架：是指任何以勒索财物为目的，通过使用暴力、胁迫或者其他 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 51.1829em; "><span class="stl_23 stl_08 stl_37">方法劫持、羁押或扣留被保险人作为人质的行为。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 52.8254em; "><span class="stl_23 stl_08 stl_37">二、本附加合同所称的非法拘禁：是指任何以拘押、禁闭或者以其他强制方法，违反被保 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 53.9654em; "><span class="stl_23 stl_08 stl_24">险人意愿，非法剥夺被保险人人身自由的行为。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 55.6054em; z-index:689; "><span class="stl_23 stl_08 stl_36">三、本附加合同所称的被绑架或被非法拘禁的日数：是指被保险人实际被绑架或被非法拘 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 56.7454em; "><span class="stl_23 stl_08 stl_37">禁的时间持续达到二十四小时或以上，每满二十四小时为一日。以绑架或拘禁当地警 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 57.8854em; "><span class="stl_23 stl_08 stl_24">方、使领馆或有关当局出具的证明文件为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 59.5254em; "><span class="stl_23 stl_08 stl_36">四、本附加合同所称的非法滞留境外期间：是指被保险人未获得某国合法许可而进入停留 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 60.6654em; "><span class="stl_23 stl_08 stl_36">该国期间，或者其所获得的合法停留该国期限届满后仍滞留于该国的期间。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.2942em;top: 62.3051em; "><span class="stl_23 stl_08 stl_24">（此页内容结束） &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">57 &nbsp;</span></div>
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					<div class="stl_01" style="left:15.6117em;top: 6.2123em; "><span class="stl_21 stl_08 stl_226" style="font-weight:bold;">美亚财产保险有限公司 &nbsp;</span></div>
					<div class="stl_01" style="left:20.9642em;top: 8.4488em; "><span class="stl_23 stl_08 stl_24">（以下简称本公司） &nbsp;</span></div>
					<div class="stl_01" style="left:13.4917em;top: 10.8859em; "><span class="stl_25 stl_08 stl_160" style="font-weight:bold;">美亚附加旅行银行卡盗刷保障保险 &nbsp;</span></div>
					<div class="stl_01" style="left:21.8842em;top: 12.7208em; z-index:46; "><span class="stl_123 stl_124 stl_181">(2017</span><span class="stl_23 stl_08 stl_28">年第一版</span><span class="stl_123 stl_124 stl_28">) &nbsp;</span></div>
					<div class="stl_01" style="left:7.772em;top: 13.8367em; z-index:52; "><span class="stl_29 stl_08 stl_30">（注册编号：</span><span class="stl_198 stl_124 stl_199">C00003932122017042108862</span><span class="stl_29 stl_08 stl_24">；备案编号：</span><span class="stl_198 stl_124 stl_51">(</span><span class="stl_29 stl_08 stl_33">美亚财险</span><span class="stl_198 stl_124 stl_51">)(</span><span class="stl_29 stl_08 stl_24">备</span><span class="stl_198 stl_124 stl_51">-</span><span class="stl_29 stl_08 stl_24">普通家财险</span><span class="stl_198 stl_124 stl_51">)</span><span class="stl_29 stl_08 stl_24">【</span><span class="stl_198 stl_124 stl_26">2017</span><span class="stl_29 stl_08 stl_161">】</span><span class="stl_198 stl_124 stl_51">(</span><span class="stl_29 stl_08 stl_24">附</span><span class="stl_198 stl_124 stl_160" style="word-spacing:-0.0108em;">) 040</span><span class="stl_29 stl_08 stl_24">号） &nbsp;</span></div>
					<div class="stl_01" style="left:18.6542em;top: 15.8988em; "><span class="stl_23 stl_08 stl_24">（本附加合同须投保始有效力） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.4288em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.4883em;">第一条 附加合同的订立和构成 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.9188em; z-index:177; "><span class="stl_23 stl_08 stl_36">《美亚附加旅行银行卡盗刷保障保险》合同（以下简称本附加合同），依主合同投保人的 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.1913em; "><span class="stl_23 stl_08 stl_24">申请，经本公司同意而订立。主合同的条款也适用于本附加合同，若主合同与本附加合同 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.4613em; "><span class="stl_23 stl_08 stl_24">的条款互有冲突，则以本附加合同的条款为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.9413em; "><span class="stl_23 stl_08 stl_36">若本附加合同的承保项目在保险单上或批注项内未载明，本附加合同不发生效力。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.4213em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.3633em;">第二条 本附加合同的生效 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.9113em; "><span class="stl_23 stl_08 stl_24">本附加合同的生效时间同主合同的生效时间，或以本附加合同的批注所载明的生效时间为 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.1813em; "><span class="stl_23 stl_08 stl_24">准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.6613em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.761em;">第三条 被保险人 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.2029em; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">本附加合同仅承保成年被保险人，不承保任何未成年人</span><span class="stl_23 stl_08 stl_40">。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.7229em; "><span class="stl_23 stl_08 stl_97" style="font-weight:bold; word-spacing:0.2388em;">第四条 保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.2129em; z-index:404; "><span class="stl_23 stl_08 stl_96">本附加合同有效期内，若任何被保险人在旅行期间由于银行卡丢失或失窃而造成非授权人 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.3529em; z-index:443; "><span class="stl_23 stl_08 stl_88">于下列情形非法使用该丢失或失窃的银行卡或该银行卡内的资料，则本公司将在扣除免赔 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 44.4929em; "><span class="stl_23 stl_08 stl_96">额（如有）后，以保险单所载本附加合同项下该被保险人相应的保险金额为限，赔偿该被 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.6329em; "><span class="stl_23 stl_08 stl_36">保险人在该卡发行机构开立的账户项下直接因该非法使用所发生的账款损失： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 47.9129em; z-index:536; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_37">）发行机构支付或从自动柜员机（</span><span class="stl_27 stl_08 stl_24">ATM</span><span class="stl_23 stl_08 stl_24">）提取现金或存款；或 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.0529em; z-index:548; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_37">）购买或租用商品或服务，包括但不限于网上购物。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.305em; "><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">但该账款损失须在本附加合同有效期内于挂失上述银行卡之前的</span><span class="stl_162 stl_124 stl_24">48</span><span class="stl_23 stl_08 stl_227" style="font-weight:bold;">小时内发生，且该被保 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 52.6054em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">险人须在发现银行卡丢失或失窃后立即挂失该银行卡。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 55.0954em; z-index:677; "><span class="stl_23 stl_08 stl_41" style="font-weight:bold;">若被保险人为同一旅行自愿投保本公司承保的多种综合保险，如在不同保障产品中有相同 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 56.3654em; z-index:717; "><span class="stl_23 stl_08 stl_83" style="font-weight:bold;">保险利益的，则本公司仅按其中保险金额最高者做出赔偿。如另有其他保险人承保同一保 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 57.6354em; "><span class="stl_23 stl_08 stl_117" style="font-weight:bold;">险利益，不论该保险是否由被保险人或他人投保，本公司仅按本附加合同项下的保险金额 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.9054em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">与保险金额总和的比例承担赔偿责任。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 61.2151em; "><span class="stl_23 stl_08 stl_97" style="font-weight:bold; word-spacing:0.2388em;">第五条 责任免除 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">58 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0771em; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">主合同中所有责任免除条款（如适用）均适用于本附加合同，若主合同中责任免除条款与 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 7.2188em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">本条款有相抵触之处，则应以本条款为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.5788em; "><span class="stl_23 stl_08 stl_121" style="font-weight:bold;">任何直接或间接由于下列情形引起的，与之有关的，或可归因于之的帐款损失，本公司不 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 10.7188em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">负任何赔偿责任： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 12.3588em; z-index:150; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">1</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）电脑硬件、软件、指令、输入错误，包括但不限于自动柜员机（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">ATM</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）故障。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 13.4988em; z-index:191; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">2</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）以下任何一方的不诚实、欺诈或犯罪行为或放任上述行为：</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">(i) </span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">被保险人或任何亲 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 14.6388em; z-index:198; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">属；</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">(ii)</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">任何发行机构的高级职员、董事或雇员，或任何授权、批准、管理或参与 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 15.7788em; z-index:261; "><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">发行机构交易的机构；或</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">(iii)</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">任何银行卡服务公司或其雇员。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 16.9188em; z-index:303; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">3</span><span class="stl_23 stl_08 stl_228" style="font-weight:bold;">）间接损失，包括但不限于：</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">(i)</span><span class="stl_23 stl_08 stl_229" style="font-weight:bold;">若非发生现金或其他财产损失，被保险人应该已经获 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 18.0588em; z-index:344; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">得的收益；</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold; word-spacing:0.0028em;">(ii) </span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">业务中断、延迟、市值损失；</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">(iii)</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">报告发生保险事故的费用、确 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 19.1988em; z-index:383; "><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">定本附加合同项下应付款项的费用以及其他开支；</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">(iv)</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">全部或部分未付或拖欠贷款 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 20.3388em; z-index:399; "><span class="stl_23 stl_08 stl_39" style="font-weight:bold;">或构成向被保险人的贷款的款项；</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold; word-spacing:0em;">(v) </span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">由于被保险人账户内资金不足造成的损失； &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 21.4788em; z-index:439; "><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">(vi) </span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">以及任何其他第三方的损失。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.6213em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">4</span><span class="stl_23 stl_08 stl_40" style="font-weight:bold;">）机械故障、电气故障、软件故障或数据错误，包括但不限于供电中断、电涌、降低 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 23.7613em; z-index:497; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">电压、停电，或电信、卫星系统故障。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 24.9013em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">5</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）银行卡在发行机构、制造商、信差或邮政保管期间或在上述各方间传递时发生丢失 &nbsp;</span></div>
					<div class="stl_01" style="left:9.8417em;top: 26.0413em; z-index:542; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">或失窃。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 27.1813em; z-index:545; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">6</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）与诉讼有关的任何费用。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.3213em; "><span class="stl_23 stl_08 stl_84" style="font-weight:bold;">（</span><span class="stl_27 stl_08 stl_35" style="font-weight:bold;">7</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">）经销商的欺诈行为。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.5013em; "><span class="stl_23 stl_08 stl_97" style="font-weight:bold; word-spacing:0.2387em;">第六条 被保险人义务 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 32.9113em; "><span class="stl_23 stl_08 stl_114">被保险人应在旅行期间妥善保管自己的银行卡，如发生本附加合同承保的保险事故，被保 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 34.0513em; z-index:622; "><span class="stl_23 stl_08 stl_24">险人须： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 35.1913em; z-index:654; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_230">）</span><span class="stl_23 stl_08 stl_24">于</span><span class="stl_23 stl_08 stl_24">丢失或失窃发生后二十四小时内向警方或其他有关当局报告</span><span class="stl_23 stl_08 stl_231">，</span><span class="stl_23 stl_08 stl_24">并</span><span class="stl_23 stl_08 stl_24">取得有关书面证明。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 36.3313em; z-index:665; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_36">）于丢失或失窃发生后二十四小时内通知发行机构该损失。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.485em; z-index:699; "><span class="stl_23 stl_08 stl_97" style="font-weight:bold; word-spacing:0.2388em;">第七条 证明文件</span><span class="stl_162 stl_124 stl_186">/</span><span class="stl_23 stl_08 stl_35" style="font-weight:bold;">索赔申请 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.9929em; "><span class="stl_23 stl_08 stl_36">被保险人向本公司索赔时，应提供以下证明和资料原件作为索赔证明，连同保险合同及本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.2629em; z-index:772; "><span class="stl_23 stl_08 stl_24">公司规定的索赔申请表格于自旅程结束日起的三十天内递交本公司： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.5329em; z-index:774; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">1</span><span class="stl_23 stl_08 stl_36" style="word-spacing:0.1835em;">）发行机构出具的载有丢失的或失窃的银行卡挂失之前的 </span><span class="stl_27 stl_08 stl_24" style="word-spacing:-0.0568em;">48 </span><span class="stl_23 stl_08 stl_24">小时内发生的银行卡提款 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 44.6729em; z-index:822; "><span class="stl_23 stl_08 stl_24">或刷卡记录的对帐单； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.8129em; z-index:842; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">2</span><span class="stl_23 stl_08 stl_37">）警方报案证明或其他有关当局的证明； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 46.9529em; z-index:844; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_27 stl_08 stl_24">3</span><span class="stl_23 stl_08 stl_37">）索赔申请人所能提供的与本项申请相关的其他材料。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.3029em; "><span class="stl_23 stl_08 stl_97" style="font-weight:bold; word-spacing:0.2388em;">第八条 代位求偿权 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.755em; z-index:891; "><span class="stl_23 stl_08 stl_37">本公司给付被保险人赔偿金额后</span><span class="stl_123 stl_124 stl_24">,</span><span class="stl_23 stl_08 stl_24">可在赔偿金额范围内，代位行使被保险人对第三人的赔偿 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 53.0554em; "><span class="stl_23 stl_08 stl_24">请求权，被保险人应协助本公司行使该项权利，其费用由本公司负担。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 55.5454em; "><span class="stl_23 stl_08 stl_97" style="font-weight:bold; word-spacing:0.2387em;">第九条 合同效力的终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 57.8554em; "><span class="stl_23 stl_08 stl_24">本附加合同发生下列情况之一时将会自动终止： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 58.9675em; z-index:989; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">1</span><span class="stl_23 stl_08 stl_24">）主合同效力终止； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 60.1075em; z-index:991; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_24">）保险期间届满，投保人无意续保或本公司不接受本附加合同续保； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 61.2472em; z-index:1023; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">3</span><span class="stl_23 stl_08 stl_24">）投保人于本附加合同有效期内向本公司申请解除本附加合同； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 62.3872em; z-index:1053; "><span class="stl_23 stl_08 stl_42">（</span><span class="stl_123 stl_124 stl_24">4</span><span class="stl_23 stl_08 stl_24">）本附加合同因其他条款所列情况而终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">59 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 7.0908em; z-index:8; "><span class="stl_23 stl_08 stl_30">注：在第（</span><span class="stl_123 stl_124 stl_24">2</span><span class="stl_23 stl_08 stl_24">）项所提及的情况下，本附加合同效力于保险单满期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.4688em; "><span class="stl_23 stl_08 stl_35" style="font-weight:bold; word-spacing:0.2383em;">第十条 释义 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 11.9588em; z-index:85; "><span class="stl_23 stl_08 stl_24">一</span><span class="stl_23 stl_08 stl_232">、</span><span class="stl_23 stl_08 stl_24">本</span><span class="stl_23 stl_08 stl_51">附加合同所称的银行卡</span><span class="stl_23 stl_08 stl_13">：</span><span class="stl_23 stl_08 stl_24">是</span><span class="stl_23 stl_08 stl_36">指由发行机构依法发行给被保险人的任何有效银行</span><span class="stl_23 stl_08 stl_233">卡</span><span class="stl_23 stl_08 stl_24">（</span><span class="stl_23 stl_08 stl_24">包 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 13.0988em; "><span class="stl_23 stl_08 stl_37">括信用卡、签账卡、借记卡或现金卡）。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 15.2788em; "><span class="stl_23 stl_08 stl_88">二、本附加合同所称的挂失：是指首次向有关机构报案丢失或失窃银行卡。受理机构包括 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 16.4188em; "><span class="stl_23 stl_08 stl_24">但不限于发行机构。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.7688em; z-index:173; "><span class="stl_23 stl_08 stl_40">三、本附加合同所称的丢失或失窃：是指</span><span class="stl_27 stl_08 stl_234">(1)</span><span class="stl_23 stl_08 stl_40">由于被保险人疏忽导致丢失，或</span><span class="stl_27 stl_08 stl_235">(2)</span><span class="stl_23 stl_08 stl_24">被第三方 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 19.9088em; "><span class="stl_23 stl_08 stl_36">窃取，但不得获得被保险人协助、同意或合作。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.1913em; z-index:254; "><span class="stl_23 stl_08 stl_24">四、本附加合同所称的亲属：是指被保险人的配偶、子女、女婿、儿媳、父母、配偶的父 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 23.4613em; z-index:291; "><span class="stl_23 stl_08 stl_24">母、祖父母、配偶的祖父母、外祖父母、配偶的外祖父母、曾祖父母、配偶的曾祖父 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 24.7313em; z-index:328; "><span class="stl_23 stl_08 stl_37">母、孙子女、兄弟姐妹、堂（表）兄弟姐妹、继父母、继子女、继兄弟姐妹、侄女、 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 26.0013em; "><span class="stl_23 stl_08 stl_37">外甥女、侄子、外甥、伯父、叔父、舅父、姑父、姨父、伯母、婶母、舅母、姑母、 &nbsp;</span></div>
					<div class="stl_01" style="left:9.2617em;top: 27.2713em; "><span class="stl_23 stl_08 stl_24">姨母、法定被扶养人、法定监护人。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.2942em;top: 31.9613em; "><span class="stl_23 stl_08 stl_24">（此页内容结束） &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">60 &nbsp;</span></div>
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					<div class="stl_01" style="left:15.6117em;top: 6.2123em; "><span class="stl_21 stl_08 stl_22" style="font-weight:bold;">美亚财产保险有限公司 &nbsp;</span></div>
					<div class="stl_01" style="left:21.0842em;top: 8.4317em; "><span class="stl_07 stl_08 stl_24">（以下简称本公司） &nbsp;</span></div>
					<div class="stl_01" style="left:14.2417em;top: 10.8659em; "><span class="stl_25 stl_08 stl_26" style="font-weight:bold;">美亚附加旅行飞机意外伤害保险 &nbsp;</span></div>
					<div class="stl_01" style="left:21.4842em;top: 12.7117em; z-index:45; "><span class="stl_07 stl_08 stl_24">（</span><span class="stl_19 stl_08 stl_127">2018</span><span class="stl_07 stl_08 stl_28">年第一版） &nbsp;</span></div>
					<div class="stl_01" style="left:16.8742em;top: 13.7817em; "><span class="stl_07 stl_08 stl_24">（注册编号：</span><span class="stl_19 stl_08 stl_236">C00003932322018083007542</span><span class="stl_07 stl_08 stl_236">） &nbsp;</span></div>
					<div class="stl_01" style="left:19.0042em;top: 15.9217em; "><span class="stl_07 stl_08 stl_24">（本附加合同须投保始有效力） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.3817em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7737em;">第一条 附加合同的订立和构成 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.5388em; z-index:142; "><span class="stl_23 stl_08 stl_88">《美亚附加旅行飞机意外伤害保险》合同（以下简称本附加合同），依主合同投保人的申 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 21.8488em; "><span class="stl_23 stl_08 stl_95">请，经本公司同意而订立。本附加合同附加于主合同而成立，主合同的条款也适用于本附 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.1613em; "><span class="stl_23 stl_08 stl_24">加合同，若主合同与本附加合同的条款互有冲突，则以本附加合同为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.6642em; "><span class="stl_07 stl_08 stl_36">若本附加合同的承保项目在保险单上或批注项内未载明，本附加合同不发生效力。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.0842em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7737em;">第二条 本附加合同生效 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.5442em; "><span class="stl_07 stl_08 stl_24">本附加合同的生效时间同主合同的生效时间，或以本附加合同的批注所载明的生效时间为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 33.0042em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7737em;">第三条 保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 35.2842em; z-index:349; "><span class="stl_07 stl_08 stl_24">在本附加合同有效期内</span><span class="stl_07 stl_08 stl_238">，</span><span class="stl_07 stl_08 stl_24">若</span><span class="stl_07 stl_08 stl_24">任何被保险人在旅行期间以乘客身</span><span class="stl_07 stl_08 stl_239">份</span><span class="stl_07 stl_08 stl_24">（</span><span class="stl_07 stl_08 stl_33">不包括该被保险人本人作为飞 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 36.3542em; z-index:391; "><span class="stl_07 stl_08 stl_240">机的驾驶员、操作人员或机组成员）乘坐飞机时遭遇主合同约定的意外事故，且自意外事故发生 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.4259em; z-index:436; "><span class="stl_07 stl_08 stl_36">之日起一百八十天内身故或致成《人身保险伤残评定标准及代码》（保监发</span><span class="stl_19 stl_08 stl_199">[2014]6</span><span class="stl_07 stl_08 stl_24">号，标准编 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 38.4959em; z-index:484; "><span class="stl_07 stl_08 stl_107">号为</span><span class="stl_19 stl_08 stl_241">JR/</span><span class="stl_19 stl_08 stl_242">T</span><span class="stl_19 stl_08 stl_241">0</span><span class="stl_19 stl_08 stl_26">083-2013</span><span class="stl_07 stl_08 stl_243">，以下简称“评定标准”）中所列的伤残项目，本公司按主合同的保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 39.5659em; z-index:526; "><span class="stl_07 stl_08 stl_24">给付后</span><span class="stl_07 stl_08 stl_238">，</span><span class="stl_07 stl_08 stl_24">再</span><span class="stl_07 stl_08 stl_37">按保险单上所载本附加合同项下该被保险人相应的保险金额给付身故保险金</span><span class="stl_07 stl_08 stl_244">，</span><span class="stl_07 stl_08 stl_24">或</span><span class="stl_07 stl_08 stl_24">按所 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.6359em; "><span class="stl_07 stl_08 stl_24">致伤残根据评定标准评定的伤残程度等级相对应的给付比例乘以保险单上所载本附加合同项下 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 41.7059em; "><span class="stl_07 stl_08 stl_36">该被保险人相应的保险金额给付意外伤残保险金。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.8459em; z-index:631; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold;">若该被保险人为同一旅行自愿投保由本公司承保的多种综合保险（不包括团体保险），且在不 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.0559em; z-index:673; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold;">同保障产品中有相同保险利益（包括《美亚附加旅行双倍给付意外伤害保险》项下约定的保险 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 46.2659em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold;">利益）的，则在适用本附加合同项下保障时，本公司仅按其中保险金额最高者做出赔偿，并退 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 47.4759em; "><span class="stl_07 stl_08 stl_245" style="font-weight:bold;">还其它保险项下已收取的相应保险利益的保险费。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.8959em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7743em;">第四条 责任免除 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 52.3559em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold;">主合同中所有责任免除条款均适用于本附加合同。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 54.8184em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7737em;">第五条 证明文件</span><span class="stl_19 stl_08 stl_246" style="font-weight:bold;">/</span><span class="stl_07 stl_08 stl_237" style="font-weight:bold;">索赔申请 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 57.1384em; "><span class="stl_07 stl_08 stl_24">主合同中列明的索赔所需证明文件和资料原件均适用于本附加合同。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 59.4184em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7742em;">第六条 附加合同效力的终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 61.6451em; "><span class="stl_23 stl_08 stl_24">本附加合同发生下列情况之一时将会自动终止： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 62.7681em; "><span class="stl_07 stl_08 stl_24">（</span><span class="stl_19 stl_08 stl_226">1</span><span class="stl_07 stl_08 stl_24">）主合同效力终止； &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">61 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0601em; z-index:34; "><span class="stl_07 stl_08 stl_24">（</span><span class="stl_19 stl_08 stl_226">2</span><span class="stl_07 stl_08 stl_24">）保险期间届满，投保人无意续保或本公司不接受本附加合同续保； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 7.1317em; z-index:36; "><span class="stl_07 stl_08 stl_24">（</span><span class="stl_19 stl_08 stl_226">3</span><span class="stl_07 stl_08 stl_24">）投保人于本附加合同有效期内向本公司申请解除本附加合同； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 8.2017em; "><span class="stl_07 stl_08 stl_24">（</span><span class="stl_19 stl_08 stl_226">4</span><span class="stl_07 stl_08 stl_24">）本附加合同因其他条款所列情况而终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 10.3417em; z-index:90; "><span class="stl_07 stl_08 stl_30">注：在（</span><span class="stl_19 stl_08 stl_127">2</span><span class="stl_07 stl_08 stl_37">）项所提及的情况下，本附加合同效力于保险单满期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 12.6617em; "><span class="stl_07 stl_08 stl_247" style="font-weight:bold; word-spacing:0.7744em;">第七条 释义 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 15.0817em; z-index:170; "><span class="stl_07 stl_08 stl_24">本附加合同所称的飞机</span><span class="stl_07 stl_08 stl_238">：</span><span class="stl_07 stl_08 stl_24">是</span><span class="stl_07 stl_08 stl_24">指领有适格政府主管部门依法颁发的公共交通营运执照</span><span class="stl_07 stl_08 stl_239">，</span><span class="stl_07 stl_08 stl_24">以</span><span class="stl_07 stl_08 stl_24">收费方式 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 16.1517em; z-index:202; "><span class="stl_07 stl_08 stl_30">合法载客的</span><span class="stl_07 stl_08 stl_248">、</span><span class="stl_07 stl_08 stl_24">经</span><span class="stl_07 stl_08 stl_37">营固定航班的航空公司或包机公司经营的固定翼飞机</span><span class="stl_07 stl_08 stl_244">、</span><span class="stl_07 stl_08 stl_24">航</span><span class="stl_07 stl_08 stl_24">空公司所经营的且在两 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 17.2217em; "><span class="stl_07 stl_08 stl_36">个固定的商业机场之间或有营运执照的商业直升机站之间运营的直升飞机。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 19.5017em; "><span class="stl_07 stl_08 stl_245" style="font-weight:bold;">凡上述所列的各种飞机用于非公共交通的目的和用途，均属不符合本附加合同对飞机的定义。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.2942em;top: 24.5013em; "><span class="stl_23 stl_08 stl_24">（此页内容结束） &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">62 &nbsp;</span></div>
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					<div class="stl_01" style="left:15.6117em;top: 6.2123em; "><span class="stl_21 stl_08 stl_22" style="font-weight:bold;">美亚财产保险有限公司 &nbsp;</span></div>
					<div class="stl_01" style="left:21.0842em;top: 8.4317em; "><span class="stl_07 stl_08 stl_24">（以下简称本公司） &nbsp;</span></div>
					<div class="stl_01" style="left:12.7317em;top: 10.8659em; "><span class="stl_25 stl_08 stl_26" style="font-weight:bold;">美亚附加旅行轨道交通意外伤害保险 &nbsp;</span></div>
					<div class="stl_01" style="left:21.4842em;top: 12.7117em; z-index:47; "><span class="stl_07 stl_08 stl_24">（</span><span class="stl_19 stl_08 stl_127">2018</span><span class="stl_07 stl_08 stl_28">年第一版） &nbsp;</span></div>
					<div class="stl_01" style="left:16.8742em;top: 13.7817em; "><span class="stl_07 stl_08 stl_24">（注册编号：</span><span class="stl_19 stl_08 stl_236">C00003932322018083007552</span><span class="stl_07 stl_08 stl_236">） &nbsp;</span></div>
					<div class="stl_01" style="left:19.0042em;top: 15.9217em; "><span class="stl_07 stl_08 stl_24">（本附加合同须投保始有效力） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.3817em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7737em;">第一条 附加合同的订立和构成 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.5388em; z-index:144; "><span class="stl_23 stl_08 stl_88">《美亚附加旅行轨道交通意外伤害保险》合同（以下简称本附加合同），依主合同投保人 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 21.8488em; "><span class="stl_23 stl_08 stl_95">的申请，经本公司同意而订立。本附加合同附加于主合同而成立，主合同的条款也适用于 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.1613em; "><span class="stl_23 stl_08 stl_24">本附加合同，若主合同与本附加合同的条款互有冲突，则以本附加合同为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.6642em; "><span class="stl_07 stl_08 stl_24">若本附加合同的承保项目在保险单上或批注项内未载明，本附加合同不发生效力。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.0842em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7737em;">第二条 本附加合同生效 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.5442em; "><span class="stl_07 stl_08 stl_36">本附加合同的生效时间同主合同的生效时间，或以本附加合同的批注所载明的生效时间为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 33.0042em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7737em;">第三条 被保险人 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 35.4242em; "><span class="stl_07 stl_08 stl_245" style="font-weight:bold;">本附加合同仅承保成年被保险人，不承保任何未成年人</span><span class="stl_07 stl_08 stl_245">。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.8859em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7737em;">第四条 保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.1659em; z-index:386; "><span class="stl_07 stl_08 stl_24">在本附加合同有效期内</span><span class="stl_07 stl_08 stl_238">，</span><span class="stl_07 stl_08 stl_24">若</span><span class="stl_07 stl_08 stl_24">任何被保险人在旅行期间以乘客身</span><span class="stl_07 stl_08 stl_239">份</span><span class="stl_07 stl_08 stl_24">（</span><span class="stl_07 stl_08 stl_33">不包括该被保险人本人作为轨 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 41.2359em; z-index:428; "><span class="stl_07 stl_08 stl_240">道交通工具的驾驶员、操作人员或乘务员）乘坐轨道交通工具时遭遇主合同约定的意外事故，且 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.3059em; z-index:468; "><span class="stl_07 stl_08 stl_36">自意外事故发生之日起一百八十天内身故或致成《人身保险伤残评定标准及代码》（保监发 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.3759em; z-index:519; "><span class="stl_19 stl_08 stl_127">[2014]6</span><span class="stl_07 stl_08 stl_77">号，标准编号为</span><span class="stl_19 stl_08 stl_127" style="word-spacing:0em;">JR/T 0083-2013</span><span class="stl_07 stl_08 stl_36">，以下简称“评定标准”）中所列的伤残项目，本公司 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 44.4459em; z-index:561; "><span class="stl_07 stl_08 stl_24">按主合同的保险责任给付后</span><span class="stl_07 stl_08 stl_249">，</span><span class="stl_07 stl_08 stl_24">再</span><span class="stl_07 stl_08 stl_51">按保险单上所载本附加合同项下该被保险人相应的保险金额给付 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.5159em; z-index:603; "><span class="stl_07 stl_08 stl_30">身故保险金</span><span class="stl_07 stl_08 stl_249">，</span><span class="stl_07 stl_08 stl_24">或</span><span class="stl_07 stl_08 stl_24">按所致伤残根据评定标准评定的伤残程度等级相对应的给付比例乘以保险单上所 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 46.5859em; "><span class="stl_07 stl_08 stl_37">载本附加合同项下该被保险人相应的保险金额给付意外伤残保险金。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.7259em; z-index:675; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold;">若该被保险人为同一旅行自愿投保由本公司承保的多种综合保险（不包括团体保险），且在不 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.9359em; z-index:717; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold;">同保障产品中有相同保险利益（包括《美亚附加旅行双倍给付意外伤害保险》项下约定的保险 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.1459em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold;">利益）的，则在适用本附加合同项下保障时，本公司仅按其中保险金额最高者做出赔偿，并退 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 52.3559em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold;">还其它保险项下已收取的相应保险利益的保险费。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 54.7784em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7743em;">第五条 责任免除 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 57.2384em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold;">主合同中所有责任免除条款均适用于本附加合同。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 59.7384em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7737em;">第六条 证明文件</span><span class="stl_19 stl_08 stl_246" style="font-weight:bold;">/</span><span class="stl_07 stl_08 stl_237" style="font-weight:bold;">索赔申请 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 62.0581em; "><span class="stl_07 stl_08 stl_24">主合同中列明的索赔所需证明文件和资料原件均适用于本附加合同。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">63 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 7.2717em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7742em;">第七条 附加合同效力的终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.4988em; "><span class="stl_23 stl_08 stl_24">本附加合同发生下列情况之一时将会自动终止： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 10.6217em; z-index:46; "><span class="stl_07 stl_08 stl_24">（</span><span class="stl_19 stl_08 stl_226">1</span><span class="stl_07 stl_08 stl_24">）主合同效力终止； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 11.6917em; z-index:78; "><span class="stl_07 stl_08 stl_24">（</span><span class="stl_19 stl_08 stl_226">2</span><span class="stl_07 stl_08 stl_24">）保险期间届满，投保人无意续保或本公司不接受本附加合同续保； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 12.7617em; z-index:80; "><span class="stl_07 stl_08 stl_24">（</span><span class="stl_19 stl_08 stl_226">3</span><span class="stl_07 stl_08 stl_24">）投保人于本附加合同有效期内向本公司申请解除本附加合同； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 13.8317em; "><span class="stl_07 stl_08 stl_24">（</span><span class="stl_19 stl_08 stl_226">4</span><span class="stl_07 stl_08 stl_24">）本附加合同因其他条款所列情况而终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 15.9717em; z-index:134; "><span class="stl_07 stl_08 stl_30">注：在（</span><span class="stl_19 stl_08 stl_127">2</span><span class="stl_07 stl_08 stl_24">）项所提及的情况下，本附加合同效力于保险单满期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.2917em; "><span class="stl_07 stl_08 stl_247" style="font-weight:bold; word-spacing:0.7744em;">第八条 释义 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.7117em; z-index:214; "><span class="stl_07 stl_08 stl_24">本附加合同所称的轨道交通工具</span><span class="stl_07 stl_08 stl_238">：</span><span class="stl_07 stl_08 stl_24">是</span><span class="stl_07 stl_08 stl_24">指领有适格政府主管部门依法颁发的公共交通营运执照</span><span class="stl_07 stl_08 stl_239">，</span><span class="stl_07 stl_08 stl_239">以 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 21.7817em; "><span class="stl_07 stl_08 stl_36">收费方式合法载客的火车、有轨电车、轨道列车（包括地铁、轻轨及磁悬浮列车）。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 24.0642em; "><span class="stl_07 stl_08 stl_245" style="font-weight:bold;">凡上述所列的各种轨道交通工具用于非公共交通的目的和用途，均属不符合本附加合同对轨道 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.2742em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold;">交通工具的定义。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.2942em;top: 30.2713em; "><span class="stl_23 stl_08 stl_24">（此页内容结束） &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">64 &nbsp;</span></div>
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					<div class="stl_01" style="left:15.6117em;top: 6.2123em; "><span class="stl_21 stl_08 stl_22" style="font-weight:bold;">美亚财产保险有限公司 &nbsp;</span></div>
					<div class="stl_01" style="left:21.0842em;top: 8.4317em; "><span class="stl_07 stl_08 stl_24">（以下简称本公司） &nbsp;</span></div>
					<div class="stl_01" style="left:14.2417em;top: 10.8659em; "><span class="stl_25 stl_08 stl_26" style="font-weight:bold;">美亚附加旅行轮船意外伤害保险 &nbsp;</span></div>
					<div class="stl_01" style="left:21.4842em;top: 12.7117em; z-index:45; "><span class="stl_07 stl_08 stl_24">（</span><span class="stl_19 stl_08 stl_127">2018</span><span class="stl_07 stl_08 stl_24">年第一版） &nbsp;</span></div>
					<div class="stl_01" style="left:16.8742em;top: 13.7817em; "><span class="stl_07 stl_08 stl_24">（注册编号：</span><span class="stl_19 stl_08 stl_236">C00003932322018083007562</span><span class="stl_07 stl_08 stl_236">） &nbsp;</span></div>
					<div class="stl_01" style="left:19.0042em;top: 15.9217em; "><span class="stl_07 stl_08 stl_24">（本附加合同须投保始有效力） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.3817em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7737em;">第一条 附加合同的订立和构成 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.5388em; z-index:142; "><span class="stl_23 stl_08 stl_88">《美亚附加旅行轮船意外伤害保险》合同（以下简称本附加合同），依主合同投保人的申 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 21.8488em; "><span class="stl_23 stl_08 stl_95">请，经本公司同意而订立。本附加合同附加于主合同而成立，主合同的条款也适用于本附 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.1613em; "><span class="stl_23 stl_08 stl_24">加合同，若主合同与本附加合同的条款互有冲突，则以本附加合同为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.7242em; "><span class="stl_07 stl_08 stl_24">若本附加合同的承保项目在保险单上或批注项内未载明，本附加合同不发生效力。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.1442em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7737em;">第二条 本附加合同生效 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.6042em; "><span class="stl_07 stl_08 stl_24">本附加合同的生效时间同主合同的生效时间，或以本附加合同的批注所载明的生效时间为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 33.0642em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7737em;">第三条 被保险人 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 35.4842em; "><span class="stl_07 stl_08 stl_245" style="font-weight:bold;">本附加合同仅承保成年被保险人，不承保任何未成年人</span><span class="stl_07 stl_08 stl_245">。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.9459em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7737em;">第四条 保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.2259em; z-index:382; "><span class="stl_07 stl_08 stl_24">在本附加合同有效期内</span><span class="stl_07 stl_08 stl_238">，</span><span class="stl_07 stl_08 stl_24">若</span><span class="stl_07 stl_08 stl_24">任何被保险人在旅行期间以乘客身</span><span class="stl_07 stl_08 stl_239">份</span><span class="stl_07 stl_08 stl_24">（</span><span class="stl_07 stl_08 stl_24">不包括该被保险人本人作为轮 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 41.2959em; z-index:424; "><span class="stl_07 stl_08 stl_240">船的驾驶员、操作人员或其他船上工作人员）乘坐轮船时遭遇主合同约定的意外事故，且自意外 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.3659em; z-index:470; "><span class="stl_07 stl_08 stl_24">事故发生之日起一百八十天内身故或致</span><span class="stl_07 stl_08 stl_250">成</span><span class="stl_07 stl_08 stl_24">《</span><span class="stl_07 stl_08 stl_24">人身保险伤残评定标准及代码</span><span class="stl_07 stl_08 stl_250">》</span><span class="stl_07 stl_08 stl_24">（</span><span class="stl_07 stl_08 stl_48">保监发</span><span class="stl_19 stl_08 stl_127">[2014]6</span><span class="stl_07 stl_08 stl_24">号， &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.4359em; z-index:518; "><span class="stl_07 stl_08 stl_30">标准编号为</span><span class="stl_19 stl_08 stl_241">JR/</span><span class="stl_19 stl_08 stl_242">T</span><span class="stl_19 stl_08 stl_241">0</span><span class="stl_19 stl_08 stl_187">083-2013</span><span class="stl_07 stl_08 stl_63">，以下简称“评定标准”）中所列的伤残项目，本公司按主合同的保 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 44.5059em; z-index:559; "><span class="stl_07 stl_08 stl_37">险责任给付后，再按保险单上所载本附加合同项下该被保险人相应的保险金额给付身故保险金</span><span class="stl_19 stl_08 stl_37">, &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.5759em; "><span class="stl_07 stl_08 stl_36">或按所致伤残根据评定标准评定的伤残程度等级相对应的给付比例乘以保险单上所载本附加合 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 46.6459em; "><span class="stl_07 stl_08 stl_37">同项下该被保险人相应的保险金额给付意外伤残保险金。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.7859em; z-index:668; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold;">若该被保险人为同一旅行自愿投保由本公司承保的多种综合保险（不包括团体保险），且在不 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.9959em; z-index:710; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold;">同保障产品中有相同保险利益（包括《美亚附加旅行双倍给付意外伤害保险》项下约定的保险 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.2059em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold;">利益）的，则在适用本附加合同项下保障时，本公司仅按其中保险金额最高者做出赔偿，并退 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 52.4159em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold;">还其它保险项下已收取的相应保险利益的保险费。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 54.8384em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7737em;">第五条 责任免除 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 57.2984em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold;">主合同中所有责任免除条款均适用于本附加合同。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 59.7984em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7737em;">第六条 证明文件</span><span class="stl_19 stl_08 stl_246" style="font-weight:bold;">/</span><span class="stl_07 stl_08 stl_237" style="font-weight:bold;">索赔申请 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 62.1181em; "><span class="stl_07 stl_08 stl_36">主合同中列明的索赔所需证明文件和资料原件均适用于本附加合同。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">65 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 7.2717em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7737em;">第七条 附加合同效力的终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.4988em; "><span class="stl_23 stl_08 stl_24">本附加合同发生下列情况之一时将会自动终止： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 10.6217em; z-index:46; "><span class="stl_07 stl_08 stl_24">（</span><span class="stl_19 stl_08 stl_226">1</span><span class="stl_07 stl_08 stl_24">）主合同效力终止； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 11.6917em; z-index:48; "><span class="stl_07 stl_08 stl_24">（</span><span class="stl_19 stl_08 stl_226">2</span><span class="stl_07 stl_08 stl_24">）保险期间届满，投保人无意续保或本公司不接受本附加合同续保； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 12.7617em; z-index:80; "><span class="stl_07 stl_08 stl_24">（</span><span class="stl_19 stl_08 stl_226">3</span><span class="stl_07 stl_08 stl_24">）投保人于本附加合同有效期内向本公司申请解除本附加合同； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 13.8317em; "><span class="stl_07 stl_08 stl_24">（</span><span class="stl_19 stl_08 stl_226">4</span><span class="stl_07 stl_08 stl_24">）本附加合同因其他条款所列情况而终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 15.9717em; z-index:134; "><span class="stl_07 stl_08 stl_30">注：在（</span><span class="stl_19 stl_08 stl_127">2</span><span class="stl_07 stl_08 stl_24">）项所提及的情况下，本附加合同效力于保险单满期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.2917em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7737em;">第八条 释义 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.7117em; z-index:210; "><span class="stl_07 stl_08 stl_24">本附加合同所称的轮船</span><span class="stl_07 stl_08 stl_238">：</span><span class="stl_07 stl_08 stl_24">是</span><span class="stl_07 stl_08 stl_24">指领有适格政府主管部门依法颁发的公共交通营运执照</span><span class="stl_07 stl_08 stl_239">，</span><span class="stl_07 stl_08 stl_24">以</span><span class="stl_07 stl_08 stl_24">收费方式 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 21.7817em; "><span class="stl_07 stl_08 stl_36">合法载客的渡船、气垫船、水翼船、轮船、邮轮。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 24.0642em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold;">凡上述所列的各种轮船用于非公共交通的目的和用途，均属不符合本附加合同对轮船的定义。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.2942em;top: 29.0613em; "><span class="stl_23 stl_08 stl_24">（此页内容结束） &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">66 &nbsp;</span></div>
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					<div class="stl_01" style="left:15.6117em;top: 6.2123em; "><span class="stl_21 stl_08 stl_22" style="font-weight:bold;">美亚财产保险有限公司 &nbsp;</span></div>
					<div class="stl_01" style="left:21.0842em;top: 8.4317em; "><span class="stl_07 stl_08 stl_24">（以下简称本公司） &nbsp;</span></div>
					<div class="stl_01" style="left:14.2417em;top: 10.8659em; "><span class="stl_25 stl_08 stl_26" style="font-weight:bold;">美亚附加旅行汽车意外伤害保险 &nbsp;</span></div>
					<div class="stl_01" style="left:21.4842em;top: 12.7117em; z-index:45; "><span class="stl_07 stl_08 stl_24">（</span><span class="stl_19 stl_08 stl_127">2018</span><span class="stl_07 stl_08 stl_28">年第一版） &nbsp;</span></div>
					<div class="stl_01" style="left:16.8742em;top: 13.7817em; "><span class="stl_07 stl_08 stl_24">（注册编号：</span><span class="stl_19 stl_08 stl_236">C00003932322018083007572</span><span class="stl_07 stl_08 stl_236">） &nbsp;</span></div>
					<div class="stl_01" style="left:19.0042em;top: 15.9217em; "><span class="stl_07 stl_08 stl_24">（本附加合同须投保始有效力） &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 18.3817em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7737em;">第一条 附加合同的订立和构成 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.5388em; z-index:142; "><span class="stl_23 stl_08 stl_88">《美亚附加旅行汽车意外伤害保险》合同（以下简称本附加合同），依主合同投保人的申 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 21.8488em; "><span class="stl_23 stl_08 stl_95">请，经本公司同意而订立。本附加合同附加于主合同而成立，主合同的条款也适用于本附 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 23.1613em; "><span class="stl_23 stl_08 stl_24">加合同，若主合同与本附加合同的条款互有冲突，则以本附加合同为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 25.6642em; "><span class="stl_07 stl_08 stl_24">若本附加合同的承保项目在保险单上或批注项内未载明，本附加合同不发生效力。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 28.0842em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7737em;">第二条 本附加合同生效 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 30.5442em; "><span class="stl_07 stl_08 stl_24">本附加合同的生效时间同主合同的生效时间，或以本附加合同的批注所载明的生效时间为准。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 33.0042em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7737em;">第三条 被保险人 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 35.4242em; "><span class="stl_07 stl_08 stl_245" style="font-weight:bold;">本附加合同仅承保成年被保险人，不承保任何未成年人</span><span class="stl_07 stl_08 stl_245">。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 37.8859em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7737em;">第四条 保险责任 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 40.1659em; z-index:382; "><span class="stl_07 stl_08 stl_24">在本附加合同有效期内</span><span class="stl_07 stl_08 stl_238">，</span><span class="stl_07 stl_08 stl_24">若</span><span class="stl_07 stl_08 stl_24">任何被保险人在旅行期间以乘客身</span><span class="stl_07 stl_08 stl_239">份</span><span class="stl_07 stl_08 stl_24">（</span><span class="stl_07 stl_08 stl_33">不包括该被保险人本人作为汽 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 41.2359em; "><span class="stl_07 stl_08 stl_251">车的驾驶员、售票员）乘坐汽车时遭遇主合同约定的意外事故，且自意外事故发生之日起一百八 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 42.3059em; z-index:469; "><span class="stl_07 stl_08 stl_37">十天内身故或致成《人身保险伤残评定标准及代码》（保监发</span><span class="stl_19 stl_08 stl_127">[2014]6</span><span class="stl_07 stl_08 stl_77">号，标准编号为</span><span class="stl_19 stl_08 stl_127">JR/T &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 43.3759em; z-index:515; "><span class="stl_19 stl_08 stl_127">0083-2013</span><span class="stl_07 stl_08 stl_36">，以下简称“评定标准”）中所列的伤残项目，本公司按主合同的保险责任给付后， &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 44.4459em; z-index:557; "><span class="stl_07 stl_08 stl_36">再按保险单上所载本附加合同项下该被保险人相应的保险金额给付身故保险金</span><span class="stl_07 stl_08 stl_249">，</span><span class="stl_07 stl_08 stl_24">或</span><span class="stl_07 stl_08 stl_24">按所致伤残根 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 45.5159em; "><span class="stl_07 stl_08 stl_24">据评定标准评定的伤残程度等级相对应的给付比例乘以保险单上所载本附加合同项下该被保险 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 46.5859em; "><span class="stl_07 stl_08 stl_37">人相应的保险金额给付意外伤残保险金。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 48.7259em; z-index:658; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold;">若该被保险人为同一旅行自愿投保由本公司承保的多种综合保险（不包括团体保险），且在不 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 49.9359em; z-index:700; "><span class="stl_07 stl_08 stl_134" style="font-weight:bold;">同保障产品中有相同保险利益（包括《美亚附加旅行双倍给付意外伤害保险》项下约定的保险 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 51.1459em; "><span class="stl_07 stl_08 stl_134" style="font-weight:bold;">利益）的，则在适用本附加合同项下保障时，本公司仅按其中保险金额最高者做出赔偿，并退 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 52.3559em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold;">还其它保险项下已收取的相应保险利益的保险费。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 54.7784em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7743em;">第五条 责任免除 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 57.2384em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold;">主合同中所有责任免除条款均适用于本附加合同。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 59.6984em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7737em;">第六条 证明文件</span><span class="stl_19 stl_08 stl_246" style="font-weight:bold;">/</span><span class="stl_07 stl_08 stl_237" style="font-weight:bold;">索赔申请 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 62.0181em; "><span class="stl_07 stl_08 stl_24">主合同中列明的索赔所需证明文件和资料原件均适用于本附加合同。 &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">67 &nbsp;</span></div>
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					<div class="stl_01" style="left:7.492em;top: 6.0601em; "><span class="stl_07 stl_08 stl_237" style="font-weight:bold; word-spacing:0.7742em;">第七条 附加合同效力的终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 8.2887em; "><span class="stl_23 stl_08 stl_24">本附加合同发生下列情况之一时将会自动终止： &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 9.4117em; z-index:46; "><span class="stl_07 stl_08 stl_24">（</span><span class="stl_19 stl_08 stl_226">1</span><span class="stl_07 stl_08 stl_24">）主合同效力终止； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 10.4817em; z-index:78; "><span class="stl_07 stl_08 stl_24">（</span><span class="stl_19 stl_08 stl_226">2</span><span class="stl_07 stl_08 stl_24">）保险期间届满，投保人无意续保或本公司不接受本附加合同续保； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 11.5517em; z-index:80; "><span class="stl_07 stl_08 stl_24">（</span><span class="stl_19 stl_08 stl_226">3</span><span class="stl_07 stl_08 stl_24">）投保人于本附加合同有效期内向本公司申请解除本附加合同； &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 12.6217em; "><span class="stl_07 stl_08 stl_24">（</span><span class="stl_19 stl_08 stl_226">4</span><span class="stl_07 stl_08 stl_24">）本附加合同因其他条款所列情况而终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 14.7617em; z-index:134; "><span class="stl_07 stl_08 stl_30">注：在（</span><span class="stl_19 stl_08 stl_127">2</span><span class="stl_07 stl_08 stl_24">）项所提及的情况下，本附加合同效力于保险单满期日二十四时自动终止。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 17.0817em; "><span class="stl_07 stl_08 stl_247" style="font-weight:bold; word-spacing:0.7744em;">第八条 释义 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 19.5017em; z-index:210; "><span class="stl_07 stl_08 stl_24">本附加合同所称的汽车</span><span class="stl_07 stl_08 stl_238">：</span><span class="stl_07 stl_08 stl_24">是</span><span class="stl_07 stl_08 stl_24">指领有适格政府主管部门依法颁发的公共交通营运执照</span><span class="stl_07 stl_08 stl_239">，</span><span class="stl_07 stl_08 stl_24">以</span><span class="stl_07 stl_08 stl_24">收费方式 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 20.5717em; "><span class="stl_07 stl_08 stl_36">合法载客的公共汽车、长途汽车、出租车或有合法运营资质的网约车（仅限四轮机动车）。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top: 22.8542em; "><span class="stl_07 stl_08 stl_245" style="font-weight:bold;">凡上述所列的各种汽车用于非公共交通的目的和用途，均属不符合本附加合同对汽车的定义。 &nbsp;</span></div>
					<div class="stl_01" style="left:21.2942em;top: 27.8513em; "><span class="stl_23 stl_08 stl_24">（此页内容结束） &nbsp;</span></div>
					<div class="stl_01" style="left:24.3942em;top: 65.2881em; "><span class="stl_19 stl_08 stl_127">68 &nbsp;</span></div>
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